SYSTEM AND METHOD FOR PAYMENT AUTHENTICATION

    公开(公告)号:US20200372513A1

    公开(公告)日:2020-11-26

    申请号:US16876838

    申请日:2020-05-18

    IPC分类号: G06Q20/40 G06F21/32

    摘要: A method, an electronic device, and computer readable medium for payment authentication are provided. The method includes receiving a device user authentication. The method also includes receiving a payment request. The method additionally includes determining whether one or more payment conditions corresponding to the device user authentication are satisfied upon receipt of the payment request. The method further includes authorizing a payment application to process the payment request when the one or more payment conditions is satisfied.

    System and method for universal card acceptance

    公开(公告)号:US11120511B2

    公开(公告)日:2021-09-14

    申请号:US15659490

    申请日:2017-07-25

    摘要: A method, electronic device, and non-transitory computer readable medium for transmitting information is provided. The method includes creating a card network account for each card network of a plurality of card networks. The method also includes associating with a digital card the created card network accounts and providing to at least one of the card network accounts an account balance of the digital card. Additionally, the method includes receiving, from a mobile device, a selection of the digital card to conduct a transaction at a location. The method also includes providing a suggested card network, determined from the plurality of card networks, to the mobile device, to conduct the transaction. The suggested card network is based in part on which card networks accepted at the location. The method also includes updating the account balance of the digital card on completion of the transaction.

    SYSTEM AND METHOD FOR UNIVERSAL CARD ACCEPTANCE

    公开(公告)号:US20180033090A1

    公开(公告)日:2018-02-01

    申请号:US15659490

    申请日:2017-07-25

    IPC分类号: G06Q40/00 G06Q20/26 G06Q20/24

    摘要: A method, electronic device, and non-transitory computer readable medium for transmitting information is provided. The method includes creating a card network account for each card network of a plurality of card networks. The method also includes associating with a digital card the created card network accounts and providing to at least one of the card network accounts an account balance of the digital card. Additionally, the method includes receiving, from a mobile device, a selection of the digital card to conduct a transaction at a location. The method also includes providing a suggested card network, determined from the plurality of card networks, to the mobile device, to conduct the transaction. The suggested card network is based in part on which card networks accepted at the location. The method also includes updating the account balance of the digital card on completion of the transaction.

    System and method for payment authentication

    公开(公告)号:US11727403B2

    公开(公告)日:2023-08-15

    申请号:US16876838

    申请日:2020-05-18

    IPC分类号: G06Q20/40 G06F21/32

    CPC分类号: G06Q20/40145 G06F21/32

    摘要: A method, an electronic device, and computer readable medium for payment authentication are provided. The method includes receiving a device user authentication. The method also includes receiving a payment request. The method additionally includes determining whether one or more payment conditions corresponding to the device user authentication are satisfied upon receipt of the payment request. The method further includes authorizing a payment application to process the payment request when the one or more payment conditions is satisfied.

    IN-APP PASSWORD BASED LOG-IN DETECTION USING USER INTERFACE ELEMENTS

    公开(公告)号:US20220365794A1

    公开(公告)日:2022-11-17

    申请号:US17508870

    申请日:2021-10-22

    发明人: Hashir Khan

    摘要: A method includes storing a user interface (UI) hierarchy of one or more screens associated with an application. The one or more screens are presented by an electronic device. A first screen presented by the electronic device is identified as an authentication screen of the application based on the stored UI hierarchy and/or UI elements of the screen. An authentication result is determined based on a deviation of the first screen or presentation of a second screen by the electronic device.