公开(公告)号：US10997663B1

公开(公告)日：2021-05-04

申请号：US15056705

申请日：2016-02-29

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Amber Wyatt ,  Joe Mora ,  John H. Jenkins

IPC: G06Q40/08 ,  G06Q50/16

Abstract: A weather event computing device for transmitting weather notifications to policyholders is provided. The weather event computing device receives, from a weather reporting device, weather data for a region. The weather event computing device (i) determines from the weather data that the region is expected to experience a weather event, and (ii) identifies an insured property associated with the policyholder located within the region. A notification is transmitted to the policyholder's mobile device, advising the policyholder that the property may be impacted by the weather event. Pre and post-event drone or other aerial image data of insured properties may be used to estimate insurance claims for the insured, and facilitate prompt payout of insurance monies to those displaced or otherwise impacted by a weather event.

公开(公告)号：US20240193696A1

公开(公告)日：2024-06-13

申请号：US17306485

申请日：2021-05-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Amber Wyatt ,  Joe Mora ,  John H. Jenkins

IPC: G06Q40/08 ,  G06Q50/16

CPC classification number: G06Q40/08 ,  G06Q50/163

Abstract: A weather event computing device for transmitting weather notifications to policyholders is provided. The weather event computing device receives, from a weather reporting device, weather data for a region. The weather event computing device (i) determines from the weather data that the region is expected to experience a weather event, and (ii) identifies an insured property associated with the policyholder located within the region. A notification is transmitted to the policyholder's mobile device, advising the policyholder that the property may be impacted by the weather event. Pre and post-event drone or other aerial image data of insured properties may be used to estimate insurance claims for the insured, and facilitate prompt payout of insurance monies to those displaced or otherwise impacted by a weather event.