公开(公告)号：US12014303B2

公开(公告)日：2024-06-18

申请号：US16582368

申请日：2019-09-25

Applicant: The Toronto-Dominion Bank

Inventor： Darren Michael Carvalho ,  Shania Xian Yu Fu ,  Jordan Ross Stirling ,  Jinoj Titus

IPC: G06Q10/0631 ,  G07F19/00 ,  H04W4/021 ,  H04W4/029 ,  H04W4/30

CPC classification number: G06Q10/06315 ,  G07F19/209 ,  H04W4/021 ,  H04W4/029 ,  H04W4/30

Abstract: The present disclosure involves, systems, software, and computer-implemented methods for determining a location for a curbside branch. One example system comprises a memory storing instructions; at least one hardware processor interoperably coupled with the memory, wherein the instructions instruct the at least one hardware processor to: obtain historical and current exchange data of users associated with a particular location; obtain external data about the particular location; enrich the historical and current exchange data with the external data; identify one or more analysis rules to apply to the enriched data to determine an estimated demand for services associated with deployment of a mobile site at the particular location; compare estimated demand to a predetermined threshold; and in response to a determination that the estimated demand exceeds the predetermined threshold, identify the particular location for mobile site deployment.

公开(公告)号：US20210089986A1

公开(公告)日：2021-03-25

申请号：US16582368

申请日：2019-09-25

Applicant: The Toronto-Dominion Bank

Inventor： Darren Michael Carvalho ,  Shania Xian Yu Fu ,  Jordan Ross Stirling ,  Jinoj Titus

IPC: G06Q10/06 ,  G07F19/00 ,  H04W4/029 ,  H04W4/021 ,  H04W4/30

Abstract: The present disclosure involves, systems, software, and computer-implemented methods for determining a location for a curbside branch. One example system comprises a memory storing instructions; at least one hardware processor interoperably coupled with the memory, wherein the instructions instruct the at least one hardware processor to: obtain historical and current exchange data of users associated with a particular location; obtain external data about the particular location; enrich the historical and current exchange data with the external data; identify one or more analysis rules to apply to the enriched data to determine an estimated demand for services associated with deployment of a mobile site at the particular location; compare estimated demand to a predetermined threshold; and in response to a determination that the estimated demand exceeds the predetermined threshold, identify the particular location for mobile site deployment.

公开(公告)号：US20240330809A1

公开(公告)日：2024-10-03

申请号：US18740869

申请日：2024-06-12

Applicant: The Toronto-Dominion Bank

Inventor： Darren Michael Carvalho ,  Shania Xian Yu Fu ,  Jordan Ross Stirling ,  Jinoj Titus

IPC: G06Q10/0631 ,  G07F19/00 ,  H04W4/021 ,  H04W4/029 ,  H04W4/30

CPC classification number: G06Q10/06315 ,  G07F19/209 ,  H04W4/021 ,  H04W4/029 ,  H04W4/30

Abstract: The present disclosure involves, systems, software, and computer-implemented methods for determining a location for a curbside branch. One example system comprises a memory storing instructions; at least one hardware processor interoperably coupled with the memory, wherein the instructions instruct the at least one hardware processor to: obtain historical and current exchange data of users associated with a particular location; obtain external data about the particular location; enrich the historical and current exchange data with the external data; identify one or more analysis rules to apply to the enriched data to determine an estimated demand for services associated with deployment of a mobile site at the particular location; compare estimated demand to a predetermined threshold; and in response to a determination that the estimated demand exceeds the predetermined threshold, identify the particular location for mobile site deployment.