公开(公告)号：US20020026419A1

公开(公告)日：2002-02-28

申请号：US09737277

申请日：2000-12-12

Applicant: SONY ELECTRONICS, INC.

Inventor： L. Michael Maritzen ,  Harold A. Ludtke ,  Tomitaka Tadafusa

IPC: G06F017/60

CPC classification number: G06Q20/02 ,  G06Q20/023 ,  G06Q20/04 ,  G06Q20/105

Abstract: An agent based electronic commerce system and method for automatically populating a device such as a digital wallet with bank, credit or other consumer information. The system includes a data-transaction device that is capable of directly or indirectly connecting with a transaction and information processing clearing house. The transaction and information processing clearing house serves as an information repository as well as facilitating information gathering for selected user accounts. The user can automatically populate numerous devices in various locations with updated information without intervention. In one embodiment the user can conduct electronic commerce transactions automatically or singly with a financial processing mechanism associated with the transaction and information processing clearing house.

Abstract translation: 一种基于代理的电子商务系统和方法，用于自动填充具有银行，信用或其他消费者信息的数字钱包等设备。 该系统包括能够直接或间接与交易和信息处理结算所连接的数据交易设备。 交易和信息处理结算所作为信息存储库，并为选定的用户帐户提供便利信息收集。 用户可以在不干预的情况下自动填充具有更新信息的各种位置的多个设备。 在一个实施例中，用户可以用与交易和信息处理结算所相关联的财务处理机制自动或单独地进行电子商务交易。

公开(公告)号：US20020026423A1

公开(公告)日：2002-02-28

申请号：US09737274

申请日：2000-12-12

Applicant: SONY ELECTRONICS, INC.

Inventor： L. Michael Maritzen ,  Harold A. Ludtke ,  Yoshihiro Tsukamura-San ,  Tomitaka Tadafusa

IPC: H04K001/00 ,  H04L009/00 ,  G06F017/60

CPC classification number: G06Q30/02 ,  G06Q20/02 ,  G06Q20/023 ,  G06Q20/04 ,  G06Q20/20 ,  G06Q30/06

Abstract: A system and method for conducting electronic commerce transactions in which the electronic receipt and use of incentives is facilitated. By way of example, and not of limitation, the transactions are executed through a transaction clearing house mechanism and at least a portion of the exchange units associated with said transaction may be transacted to or from an escrow account that is associated with the transaction clearing house mechanism. An exchange rate mechanism automatically provides for the conversion of units of exchange that differ between the user and vendor. The system provides for the automatic, no-click, payment of invoices and bills, in addition to automatic purchases according to user preferences. Incentive programs are facilitated within the system between the user and vendor communities while preferably maintaining user anonymity.

Abstract translation: 一种用于进行电子商务交易的系统和方法，其中促进电子收据和使用奖励。 作为举例而非限制，交易通过交易结算所机制执行，并且与所述交易相关联的交换单位的至少一部分可以交易到与交易结算所相关联的代管账户 机制。 汇率机制自动提供在用户和供应商之间不同的交换单位的转换。 除了根据用户喜好的自动购买外，系统还提供了自动，免费点击发票和账单的支付。 激励程序在用户和供应商社区之间的系统内促进，同时优选地保持用户匿名。