公开(公告)号：US20230274267A1

公开(公告)日：2023-08-31

申请号：US18168905

申请日：2023-02-14

Applicant: Snap Inc.

Inventor： Virgil L. Archer, III ,  Hao He ,  Allen Huang ,  Krish Jayaram ,  Deng Liu ,  Ngoan Nguyen ,  Bernardo Perez ,  Aung Win Thein ,  Khoi Tran ,  Colin Usala

IPC: G06Q20/38 ,  G06Q20/40 ,  G06F3/0484 ,  G06F3/04817 ,  G06F3/0482

CPC classification number: G06Q20/3821 ,  G06F3/0482 ,  G06F3/0484 ,  G06F3/04817 ,  G06Q20/4014 ,  G06Q2220/00

Abstract: A system to perform operations that include: executing an application at a client device; presenting a graphical user interface (GUI) associated with the application at the client device, the GUI including an icon to initiate a request for a payment to a merchant; receiving an input that selects the icon from the client device; accessing a user profile associated with the client device in response to the request to initiate the payment, the user profile comprising user profile data; generating a payment credential based on the user profile data from the user profile; authorizing the payment to the merchant based on the payment credetitial; executing the payment to the merchant at the client device, within the application, based on the authorizing the payment; and passing a payment token to the merchant responsive to the executing the payment to the merchant within the application, the payment token comprising a validation.