公开(公告)号：US08708239B2

公开(公告)日：2014-04-29

申请号：US13400455

申请日：2012-02-20

申请人： Dawn M. Selg ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Dawn M. Selg ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G06K7/00

CPC分类号： G07F7/0866 ,  G06Q20/363

摘要： A stored-value card includes a housing, an audio circuit storing an audio file, and a speaker coupled to the audio circuit. The housing includes a first panel, a second panel spaced from and positioned opposite the first panel, and a side wall extending between the first panel and the second panel. The side wall extends substantially perpendicular to each of the first panel and the second panel such that an open cavity is formed between the first panel and the second panel. The housing further includes an account identifier signifying a financial account or record linked to the stored-value card. The audio circuit and the speaker are substantially enclosed within the open cavity of the housing. Stored-value card assemblies and methods of using a stored-value card are also disclosed.

摘要翻译： 储值卡包括外壳，存储音频文件的音频电路和耦合到音频电路的扬声器。 壳体包括第一面板，与第一面板间隔开并且与第一面板相对定位的第二面板，以及在第一面板和第二面板之间延伸的侧壁。 所述侧壁基本上垂直于所述第一面板和所述第二面板中的每一个延伸，使得在所述第一面板和所述第二面板之间形成开放空腔。 房屋还包括一个帐号标识符，表示与储值卡连接的金融帐户或记录。 音频电路和扬声器基本上封闭在外壳的开放空腔内。 还公开了储值卡组件和使用储值卡的方法。

公开(公告)号：US07434735B2

公开(公告)日：2008-10-14

申请号：US11846997

申请日：2007-08-29

申请人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G06K7/00

CPC分类号： G06K19/07701 ,  G06K19/041 ,  G06K19/07 ,  G06Q30/06

摘要： A stored-value card includes an electrical assembly and a housing. The electrical assembly is configured to store an audio file and includes a light and a speaker. The housing encloses the electrical assembly and includes an account identifier signifying an account or record linked to the stored-value card and an activation area. The activation area and the electrical assembly are adapted such that user interaction with the activation area causes the electrical assembly to both play the audio file via the speaker and illuminate the light to collectively provide an audio and visual presentation to a user. Stored-value card assemblies, methods of promoting sales of stored-value cards, methods, of using a stored-value card and other embodiments are also disclosed.

摘要翻译： 储值卡包括电气组件和外壳。 电组件被配置为存储音频文件并且包括光和扬声器。 外壳包围电气组件，并包括一个帐户标识符，表示与储值卡连接的帐户或记录以及激活区​​域。 激活区域和电气组件被适配成使得用户与激活区域的交互使得电气组件既可以通过扬声器播放音频文件，也可以照亮光线，以共同向用户提供音频和视觉呈现。 还公开了储值卡组件，促进储值卡销售的方法，使用储值卡的方法和其他实施例。

公开(公告)号：US08146827B2

公开(公告)日：2012-04-03

申请号：US11926236

申请日：2007-10-29

申请人： Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G06K19/00

CPC分类号： G09F23/06 ,  G06Q30/0239 ,  G06Q30/0241 ,  G09F23/04 ,  G09F2013/222

摘要： A stored-value card includes a housing, a light circuit and an account identifier. The housing includes a cover and a base. The cover and the base each define a respective primary panel and a plurality of side walls extending from the respective primary panel. The plurality of side walls defined by the base abut the plurality of side walls defined by the cover. The light circuit includes a light and a switch. The light circuit is substantially enclosed between the base and the cover, and the light is configured to emit illumination upon user interaction with the switch. The account identifier links the stored-value card to an account or record such that value from the account or record can be used as payment toward a purchase of one or more of goods and services. Stored-value card assemblies and methods of using a stored-value card are also disclosed.

摘要翻译： 储值卡包括外壳，灯电路和帐户标识符。 壳体包括盖和底座。 盖和基座各限定相应的主面板和从相应的主面板延伸的多个侧壁。 由基座限定的多个侧壁邻接由盖限定的多个侧壁。 光电路包括光和开关。 灯电路基本上封闭在基座和盖子之间，并且光被配置成在用户与开关相互作用时发光。 帐户标识符将存值卡链接到帐户或记录，使得可以将来自帐户或记录的价值用作购买一种或多种商品和服务的付款。 还公开了储值卡组件和使用储值卡的方法。

公开(公告)号：US07770802B2

公开(公告)日：2010-08-10

申请号：US12250411

申请日：2008-10-13

申请人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G06K7/00

CPC分类号： G06K19/07701 ,  G06K19/041 ,  G06K19/07 ,  G06Q30/06

摘要： A stored-value card includes a housing, an auxiliary member and an account identifier. The housing includes a base and a cover coupled to the base. The cover and the base each include a primary panel and a side wall extending therefrom. An edge is defined by the side wall of the cover and is positioned to abut an edge defined by the side wall of the base to define a chamber between the base and the cover. The auxiliary member is formed separately from the housing, is at least partially positioned within the chamber, is accessible from a position external to the housing, and is configured to move relative to the housing upon user interaction with the stored-value card. The account identifier is coupled to the housing and signifies a financial account or record linked to the stored-value card. Other cards, assemblies and associated methods are also disclosed.

摘要翻译： 储值卡包括外壳，辅助构件和帐户标识符。 壳体包括底座和联接到基座的盖。 盖和底座各自包括主面板和从其延伸的侧壁。 边缘由盖的侧壁限定，并且定位成邻接由基部的侧壁限定的边缘以在基部和盖之间限定室。 辅助构件与壳体分离地形成，至少部分地定位在腔室内，可从壳体外部的位置接近，并且被配置成在与储值卡的用户交互时相对于壳体移动。 帐户标识符耦合到房屋，并且表示连接到储值卡的金融帐户或记录。 还公开了其他卡，组件和相关方法。

公开(公告)号：US08118230B2

公开(公告)日：2012-02-21

申请号：US12112121

申请日：2008-04-30

申请人： Dawn M. Selg ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Dawn M. Selg ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G06K7/00

CPC分类号： G07F7/0866 ,  G06Q20/363

摘要： A stored-value card includes a housing, an audio circuit storing an audio file, and a speaker coupled to the audio circuit. The housing includes a first panel, a second panel spaced from and positioned opposite the first panel, and a side wall extending between the first panel and the second panel. The side wall extends substantially perpendicular to each of the first panel and the second panel such that an open cavity is formed between the first panel and the second panel. The housing further includes an account identifier signifying a financial account or record linked to the stored-value card. The audio circuit and the speaker are substantially enclosed within the open cavity of the housing. Stored-value card assemblies and methods of using a stored-value card are also disclosed.

摘要翻译： 储值卡包括外壳，存储音频文件的音频电路和耦合到音频电路的扬声器。 壳体包括第一面板，与第一面板间隔开并且与第一面板相对定位的第二面板，以及在第一面板和第二面板之间延伸的侧壁。 所述侧壁基本上垂直于所述第一面板和所述第二面板中的每一个延伸，使得在所述第一面板和所述第二面板之间形成开放空腔。 房屋还包括一个帐号标识符，表示与储值卡连接的金融帐户或记录。 音频电路和扬声器基本上封闭在外壳的开放空腔内。 还公开了储值卡组件和使用储值卡的方法。

公开(公告)号：US07290714B2

公开(公告)日：2007-11-06

申请号：US11038018

申请日：2005-01-18

申请人： Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G06K7/00

CPC分类号： G09F23/06 ,  G06Q30/0239 ,  G06Q30/0241 ,  G09F23/04 ,  G09F2013/222

摘要： A stored-value card includes a housing and a light circuit. The housing defines a first primary panel and a second primary panel spaced from the first primary panel. The first primary panel defines an account identifier signifying a financial account linked to the stored-value card. A side is defined between the first primary panel and the second primary panel. The light circuit includes a light and a switch and is generally enclosed within the housing but for the light. The light extends from the side of the housing and is configured to be illuminated upon application of a force to the switch. Stored-value card assemblies and methods of using a stored-value card are also disclosed.

摘要翻译： 储值卡包括外壳和灯电路。 壳体限定与第一主面板间隔开的第一主面板和第二主面板。 第一个主要面板定义了一个帐户标识符，表示连接到储值卡的金融帐户。 一侧限定在第一主面板和第二主面板之间。 光电路包括光和开关，并且通常封装在壳体内，但是用于光。 光从壳体的侧面延伸并且被构造成在向开关施加力时照亮。 还公开了储值卡组件和使用储值卡的方法。

公开(公告)号：US08434687B2

公开(公告)日：2013-05-07

申请号：US13437668

申请日：2012-04-02

申请人： Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G06K7/00

CPC分类号： G09F23/06 ,  G06Q30/0239 ,  G06Q30/0241 ,  G09F23/04 ,  G09F2013/222

摘要： A stored-value card includes a housing, a light circuit and an account identifier. The housing includes a cover and a base. The cover and the base each define a respective primary panel and a plurality of side walls extending from the respective primary panel. The plurality of side walls defined by the base abut the plurality of side walls defined by the cover. The light circuit includes a light and a switch. The light circuit is substantially enclosed between the base and the cover, and the light is configured to emit illumination upon user interaction with the switch. The account identifier links the stored-value card to an account or record such that value from the account or record can be used as payment toward a purchase of one or more of goods and services. Stored-value card assemblies and methods of using a stored-value card are also disclosed.

摘要翻译： 储值卡包括外壳，灯电路和帐户标识符。 壳体包括盖和底座。 盖和基座各限定相应的主面板和从相应的主面板延伸的多个侧壁。 由基座限定的多个侧壁邻接由盖限定的多个侧壁。 光电路包括光和开关。 灯电路基本上封闭在基座和盖子之间，并且光被配置成在用户与开关相互作用时发光。 帐户标识符将存值卡链接到帐户或记录，使得可以将来自账户或记录的价值用作购买一种或多种商品和服务的付款。 还公开了储值卡组件和使用储值卡的方法。

公开(公告)号：US08439268B2

公开(公告)日：2013-05-14

申请号：US12843744

申请日：2010-07-26

申请人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G06K7/00

CPC分类号： G06K19/07701 ,  G06K19/041 ,  G06K19/07 ,  G06Q30/06

摘要： A financial transaction card includes a first member, a second member, a side wall, at least one substantially rigid connection member, and an account identifier. The first member defines a first panel, and the second member defines a second panel. Each of the first panel and the second panel are substantially planar. The side wall extends between the first panel and the second panel such that the first panel is spaced from the second panel to define a void between the first panel and the second panel. The at least one substantially rigid connection member extends through the first member and interfaces with the second member to at least partially couple the first member to the second member. The account identifier associates the financial transaction card with an account or record having a value associated therewith. Other cards, assemblies and associated methods are also disclosed.

摘要翻译： 金融交易卡包括第一构件，第二构件，侧壁，至少一个基本上刚性的连接构件和帐户标识符。 第一构件定义第一面板，第二构件定义第二面板。 第一面板和第二面板中的每一个基本上是平面的。 所述侧壁在所述第一面板和所述第二面板之间延伸，使得所述第一面板与所述第二面板隔开以限定所述第一面板和所述第二面板之间的空隙。 所述至少一个基本刚性的连接构件延伸穿过第一构件并且与第二构件接合以将第一构件至少部分地联接到第二构件。 帐户标识符将金融交易卡与具有与其相关联的值的帐户或记录相关联。 还公开了其他卡，组件和相关方法。

公开(公告)号：US07376564B2

公开(公告)日：2008-05-20

申请号：US11037385

申请日：2005-01-18

申请人： Dawn M. Selg ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Dawn M. Selg ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G10L21/00

CPC分类号： G07F7/0866 ,  G06Q20/363

摘要： A stored-value card includes an audio circuit, a speaker, a housing, decorative indicia, and a button. The audio circuit stores an audio file, and the speaker is coupled to the audio circuit. The housing generally encloses the audio circuit and the speaker and includes an account identifier signifying a financial account or record linked to the stored-value card. The decorative indicia corresponds with the audio file. The button and the audio circuit are adapted such that depressing the button activates the audio circuit to play the audio file via the speaker. Stored-value card assemblies and methods of using a stored-value card are also disclosed.

摘要翻译： 储值卡包括音频电路，扬声器，外壳，装饰标记和按钮。 音频电路存储音频文件，并且扬声器耦合到音频电路。 外壳通常包围音频电路和扬声器，并且包括表示连接到储值卡的金融帐户或记录的帐户标识符。 装饰标记对应于音频文件。 按钮和音频电路被调整为使得按下按钮激活音频电路以经由扬声器播放音频文件。 还公开了储值卡组件和使用储值卡的方法。

公开(公告)号：US07290713B2

公开(公告)日：2007-11-06

申请号：US11038011

申请日：2005-01-18

申请人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

发明人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

IPC分类号： G06K7/00

CPC分类号： G06K19/07701 ,  G06K19/041 ,  G06K19/07 ,  G06Q30/06

摘要： A stored-value card includes an electrical assembly, a housing, and decorative indicia. The electrical assembly stores an audio file and includes at least one light and a speaker. The housing generally encloses the electrical assembly and includes an account identifier and an activation area. The account identifier signifies a financial account or record linked to the stored-value card. Decorative indicia correspond with the audio file and the at least one light. The activation area and the electrical assembly are adapted such that depressing the activation area activates the electrical assembly to play the audio file via the speaker and to illuminate the at least one light to provide an audio and visual presentation. Stored-value card assemblies, methods of promoting sales of stored-value cards, methods, of using a stored-value card and other embodiments are also disclosed.

摘要翻译： 储值卡包括电气组件，壳体和装饰标记。 电气组件存储音频文件并且包括至少一个光和扬声器。 壳体通常包围电气组件并且包括帐户标识符和激活区域。 帐户标识符表示链接到储值卡的金融帐户或记录。 装饰标记对应于音频文件和至少一个灯。 激活区域和电气组件被适配成使得按下激活区域激活电组件以经由扬声器播放音频文件并且照亮至少一个光以提供音频和视觉呈现。 还公开了储值卡组件，促进储值卡销售的方法，使用储值卡的方法和其他实施例。