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    Method and system for merchant indemnification for online financial transactions
    1.
    发明申请
    Method and system for merchant indemnification for online financial transactions 审中-公开
    在线金融交易商家赔偿的方法和制度

    公开(公告)号：US20060036540A1

    公开(公告)日：2006-02-16

    申请号：US10926968

    申请日：2004-08-27

    申请人： Steve Lawrence ,  Gord Herman

    发明人： Steve Lawrence ,  Gord Herman

    IPC分类号： G06Q40/00

    CPC分类号： G06Q20/28 ,  G06Q20/02 ,  G06Q20/10

    摘要： A method and system enable indemnification of funds transferred electronically to an end merchant. An intermediary service having a server in communication with an automated clearinghouse system and having a client interface provides an online account for committing an irrevocable transfer of funds to the merchant account of a participating end merchant at the request of a client. Preferably, the intermediary verifies the client's identify and authorization to access the client's source account. In particular, the intermediary can provide an irrevocable transfer of funds to an end merchant substantially instantly upon the request of the payor client.

    摘要翻译： 一种方法和系统能够将资金转移给终端商家的资金。 具有与自动化结算所系统通信的服务器并具有客户接口的服务器的中介服务提供在客户端请求下向参与的最终商家的商户账户进行不可撤销的资金转移的在线账户。 优选地，中间人验证客户端的识别和授权以访问客户端的源帐户。 特别地，中间人可以根据付款人客户的要求，大幅度地立即向终端商户提供不可撤销的资金转移。

    Document scoring based on traffic associated with a document
    2.
    发明授权
    Document scoring based on traffic associated with a document 有权

    公开(公告)号：US09767478B2

    公开(公告)日：2017-09-19

    申请号：US13615730

    申请日：2012-09-14

    申请人： Steve Lawrence

    发明人： Steve Lawrence

    IPC分类号： G06F7/00 ,  G06F17/30 ,  G06Q30/02

    CPC分类号： G06Q30/0246 ,  G06F17/30864 ,  Y10S707/99933

    摘要： A system determines an extent to which advertisements are presented or updated within a document, a quality of an advertiser associated with an advertisement provided within the document, whether an advertisement in the document relates to an advertising document that has more than a threshold amount of traffic, and/or an extent to which an advertisement provided within the document generates user traffic to an advertising document related to the advertisement. The system generates a score for the document based, at least in part, on the extent to which advertisements are presented or updated, the quality of the advertiser associated with the advertisement, whether the advertisement relates to an advertising document that has more than the threshold amount of traffic, and/or the extent to which the advertisement generates user traffic to the advertising document. The system ranks the document with regard to at least one other document based on the score.

    Serving advertisements using user request information and user information
    4.
    发明授权
    Serving advertisements using user request information and user information 有权
    使用用户请求信息和用户信息提供广告

    公开(公告)号：US08352499B2

    公开(公告)日：2013-01-08

    申请号：US10452791

    申请日：2003-06-02

    申请人： Krishna Bharat ,  Steve Lawrence ,  Mehran Sahami ,  Amit Singhal

    发明人： Krishna Bharat ,  Steve Lawrence ,  Mehran Sahami ,  Amit Singhal

    IPC分类号： G06F17/00

    CPC分类号： G06F17/30867 ,  G06Q30/02 ,  G06Q30/0256

    摘要： Ads are scored using, at least, user information and information associated with a user request, such as a search query or a document request. The scores may be used in determining whether to serve ads, how to serve ads, to order ads, to filter ads, etc. Items of user information, request-associated information, and/or ad information can be weighted based on previous uses of such information in the serving of ads and the performance of those served ads.

    摘要翻译： 至少使用与用户请求（例如搜索查询或文档请求）相关联的用户信息和信息来对广告进行评分。 分数可用于确定是否投放广告，如何投放广告，订购广告，过滤广告等。用户信息，请求相关信息和/或广告信息的项目可以基于以前使用的 广告投放信息以及投放广告的效果。

    DOCUMENT SCORING BASED ON TRAFFIC ASSOCIATED WITH A DOCUMENT
    6.
    发明申请
    DOCUMENT SCORING BASED ON TRAFFIC ASSOCIATED WITH A DOCUMENT 有权
    基于与文件相关的交通文档分类

    公开(公告)号：US20070088693A1

    公开(公告)日：2007-04-19

    申请号：US11565026

    申请日：2006-11-30

    申请人： Steve Lawrence

    发明人： Steve Lawrence

    IPC分类号： G06F17/30

    CPC分类号： G06Q30/0246 ,  G06F17/30864 ,  Y10S707/99933

    摘要： A system determines an extent to which advertisements are presented or updated within a document, a quality of an advertiser associated with an advertisement provided within the document, whether an advertisement in the document relates to an advertising document that has more than a threshold amount of traffic, and/or an extent to which an advertisement provided within the document generates user traffic to an advertising document related to the advertisement. The system generates a score for the document based, at least in part, on the extent to which advertisements are presented or updated within the document, the quality of the advertiser associated with the advertisement provided within the document, whether the advertisement relates to an advertising document that has more than the threshold amount of traffic, and/or the extent to which the advertisement generates user traffic to the advertising document. The system ranks the document with regard to at least one other document based, at least in part, on the score.

    摘要翻译： 系统确定文档中呈现或更新广告的程度，与文档内提供的广告相关联的广告商的质量，文档中的广告是否涉及具有多于阈值量的广告流量的广告文档 ，和/或在文档内提供的广告的程度生成与广告相关的广告文档的用户流量。 该系统至少部分地基于文档中呈现或更新广告的程度，与文档内提供的广告相关联的广告商的质量，广告是否与广告相关而为文档生成分数 具有超过阈值量的流量的文档，和/或广告向广告文档生成用户流量的程度。 该系统至少部分地基于得分来排列关于至少一个其他文档的文档。