公开(公告)号：US20230275891A1

公开(公告)日：2023-08-31

申请号：US18143265

申请日：2023-05-04

Applicant: The Toronto-Dominion Bank

Inventor： Marina Izvekova ,  Jane Holtslander ,  Andrew David CLARK ,  Alan Tam ,  Tina Patel ,  Steven Anthony Ghose ,  Hao Zhe Shen ,  Michael David Mewhort ,  Chun Yu Zhang

IPC: H04L9/40 ,  H04L67/306 ,  H04L67/01

CPC classification number: H04L63/0838 ,  H04L67/306 ,  H04L67/01 ,  H04W4/14

Abstract: Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.

公开(公告)号：US12058124B2

公开(公告)日：2024-08-06

申请号：US18143265

申请日：2023-05-04

Applicant: The Toronto-Dominion Bank

Inventor： Marina Izvekova ,  Jane Holtslander ,  Andrew David Clark ,  Alan Tam ,  Tina Patel ,  Steven Anthony Ghose ,  Michael David Mewhort ,  Chun Yu Zhang

IPC: H04L9/40 ,  H04L51/42 ,  H04L51/52 ,  H04L67/01 ,  H04L67/306 ,  H04W4/14

CPC classification number: H04L63/0838 ,  H04L67/01 ,  H04L67/306 ,  H04L51/42 ,  H04L51/52 ,  H04W4/14

Abstract: Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.

公开(公告)号：US11677742B2

公开(公告)日：2023-06-13

申请号：US16570281

申请日：2019-09-13

Applicant: The Toronto-Dominion Bank

Inventor： Marina Izvekova ,  Jane Holtslander ,  Andrew David Clark ,  Alan Tam ,  Tina Patel ,  Steven Anthony Ghose ,  Michael David Mewhort ,  Chun Yu Zhang

IPC: H04L9/40 ,  H04L67/306 ,  H04L67/01 ,  H04W4/14 ,  H04L51/42 ,  H04L51/52

CPC classification number: H04L63/0838 ,  H04L67/01 ,  H04L67/306 ,  H04L51/42 ,  H04L51/52 ,  H04W4/14

Abstract: Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.

公开(公告)号：US20210084028A1

公开(公告)日：2021-03-18

申请号：US16570281

申请日：2019-09-13

Applicant: The Toronto-Dominion Bank

Inventor： Marina Izvekova ,  Jane Holtslander ,  Andrew David CLARK ,  Alan Tam ,  Tina Patel ,  Steven Anthony Ghose ,  Hao Zhe Shen ,  Michael David Mewhort ,  Chun Yu Zhang

IPC: H04L29/06 ,  H04L29/08

Abstract: Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.