公开(公告)号：US07143095B2

公开(公告)日：2006-11-28

申请号：US10334271

申请日：2002-12-31

申请人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

发明人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

IPC分类号： G06F17/30 ,  G06F15/16

CPC分类号： G06F21/34 ,  G06Q40/00 ,  Y10S707/99931

摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.

摘要翻译： 企业身份管理系统包括注册组件，所有权组件和审核组件。 注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。 所有权组件配置为验证帐户的所有权。 审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

公开(公告)号：US20110289569A1

公开(公告)日：2011-11-24

申请号：US13197144

申请日：2011-08-03

申请人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

发明人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

IPC分类号： H04L9/32 ,  G06F15/16 ,  G06F21/00

CPC分类号： G06F21/34 ,  G06Q40/00 ,  Y10S707/99931

摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.

摘要翻译： 企业身份管理系统包括注册组件，所有权组件和审核组件。 注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。 所有权组件配置为验证帐户的所有权。 审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

公开(公告)号：US08010562B2

公开(公告)日：2011-08-30

申请号：US12692817

申请日：2010-01-25

申请人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

发明人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

IPC分类号： G06F7/00 ,  G06F17/30

CPC分类号： G06F21/34 ,  G06Q40/00 ,  Y10S707/99931

摘要： A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety of questions. Thereafter, when a user desires to service his account, the user may be re-queried to determine if he is attempting to access the correct information. An authentication and access component provides the functionality to access a system of the present invention. An audit component can be configured to periodically monitor the various accounts to ensure a continued linking between users and accounts.

摘要翻译： 用于促进用户身份管理的方法和系统包括所有权组件，注册组件和维护组件。 当用户首先希望使用本发明访问系统时，注册组件通过询问各种问题来验证用户对基础帐户的所有权。 此后，当用户期望服务他的帐户时，可以重新查询用户以确定他是否正尝试访问正确的信息。 认证和访问组件提供访问本发明的系统的功能。 审计组件可以配置为定期监控各种帐户，以确保用户和帐户之间的连续连接。

公开(公告)号：US20100121882A1

公开(公告)日：2010-05-13

申请号：US12692817

申请日：2010-01-25

申请人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

发明人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

IPC分类号： G06F17/30

CPC分类号： G06F21/34 ,  G06Q40/00 ,  Y10S707/99931

摘要： A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety of questions. Thereafter, when a user desires to service his account, the user may be re-queried to determine if he is attempting to access the correct information. An authentication and access component provides the functionality to access a system of the present invention. An audit component can be configured to periodically monitor the various accounts to ensure a continued linking between users and accounts.

摘要翻译： 用于促进用户身份管理的方法和系统包括所有权组件，注册组件和维护组件。 当用户首先希望使用本发明访问系统时，注册组件通过询问各种问题来验证用户对基础帐户的所有权。 此后，当用户期望服务他的帐户时，可以重新查询用户以确定他是否正尝试访问正确的信息。 认证和访问组件提供访问本发明的系统的功能。 审计组件可以配置为定期监控各种帐户，以确保用户和帐户之间的连续连接。

公开(公告)号：US07660795B2

公开(公告)日：2010-02-09

申请号：US10716251

申请日：2003-11-17

申请人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliot Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

发明人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliot Glazer ,  Philip W. Steitz ,  Stephen P. Gibbons

IPC分类号： G06F17/30

CPC分类号： G06F21/34 ,  G06Q40/00 ,  Y10S707/99931

摘要： A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety of questions. Thereafter, when a user desires to service his account, the user may be re-queried to determine if he is attempting to access the correct information. An authentication and access component provides the functionality to access a system of the present invention. An audit component can be configured to periodically monitor the various accounts to ensure a continued linking between users and accounts.

摘要翻译： 用于促进用户身份管理的方法和系统包括所有权组件，注册组件和维护组件。 当用户首先希望使用本发明访问系统时，注册组件通过询问各种问题来验证用户对基础帐户的所有权。 此后，当用户期望服务他的帐户时，可以重新查询用户以确定他是否正尝试访问正确的信息。 认证和访问组件提供访问本发明的系统的功能。 审计组件可以配置为定期监控各种帐户，以确保用户和帐户之间的连续连接。

公开(公告)号：US20100257205A1

公开(公告)日：2010-10-07

申请号：US12816296

申请日：2010-06-15

申请人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Phillip W. Steitz ,  Stephen P. Gibbons

发明人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Phillip W. Steitz ,  Stephen P. Gibbons

IPC分类号： G06F7/00 ,  G06F17/30 ,  G06F15/173 ,  G06F21/00

CPC分类号： G06F21/34 ,  G06Q40/00 ,  Y10S707/99931

摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.

摘要翻译： 企业身份管理系统包括注册组件，所有权组件和审核组件。 注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。 所有权组件配置为验证帐户的所有权。 审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

公开(公告)号：US08015205B2

公开(公告)日：2011-09-06

申请号：US12816296

申请日：2010-06-15

申请人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Phillip W. Steitz ,  Stephen P. Gibbons

发明人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Phillip W. Steitz ,  Stephen P. Gibbons

IPC分类号： G06F7/00 ,  G06F17/30

CPC分类号： G06F21/34 ,  G06Q40/00 ,  Y10S707/99931

摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.

摘要翻译： 企业身份管理系统包括注册组件，所有权组件和审核组件。 注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。 所有权组件配置为验证帐户的所有权。 审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

公开(公告)号：US07765232B2

公开(公告)日：2010-07-27

申请号：US11457076

申请日：2006-07-12

申请人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W Seitz ,  Stephen P Gibbons

发明人： Michael Richard Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip W Seitz ,  Stephen P Gibbons

IPC分类号： G06F7/00 ,  G06F17/30

CPC分类号： G06F21/34 ,  G06Q40/00 ,  Y10S707/99931

摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.

摘要翻译： 企业身份管理系统包括注册组件，所有权组件和审核组件。 注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。 所有权组件配置为验证帐户的所有权。 审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

公开(公告)号：US20060248099A1

公开(公告)日：2006-11-02

申请号：US11457076

申请日：2006-07-12

申请人： Michael Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip Steitz ,  Stephen Gibbons

发明人： Michael Barrett ,  David Armes ,  Fred Bishop ,  James Shelby ,  Elliott Glazer ,  Philip Steitz ,  Stephen Gibbons

IPC分类号： G06F17/30

CPC分类号： G06F21/34 ,  G06Q40/00 ,  Y10S707/99931

摘要： An Enterprise Identity Management system includes a registration component, an ownership component, and an audit component. The registration component is configured to associate a user ID with specific accounts that are accessible via a computer system. The ownership component is configured to verify the ownership of the accounts. The audit component is configured to perform periodic checks to ensure the validity of the association between the user ID and the ownership of the accounts.

摘要翻译： 企业身份管理系统包括注册组件，所有权组件和审核组件。 注册组件被配置为将用户ID与可以经由计算机系统访问的特定帐户相关联。 所有权组件配置为验证帐户的所有权。 审计组件被配置为执行定期检查以确保用户ID和帐户所有权之间的关联的有效性。

公开(公告)号：US07783566B2

公开(公告)日：2010-08-24

申请号：US10176729

申请日：2002-06-21

申请人： David Armes ,  Fred Bishop ,  Lydia C. Breck ,  Jeff Fehlhaber ,  Gabriella P. Fitzgerald ,  Elliott Glazer ,  Sohail Hussain ,  Margaret C. Mitchell ,  Trey Neeman ,  Leah M. Sweet ,  Dirk White ,  Jessica Zoob

发明人： David Armes ,  Fred Bishop ,  Lydia C. Breck ,  Jeff Fehlhaber ,  Gabriella P. Fitzgerald ,  Elliott Glazer ,  Sohail Hussain ,  Margaret C. Mitchell ,  Trey Neeman ,  Leah M. Sweet ,  Dirk White ,  Jessica Zoob

IPC分类号： G06Q40/00

CPC分类号： G06Q20/227 ,  G06Q20/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/40 ,  G06Q30/06

摘要： The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.

摘要翻译： 本发明提供了一种用于在保护交易参与者的隐私的同时提供和/或促进完整的在线支付服务的系统和方法。 综合支付服务基于用于存储通过在线交易获得的价值的综合账户。 本发明提供用于保护参与者的身份的私人付款号码，并且包括用于认证参与者，授权交易和结算付款的过程。 因此，本发明使得商家能够有效地接受非标准形式的付款而不改变其当前的支付基础设施，并且使得能够使用任何价值来提供任何网络商家的购买价值。