公开(公告)号：US20160012468A1

公开(公告)日：2016-01-14

申请号：US14796681

申请日：2015-07-10

Applicant: THE TORONTO-DOMINION BANK

Inventor： Lauren van Heerden ,  Orin Del Vecchio ,  Gunalan Nadarajah ,  Paul Mon-Wah Chan ,  Steve Robert Langham ,  Jonathan K. Barnett ,  Jakub Danielak ,  Roisin Fritz ,  John Jong Suk Lee ,  Rob Miller ,  Ashraf Metwalli

IPC: G06Q30/02 ,  G06Q20/10

CPC classification number: G06Q30/0226 ,  G06Q20/387

Abstract: A method of effecting an incentive transaction involves a computer server receiving a notification message that identifies a financial transaction. The server is in communication with a database of incentive plans, each comprising a plan definition that defines an incentive transaction. Each plan is associated with plan participants by participant identifiers. Each participant identifier is uniquely associated with their plan participant. The notification message includes a product code and the participant identifier of one plan participant. The server identifies an incentive plan applicable to the financial transaction from a correlation with the participant identifier, determines an incentive amount from the product code and the incentive plan definition of the applicable incentive plan, and initiates the incentive transaction for the incentive amount with a first financial account associated with the one plan participant and with a second financial account associated with another of the plan participants of the applicable incentive plan.

Abstract translation: 实施激励交易的方法涉及计算机服务器接收识别金融交易的通知消息。 服务器与激励计划的数据库进行通信，每个都包含定义激励交易的计划定义。 每个计划都由参与者标识符与计划参与者相关联。 每个参与者标识符与其计划参与者唯一相关联。 通知消息包括产品代码和一个计划参与者的参与者标识符。 服务器根据与参与者标识符的相关性，确定适用于金融交易的激励计划，从产品代码确定激励金额和适用激励计划的激励计划定义，并以第一个方式启动激励金额激励交易 与一个计划参与者相关联的财务帐户，以及与适用激励计划的另一计划参与者相关联的第二个财务帐户。

公开(公告)号：US20160012469A1

公开(公告)日：2016-01-14

申请号：US14796746

申请日：2015-07-10

Applicant: THE TORONTO-DOMINION BANK

Inventor： Lauren van Heerden ,  Orin Del Vecchio ,  Gunalan Nadarajah ,  Paul Mon-Wah Chan ,  Steve Robert Langham ,  Jonathan K. Barnett ,  Jakub Danielak ,  Roisin Fritz ,  John Jong Suk Lee ,  Rob Miller ,  Ashraf Metwalli

IPC: G06Q30/02 ,  G06Q20/10

CPC classification number: G06Q30/0226 ,  G06Q20/387

Abstract: A method of effecting an incentive transaction involves a computer server receiving a transaction notification message that identifies a financial transaction. The server is in communication with a database of incentive plans, each comprising a plan definition that defines an incentive transaction to be transacted with an incentive account. Each plan is associated with plan participants by participant identifiers. Each participant identifier is uniquely associated with their plan participant. The incentive account is jointly associated with the plurality of plan participants. The notification message includes a product code and the participant identifier of one plan participant. The server identifies an incentive plan applicable to the financial transaction from a correlation with the participant identifier, determines an incentive amount from the product code and the incentive plan definition of the applicable incentive plan, and initiates the incentive transaction for the incentive amount with the incentive account of the applicable incentive plan.

Abstract translation: 实施激励交易的方法涉及计算机服务器接收识别金融交易的交易通知消息。 服务器与激励计划数据库进行通信，每个激励计划都包含一个计划定义，该计划定义定义了与激励账户交易的激励交易。 每个计划都由参与者标识符与计划参与者相关联。 每个参与者标识符与其计划参与者唯一相关联。 激励账户与多个计划参与者共同关联。 通知消息包括产品代码和一个计划参与者的参与者标识符。 服务器根据与参与者标识符的相关性，确定适用于金融交易的激励计划，确定产品代码的激励金额和适用激励计划的激励计划定义，并激励激励金额激励交易 说明适用的激励计划。