公开(公告)号：US20160012469A1

公开(公告)日：2016-01-14

申请号：US14796746

申请日：2015-07-10

Applicant: THE TORONTO-DOMINION BANK

Inventor： Lauren van Heerden ,  Orin Del Vecchio ,  Gunalan Nadarajah ,  Paul Mon-Wah Chan ,  Steve Robert Langham ,  Jonathan K. Barnett ,  Jakub Danielak ,  Roisin Fritz ,  John Jong Suk Lee ,  Rob Miller ,  Ashraf Metwalli

IPC: G06Q30/02 ,  G06Q20/10

CPC classification number: G06Q30/0226 ,  G06Q20/387

Abstract: A method of effecting an incentive transaction involves a computer server receiving a transaction notification message that identifies a financial transaction. The server is in communication with a database of incentive plans, each comprising a plan definition that defines an incentive transaction to be transacted with an incentive account. Each plan is associated with plan participants by participant identifiers. Each participant identifier is uniquely associated with their plan participant. The incentive account is jointly associated with the plurality of plan participants. The notification message includes a product code and the participant identifier of one plan participant. The server identifies an incentive plan applicable to the financial transaction from a correlation with the participant identifier, determines an incentive amount from the product code and the incentive plan definition of the applicable incentive plan, and initiates the incentive transaction for the incentive amount with the incentive account of the applicable incentive plan.

Abstract translation: 实施激励交易的方法涉及计算机服务器接收识别金融交易的交易通知消息。 服务器与激励计划数据库进行通信，每个激励计划都包含一个计划定义，该计划定义定义了与激励账户交易的激励交易。 每个计划都由参与者标识符与计划参与者相关联。 每个参与者标识符与其计划参与者唯一相关联。 激励账户与多个计划参与者共同关联。 通知消息包括产品代码和一个计划参与者的参与者标识符。 服务器根据与参与者标识符的相关性，确定适用于金融交易的激励计划，确定产品代码的激励金额和适用激励计划的激励计划定义，并激励激励金额激励交易 说明适用的激励计划。

公开(公告)号：US20160012468A1

公开(公告)日：2016-01-14

申请号：US14796681

申请日：2015-07-10

Applicant: THE TORONTO-DOMINION BANK

Inventor： Lauren van Heerden ,  Orin Del Vecchio ,  Gunalan Nadarajah ,  Paul Mon-Wah Chan ,  Steve Robert Langham ,  Jonathan K. Barnett ,  Jakub Danielak ,  Roisin Fritz ,  John Jong Suk Lee ,  Rob Miller ,  Ashraf Metwalli

IPC: G06Q30/02 ,  G06Q20/10

CPC classification number: G06Q30/0226 ,  G06Q20/387

Abstract: A method of effecting an incentive transaction involves a computer server receiving a notification message that identifies a financial transaction. The server is in communication with a database of incentive plans, each comprising a plan definition that defines an incentive transaction. Each plan is associated with plan participants by participant identifiers. Each participant identifier is uniquely associated with their plan participant. The notification message includes a product code and the participant identifier of one plan participant. The server identifies an incentive plan applicable to the financial transaction from a correlation with the participant identifier, determines an incentive amount from the product code and the incentive plan definition of the applicable incentive plan, and initiates the incentive transaction for the incentive amount with a first financial account associated with the one plan participant and with a second financial account associated with another of the plan participants of the applicable incentive plan.

Abstract translation: 实施激励交易的方法涉及计算机服务器接收识别金融交易的通知消息。 服务器与激励计划的数据库进行通信，每个都包含定义激励交易的计划定义。 每个计划都由参与者标识符与计划参与者相关联。 每个参与者标识符与其计划参与者唯一相关联。 通知消息包括产品代码和一个计划参与者的参与者标识符。 服务器根据与参与者标识符的相关性，确定适用于金融交易的激励计划，从产品代码确定激励金额和适用激励计划的激励计划定义，并以第一个方式启动激励金额激励交易 与一个计划参与者相关联的财务帐户，以及与适用激励计划的另一计划参与者相关联的第二个财务帐户。

公开(公告)号：US20170060659A1

公开(公告)日：2017-03-02

申请号：US15251696

申请日：2016-08-30

Applicant: The Toronto-Dominion Bank

Inventor： John Jong-Suk Lee ,  Paul Mon-Wah Chan ,  Jonathan K. Barnett ,  Roisin Fritz ,  Michael Grouios ,  Joe Moghaizel

IPC: G06F11/07 ,  G06Q40/02 ,  G06Q10/06

CPC classification number: G06Q40/02 ,  G06F11/008 ,  G06F11/0736 ,  G06F11/0748 ,  G06F11/0793 ,  G06Q10/06315 ,  G06Q10/20 ,  G06Q40/025 ,  Y02P90/86

Abstract: The present disclosure involves systems and computer implemented methods for performing a failure analysis on a device monitored by at least one connected device, where in response to a determination of an impending failure, at least one corrective action is determined and suggested to the user of the monitored device. In one example, operations include monitoring operations of at least one monitored device using at least one connected device, determining a projected life span of the at least one monitored device based on the monitored operations, and, if the projected life span of the monitored device is less than a threshold amount, determining a corrective action to perform. A proposal can be generated for presentation based on the corrective action. The proposal may be based on the estimated cost of the determined corrective action and an analysis of an account.

Abstract translation: 本公开涉及用于对由至少一个连接的设备监控的设备执行故障分析的系统和计算机实现的方法，其中响应于即将发生的故障的确定，确定至少一个纠正措施并向用户提出建议 监控设备。 在一个示例中，操作包括使用至少一个连接的设备监视至少一个被监视设备的操作，基于所监视的操作来确定至少一个被监视设备的预计寿命，以及如果所监视的设备的预计寿命 小于阈值量，确定要执行的纠正措施。 可以基于纠正措施生成提案以进行呈现。 该提案可以基于确定的纠正措施的估计成本和对帐户的分析。