公开(公告)号：US10832533B2

公开(公告)日：2020-11-10

申请号：US14808261

申请日：2015-07-24

Applicant: MasterCard International Incorporated

Inventor： Simon Phillips ,  James J. Anderson ,  Oran Cummins

IPC: G07G5/00 ,  G06Q20/40 ,  G06Q20/04 ,  G06Q20/32

Abstract: A method including receiving a query request for a registration status of a payment account number (PAN) with an electronic receipt service; determining, in reply to the query request, whether the PAN is registered with the electronic receipt service; determining an electronic receipt handling option associated with the PAN; and sending a response including at least an electronic receipt destination address, the electronic receipt destination address being an address to which an electronic receipt associated with the PAN of the query request is to be sent.

公开(公告)号：US20160117895A1

公开(公告)日：2016-04-28

申请号：US14808261

申请日：2015-07-24

Applicant: MasterCard International Incorporated

Inventor： Simon Phillips ,  James J. Anderson ,  Oran Cummins

IPC: G07G5/00 ,  G06Q20/32

Abstract: A method including receiving a query request for a registration status of a payment account number (PAN) with an electronic receipt service; determining, in reply to the query request, whether the PAN is registered with the electronic receipt service; determining an electronic receipt handling option associated with the PAN; and sending a response including at least an electronic receipt destination address, the electronic receipt destination address being an address to which an electronic receipt associated with the PAN of the query request is to be sent.

公开(公告)号：US20130297512A1

公开(公告)日：2013-11-07

申请号：US13931025

申请日：2013-06-28

Applicant: MasterCard International Incorporated

Inventor： Simon Phillips ,  James J. Anderson ,  Murdo Munro

IPC: G06Q20/40

CPC classification number: G06Q20/409 ,  G06Q20/32 ,  G06Q20/3227 ,  G06Q20/363 ,  G06Q20/405 ,  G06Q20/42 ,  G06Q30/0607 ,  G06Q40/02

Abstract: A method includes a cardholder device receiving at least one cardholder verification rule from a computer, and storing the cardholder verification rule. The cardholder verification rule prescribes circumstances under which a cardholder is required to perform a cardholder verification process in connection with a purchase transaction. The method includes the cardholder device receiving purchase transaction information from a merchant device, and then determining by using the stored cardholder verification rule, and based on at least one of the received purchase transaction information and current circumstances, that cardholder verification is not required. The cardholder device then uploads payment information to the merchant device to complete the purchase transaction.

Abstract translation: 一种方法包括持卡人设备从计算机接收至少一个持卡人验证规则，并存储持卡人验证规则。 持卡人验证规则规定了持卡人需要在购买交易中执行持卡人验证过程的情况。 该方法包括持卡人设备从商家设备接收购买交易信息，然后通过使用所存储的持卡人验证规则，并且基于所接收的购买交易信息和当前情况中的至少一个来确定不要求持卡人验证。 持卡人设备然后将付款信息上传到商家设备以完成购买交易。