公开(公告)号：US09286607B2

公开(公告)日：2016-03-15

申请号：US14210989

申请日：2014-03-14

Applicant: MasterCard International Incorporated

Inventor： Patrik Smets ,  David Roberts

IPC: G06K19/06 ,  G06Q20/34 ,  G07F7/08

CPC classification number: G06Q20/352 ,  G07F7/0893

Abstract: A contactless card reader system comprises the a contactless card reader for short range wireless communication with a payment device using a contactless card protocol. The reader also comprises a terminal for exchanging data with the payment device and with a remote server to perform a contactless card transaction. The terminal is comprised in a personal computing device. The remote server may provide functionality to the terminal in performance of the transaction. A method of performing a transaction is also described.

Abstract translation: 非接触式读卡器系统包括用于使用非接触式卡协议的支付设备进行短距离无线通信的非接触式读卡器。 阅读器还包括用于与支付设备交换数据的终端以及与远程服务器进行非接触式卡交易的终端。 终端包括在个人计算设备中。 远程服务器可以在执行交易时向终端提供功能。 还描述了执行交易的方法。

公开(公告)号：US20170178111A1

公开(公告)日：2017-06-22

申请号：US15381387

申请日：2016-12-16

Applicant: MasterCard International Incorporated

Inventor： David Roberts ,  Donghao Huang ,  Jiaming Li ,  Bensam Joyson ,  Hao Tang ,  Yong Wei Chin

IPC: G06Q20/22 ,  G06Q40/02 ,  G06Q20/10

CPC classification number: G06Q20/227 ,  G06Q20/102 ,  G06Q20/3433 ,  G06Q20/349 ,  G06Q20/3552 ,  G06Q20/3572 ,  G06Q40/02

Abstract: A transaction system for performing transactions with multiple balances within a single transaction. The transaction system comprises a payment device programmed to record multiple balances and a terminal programmed to interact with the payment device in order to complete a transaction by debiting multiple balances of the payment device within a single transaction. A method of transacting with a transaction device, a payment device and a method of providing commodities to a payment device user are also provided.