公开(公告)号：US11620628B2

公开(公告)日：2023-04-04

申请号：US14755262

申请日：2015-06-30

Applicant: MasterCard International Incorporated

Inventor： Amyn Dhala ,  Kimberly Lewis Peyton ,  Tim Mattingly ,  Alain Delperdange ,  Dominique Steenbeek ,  Gregory Coburn ,  Susan Rassbach ,  Mark N. Savoye ,  Benjamin Dessy ,  Karen Randell ,  Brad Dickinson ,  Navjot Sidhu ,  Corey Hively

IPC: G06Q20/32 ,  G06Q20/34 ,  G06Q20/40

Abstract: A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.