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1.发明授权公开(公告)号：US10832339B1
公开(公告)日：2020-11-10
申请号：US15686339
申请日：2017-08-25
Inventor： Amy Engelhorn , Kathryn E. Knarr
Abstract: In a computer-implemented method, an image of an object may be received from a user via a client device and an Internet link. The image of the object may be processed according to an object recognition technique to identify physical features of the object. The physical features may include a ratio between different dimensions of an element of the object, a spacing between elements of the object, and/or a pattern created by elements of the object. The identified physical features may be used to determine the type of the object, at least in part by comparing the physical features to physical features known to correspond to the type of object. An indication of the determined type of the object may be provided to the user to facilitate manual or automatic entry of accurate information in a field of an electronic form displayed to the user on the client device.
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公开(公告)号：US20150019263A1
公开(公告)日：2015-01-15
申请号：US13940679
申请日：2013-07-12
Inventor： Timothy Kiper , Eric Staniak , Matthew Cuttell , Josh Schwartz , Amy Engelhorn , Jennifer Huffman , Rhonda Benter , Amy Schmidt , Stacy Whitmer , Matt J. Schroeder , Kathryn E. Knarr
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: A server integrates cost estimates in a insurance price quote process. After receiving an identification of an insurable asset in response to the one or more questions, the server receives, via the computer network, an indication of a customer choice to launch a cost estimation interface on an end user device. The cost estimation interface is used to generate a cost estimate via communication with a cost estimation server. The server receives a cost estimate from the cost estimation server, the cost estimate being generated based on customer interaction with the cost estimation interface. Also, the server causes the cost estimate and quote process information to be displayed to the customer on the end user device.
Abstract translation: 服务器将成本估算值整合到保险报价流程中。 响应于一个或多个问题，在接收到可保险资产的标识之后，服务器经由计算机网络接收客户选择的指示，以在终端用户设备上启动成本估算接口。 成本估算接口用于通过与成本估计服务器的通信来生成成本估计。 服务器从成本估算服务器接收成本估计，根据与成本估算接口的客户交互生成成本估计。 此外，服务器使成本估算和报价处理信息显示给最终用户设备上的客户。
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3.发明公开公开(公告)号：US20230162290A1
公开(公告)日：2023-05-25
申请号：US18156261
申请日：2023-01-18
Inventor： Amy Engelhorn , Kathryn E. Knarr
Abstract: A computer-implemented method includes providing a user an electronic form with a field associated, processing an image of the object that the user submitted via a user-interactive control of the form to identify physical features of the object, using the identified physical features to determine two or more possible types of the object, determining confidence levels associated with the possible type(s), providing to the user indications of the possible type(s) and a request for confirmation of a determined type of the object, and, in response to receiving confirmation of the determined type from the user, causing the client device to automatically populate the field of the electronic form in accordance with the determined type.
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4.发明授权公开(公告)号：US09786011B1
公开(公告)日：2017-10-10
申请号：US14560411
申请日：2014-12-04
Inventor： Amy Engelhorn , Kathryn E. Knarr
CPC classification number: G06Q40/08 , G06K9/6202 , G06K9/6215
Abstract: In a computer-implemented method, an insurance policyholder may be provided an electronic insurance form including at least a first field, the first field being associated with a query for which an accurate response depends on a type of an object associated with the insurance policyholder. An image of the object may be received. The image of the object may be processed according to an object recognition technique to identify at least one characteristic of the image of the object. The identified characteristic(s) may be used to determine the type of the object, and the insurance policyholder may be provided an indication of the determined type of the object to facilitate manual or automatic entry of accurate information in the first field. Additionally or alternatively, the indication of the determined type of the object may be automatically entered in the first field. An insurance policy or quote may be adjusted accordingly.
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5.发明授权公开(公告)号：US11587183B2
公开(公告)日：2023-02-21
申请号：US17066841
申请日：2020-10-09
Inventor： Amy Engelhorn , Kathryn E. Knarr
Abstract: A computer-implemented method includes providing a user an electronic form with a field associated with a query for which an accurate response depends upon a type of an object, processing an image of the object that the user submitted via a user-interactive control of the form to identify physical features of the object, using the identified physical features to determine the object type, providing to the user a request for confirmation of the determined object type, and, in response to receiving confirmation of the determined object type from the user, causing the client device to automatically populate the field of the electronic form within the web browser in accordance with the determined type.
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Patent Agency Ranking
公开(公告)号：US20210312557A1
公开(公告)日：2021-10-07
申请号：US14996823
申请日：2016-01-15
Inventor： Kathryn E. Knarr , Dwayne Taylor , Amy Engelhorn
Abstract: The present disclosure generally relates to methods and systems to automatically generate personal articles insurance data and/or personal articles insurance policies, quotes, premiums, pricing, discounts, etc. More particularly, the present disclosure relates to automatically generating personal articles insurance data based upon information extracted from digital images of documentation associated with a personal article, such as via object recognition and/or optical character recognition techniques. The digital images of documentation of the personal article may include digital images of alpha-numeric text related to the personal article and/or at least one picture of the personal article. Personal articles insurance quotes, policies, premiums, discounts, etc. may then be generated, such as via a remote insurance provider server, and transmitted and/or presented to a customer for review, such as via wireless communication or data transmission from the remote insurance provider server to the customer's mobile device for their review, approval, and/or modification.
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7.发明授权公开(公告)号：US10535104B1
公开(公告)日：2020-01-14
申请号：US15007960
申请日：2016-01-27
Inventor： Paul D. Mitchell , Amy Engelhorn , Kathryn E. Knarr
IPC: G06Q40/08
Abstract: Methods and systems are provided to automatically generate insurance policy data and/or update insurance policies. More particularly, methods and systems are provided to automatically generate insurance policy data and/or update insurance policies based upon life events and/or life event data. The life events and/or life event data may be representative of personal changes and/or life events (e.g., marriage; child birth; divorce; personal injury; purchase of a house; purchase of a vehicle; adoption; move to a different home, apartment, or state; employment change; health change; etc.) related to an insured person. The life events and/or life event data may automatically lead to providing insurance recommendations and/or adjusting insurance policies that provide insurance-based cost savings to insurance customers, more appropriate insurance coverage given the new circumstances, and/or enhance the customer experience. The insurance policies may be auto, home, renters, personal articles, life, health, pet, and/or other types of insurance policies.
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8.发明授权公开(公告)号：US11120510B1
公开(公告)日：2021-09-14
申请号：US16797500
申请日：2020-02-21
Inventor： Paul D. Mitchell , Amy Engelhorn , Kathryn E. Knarr
IPC: G06Q40/08
Abstract: Methods and systems are provided to automatically generate insurance policy data and/or update insurance policies. More particularly, methods and systems are provided to automatically generate insurance policy data and/or update insurance policies based upon life events and/or life event data. The life events and/or life event data may be representative of personal changes and/or life events (e.g., marriage; child birth; divorce; personal injury; purchase of a house; purchase of a vehicle; adoption; move to a different home, apartment, or state; employment change; health change; etc.) related to an insured person. The life events and/or life event data may automatically lead to providing insurance recommendations and/or adjusting insurance policies that provide insurance-based cost savings to insurance customers, more appropriate insurance coverage given the new circumstances, and/or enhance the customer experience. The insurance policies may be auto, home, renters, personal articles, life, health, pet, and/or other types of insurance policies.
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9.发明申请公开(公告)号：US20210027388A1
公开(公告)日：2021-01-28
申请号：US17066841
申请日：2020-10-09
Inventor： Amy Engelhorn , Kathryn E. Knarr
Abstract: A computer-implemented method includes providing a user an electronic form with a field associated with a query for which an accurate response depends upon a type of an object, processing an image of the object that the user submitted via a user-interactive control of the form to identify physical features of the object, using the identified physical features to determine the object type, providing to the user a request for confirmation of the determined object type, and, in response to receiving confirmation of the determined object type from the user, causing the client device to automatically populate the field of the electronic form within the web browser in accordance with the determined type.
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10.发明授权公开(公告)号：US10607294B1
公开(公告)日：2020-03-31
申请号：US15007950
申请日：2016-01-27
Inventor： Paul D. Mitchell , Amy Engelhorn , Kathryn E. Knarr
IPC: G06Q40/08
Abstract: Methods and systems are provided to automatically generate insurance policy data and/or update insurance policies. More particularly, methods and systems are provided to automatically generate insurance policy data and/or update insurance policies based upon life events and/or life event data. The life events and/or life event data may be representative of personal changes and/or life events (e.g., marriage; child birth; divorce; personal injury; purchase of a house; purchase of a vehicle; adoption; move to a different home, apartment, or state; employment change; health change; etc.) related to an insured person. The life events and/or life event data may automatically lead to providing insurance recommendations and/or adjusting insurance policies that provide insurance-based cost savings to insurance customers, more appropriate insurance coverage given the new circumstances, and/or enhance the customer experience. The insurance policies may be auto, home, renters, personal articles, life, health, pet, and/or other types of insurance policies.
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