公开(公告)号：US20250117856A1

公开(公告)日：2025-04-10

申请号：US18481154

申请日：2023-10-04

Applicant: The Toronto-Dominion Bank

Inventor： Anand Pandey ,  Prerak Trivedi ,  Linda Ling Tao ,  John Jong-Suk Lee

IPC: G06Q40/06 ,  G06F40/40

Abstract: An example operation may include one or more of receiving a current status of a portfolio of a user and previous actions taken on the portfolio of the user over a predetermined period of time, determining a goal for the user based on execution of a generative artificial intelligence (GenAI) model on the current status of the portfolio of the user and the previous actions taken, receiving a request for the portfolio of the user via a user device, and in response to the request, generating a text-based description of the goal and displaying the text-based description of the goal with portfolio content from the portfolio of the user on a user interface of the user device.

公开(公告)号：US20250119495A1

公开(公告)日：2025-04-10

申请号：US18481125

申请日：2023-10-04

Applicant: The Toronto-Dominion Bank

Inventor： Anand Pandey ,  Prerak Trivedi ,  Linda Ling Tao ,  John Jong-Suk Lee

IPC: H04M3/42 ,  G06N3/0475

Abstract: An example operation may include one or more of displaying a report on a user interface of a software application on a user device, listening to a call between a user on the user device and a different user on a second user device that is connected to the user device via a network, executing a generative artificial intelligence (GenAI) model based on content that is heard during the call and content within the report displayed on the user interface to identify content within the displayed report that is discussed during the call, and modifying the displayed report to emphasize the identified content within the displayed report on the user interface.

公开(公告)号：US12189918B2

公开(公告)日：2025-01-07

申请号：US18466898

申请日：2023-09-14

Applicant: The Toronto-Dominion Bank

Inventor： Sangeeta Mathew ,  Anand Pandey ,  Amanda Vanzante ,  Pasqualino Spensieri ,  Mohamedhussein Hassanali ,  Rinelda Nanushi ,  Sumit Bansal

IPC: G06F3/04817 ,  G06Q20/10

Abstract: A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to provide, via the communications module and to a computing device, a graphical user interface that includes interface elements that represent a series of activation steps and identifies one of the activation steps as a current activation step, the representation of the current activation step selectable to communicate with a dedicated server computer system performing the current activation step to display information related to the current activation step; determine that the current activation step has been completed; and update the graphical user interface to disable the representation of the current activation step as selectable; identify another one of the activation steps as a next current activation step; and enable the representation of the next current activation step as selectable to communicate with a dedicated server computer system performing the next current activation step to display information relating to the next current activation step.

公开(公告)号：US20240377944A1

公开(公告)日：2024-11-14

申请号：US18783244

申请日：2024-07-24

Applicant: The Toronto-Dominion Bank

Inventor： Sangeeta Mathew ,  Anand Pandey

IPC: G06F3/04886 ,  G06F3/0485

Abstract: Systems and methods for processing data messages to determine a presentation mode to be used for displaying a prompt on a display with limited screen area. Messages are processed to determine a presentation mode and ranking, and then a prompt is displayed in a target area of the display that is visible with minimal user interaction.

公开(公告)号：US20250117853A1

公开(公告)日：2025-04-10

申请号：US18481138

申请日：2023-10-04

Applicant: The Toronto-Dominion Bank

Inventor： Anand Pandey ,  Prerak Trivedi ,  Linda Ling Tao ,  John Jong-Suk Lee

IPC: G06Q40/06 ,  G06N3/0475

Abstract: An example operation may include one or more of storing a portfolio of assets of a user in memory, receiving contextual data of the user from a user device of the user, identifying an asset of interest that is not included in the portfolio of assets of the user based on execution of a generative artificial intelligence (GenAI) model on the portfolio of assets of the user and the received contextual data of the user, generating a different portfolio of assets based on the asset of interest that is not included in the portfolio of assets of the user, and displaying the different portfolio of assets via a user interface.

公开(公告)号：US20250117629A1

公开(公告)日：2025-04-10

申请号：US18481132

申请日：2023-10-04

Applicant: The Toronto-Dominion Bank

Inventor： Anand Pandey ,  Prerak Trivedi ,  Linda Ling Tao ,  John Jong-Suk Lee

IPC: G06N3/0475 ,  G06N3/08

Abstract: An example operation may include one or more of receiving a conversation of a user, identifying a goal of the user from the conversation, identifying a different user that is associated with the identified goal of the conversation, generating a call script comprising a description of content therein to be discussed with a different user based on execution of a generative artificial intelligence (GenAI) model on the identified goal, and integrating the call script into a digital calendar of the different user.

公开(公告)号：US11789585B1

公开(公告)日：2023-10-17

申请号：US17988086

申请日：2022-11-16

Applicant: The Toronto-Dominion Bank

Inventor： Sangeeta Mathew ,  Anand Pandey ,  Amanda Vanzante ,  Pasqualino Spensieri ,  Mohamedhussein Hassanali ,  Rinelda Nanushi ,  Sumit Bansal

IPC: G06F3/04817 ,  G06Q20/10

CPC classification number: G06F3/04817 ,  G06Q20/10

Abstract: A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to provide, via the communications module and to a computing device, a graphical user interface that includes interface elements that represent a series of activation steps and identifies one of the activation steps as a current activation step, the representation of the current activation step selectable to communicate with a dedicated server computer system performing the current activation step to display information related to the current activation step; determine that the current activation step has been completed; and update the graphical user interface to disable the representation of the current activation step as selectable; identify another one of the activation steps as a next current activation step; and enable the representation of the next current activation step as selectable to communicate with a dedicated server computer system performing the next current activation step to display information relating to the next current activation step.

公开(公告)号：US20250119494A1

公开(公告)日：2025-04-10

申请号：US18481102

申请日：2023-10-04

Applicant: The Toronto-Dominion Bank

Inventor： Anand Pandey ,  Prerak Trivedi ,  Linda Ling Tao ,  John Jong-Suk Lee

IPC: H04M3/22 ,  G10L15/08 ,  G10L15/18 ,  G10L15/26

Abstract: An example operation may include one or more of receiving content from a conversation between a user on a user device and a second user on a second user device that is connected to the user device via a network, identifying a topic of the conversation based on execution of a generative artificial intelligence (GenAI) model on the received content from the conversation, identifying a call list that is previously stored in memory that is associated with the topic of the conversation based on keywords included in the identified topic of the conversation, and adding an identifier of the user to the call list stored in memory.

公开(公告)号：US20250117855A1

公开(公告)日：2025-04-10

申请号：US18481149

申请日：2023-10-04

Applicant: The Toronto-Dominion Bank

Inventor： Anand Pandey ,  Prerak Trivedi ,  Linda Ling Tao ,  John Jong-Suk Lee

IPC: G06Q40/06

Abstract: An example operation may include one or more of storing a current portfolio of a user in memory, receiving contextual data of the user from a user device of the user, identifying an asset of interest of the user based on execution of a generative artificial intelligence (GenAI) model based on the received contextual data of the user and the current portfolio of the user stored in memory, predicting a performance of the current portfolio with the identified asset of interest included therein at a future point in time, and displaying the predicted performance of the current portfolio with the identified asset of interest included therein on a user interface.

公开(公告)号：US20250117854A1

公开(公告)日：2025-04-10

申请号：US18481145

申请日：2023-10-04

Applicant: The Toronto-Dominion Bank

Inventor： Anand Pandey ,  Prerak Trivedi ,  Linda Ling Tao ,  John Jong-Suk Lee

IPC: G06Q40/06 ,  G06N3/0455 ,  G06N3/0475

Abstract: An example operation may include one or more of storing a portfolio of assets of a user in memory, receiving text from a conversation between the user on a first device and a second user on a second device, identifying an upcoming life event of the user based on execution of a generative artificial intelligence (GenAI) model on the received text from the conversation, determining a change to the portfolio of assets of the user based on the upcoming life event and existing assets within the portfolio of assets, and displaying the change to the portfolio of assets of the user via a user interface.