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公开(公告)号：US20080177662A1
公开(公告)日：2008-07-24
申请号：US11626763
申请日：2007-01-24
CPC分类号： G06Q20/3255 , G06Q20/10 , G06Q20/20 , G06Q20/24 , G06Q20/32 , G06Q20/3221 , G06Q20/3223 , G06Q20/40 , G07G1/00
摘要： A merchant is provided the ability to receive and process wireless financial transactions through interaction with a mobile device. The merchant can be authenticated with an account-based service through various techniques including biometric techniques. The merchant can receive a customer's payment information for a sales transaction and input such payment information into the mobile device through various interfaces, such as a keypad, voice recognition, pattern recognition. The mobile device can also include a card reader that can automate entry of the payment information from a credit card, debit card or other identification card.
摘要翻译： 商家被提供通过与移动设备交互来接收和处理无线金融交易的能力。 通过包括生物识别技术在内的各种技术，商家可以通过基于帐户的服务进行认证。 商家可以接收用于销售交易的客户的支付信息，并且通过诸如小键盘，语音识别，模式识别的各种接口将这种支付信息输入到移动设备中。 移动设备还可以包括可以从信用卡，借记卡或其他身份证卡自动输入支付信息的读卡器。
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公开(公告)号：US07831246B1
公开(公告)日：2010-11-09
申请号：US11608660
申请日：2006-12-08
IPC分类号： H04M3/00
CPC分类号： H04M3/382 , G06Q20/3255 , G06Q20/40 , G06Q20/425 , H04M3/4211 , H04M3/493 , H04M15/00 , H04M15/68 , H04M2215/0196 , H04W4/24
摘要： A mobile merchant service allows payment information, credit information, or other transaction information to be processed utilizing a mobile user device. The information can be transmitted utilizing USSD technology that provides a session oriented transaction. Information relating to the customer payment or account details are not maintained in the user device, providing security of personal information. The user device can be synchronized with other devices to facilitate reconciliation and performing financial or other functions.
摘要翻译： 移动商户服务允许使用移动用户设备来处理支付信息，信用信息或其他交易信息。 可以使用提供面向会话的事务的USSD技术来传送信息。 与客户付款有关的信息或帐户详细信息不会保留在用户设备中，从而提供个人信息的安全性。 用户设备可以与其他设备同步，以便于协调和执行财务或其他功能。
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