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公开(公告)号：US08448850B1
公开(公告)日：2013-05-28
申请号：US13554338
申请日：2012-07-20
CPC分类号： G07F19/206 , G06F21/10 , G06F21/105 , G06Q20/042 , G06Q20/108 , G06Q20/1085 , G06Q20/40 , G07F19/20
摘要： An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine is operative to authorize the installation, use, and/or configuration of automated banking machine software applications and components.
摘要翻译： 一个自动银行机器可以根据数据读取形式的数据记录进行财务转移。 该机器包括读卡器，用于从用户卡读取数据。 卡数据对应于财务账户。 自动银行机还包括自动提款机。 该机器可操作地基于识别包括卡数据的数据向授权用户分配现金，并且通过与至少一个远程计算机的通信，从与卡数据相对应的帐户进行财务转移。 该机器可以授权自动银行机器软件应用程序和组件的安装，使用和/或配置。
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2.发明授权Cash dispensing automated banking machine software authorization system and method 有权现金自动银行机器软件授权系统和方法公开(公告)号：US07063253B1
公开(公告)日：2006-06-20
申请号：US10732204
申请日：2003-12-09
IPC分类号： G06Q40/00
CPC分类号： G07F19/206 , G06F21/10 , G06F21/105 , G06Q20/042 , G06Q20/108 , G06Q20/1085 , G06Q20/40 , G07F19/20
摘要： An automated banking machine is operative to authorize the installation, use, and/or configuration of ATM software applications and components. The machine may be provided with either an authorization key or a configuration certificate that is generated by a licensing authority. The machine is operative to authenticate the key or certificate prior to granting a user permission to install, run, and/or configure the software. The machine is operative to authenticate a configuration certificate by evaluating a digital signature associated with the configuration certificate. An authorization key may be authenticated by comparing it to a second authorization key generated responsive to inputted license information and one-way hash functions. The key or certificate may be associated with a plurality of configuration rules which specify the configuration software components and parameters for specific ATM software and hardware.
摘要翻译： 自动银行机可操作来授权ATM软件应用和组件的安装，使用和/或配置。 机器可以被提供有授权密钥或许可授权机构生成的配置证书。 在授予用户安装，运行和/或配置软件许可之前，该机器可操作来验证密钥或证书。 该机器用于通过评估与配置证书相关联的数字签名来认证配置证书。 可以通过将授权密钥与响应于输入的许可信息和单向散列函数生成的第二授权密钥进行比较而被认证。 密钥或证书可以与指定用于特定ATM软件和硬件的配置软件组件和参数的多个配置规则相关联。
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3.发明授权公开(公告)号：US07490760B1
公开(公告)日：2009-02-17
申请号：US11821701
申请日：2007-06-25
CPC分类号： G07F19/206 , G06F21/10 , G06F21/105 , G06Q20/042 , G06Q20/108 , G06Q20/1085 , G06Q20/40 , G07F19/20
摘要： A card activated cash dispensing automated banking machine is operative to authorize the installation, use, and/or configuration of ATM software applications and components. The machine may be provided with either an authorization key or a configuration certificate that is generated by a licensing authority. The machine is operative to authenticate the key or certificate prior to granting a user permission to install, run, and/or configure the software. The machine is operative to authenticate a configuration certificate by evaluating a digital signature associated with the configuration certificate. An authorization key may be authenticated by comparing it to a second authorization key generated responsive to inputted license information and one-way hash functions. The key or certificate may be associated with a plurality of configuration rules which specify the configuration software components and parameters for specific ATM software and hardware.
摘要翻译： 卡片激活的现金分配自动银行机可以授权ATM软件应用和组件的安装，使用和/或配置。 机器可以被提供有授权密钥或许可授权机构生成的配置证书。 在授予用户安装，运行和/或配置软件许可之前，该机器可操作来验证密钥或证书。 该机器用于通过评估与配置证书相关联的数字签名来认证配置证书。 可以通过将授权密钥与响应于输入的许可信息和单向散列函数生成的第二授权密钥进行比较而被认证。 密钥或证书可以与指定用于特定ATM软件和硬件的配置软件组件和参数的多个配置规则相关联。
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4.发明授权Cash dispensing automated banking machine software authorization system and method 有权现金自动银行机器软件授权系统和方法公开(公告)号：US07234636B1
公开(公告)日：2007-06-26
申请号：US11454705
申请日：2006-06-15
IPC分类号： G06Q40/00
CPC分类号： G07F19/211 , G06Q20/1085 , G07F19/20 , G07F19/206
摘要： An automated banking machine is operative to authorize the installation, use, and/or configuration of ATM software applications and components. The machine may be provided with either an authorization key or a configuration certificate that is generated by a licensing authority. The machine is operative to authenticate the key or certificate prior to granting a user permission to install, run, and/or configure the software. The machine is operative to authenticate a configuration certificate by evaluating a digital signature associated with the configuration certificate. An authorization key may be authenticated by comparing it to a second authorization key generated responsive to inputted license information and one-way hash functions. The key or certificate may be associated with a plurality of configuration rules which specify the configuration software components and parameters for specific ATM software and hardware.
摘要翻译： 自动银行机可操作来授权ATM软件应用和组件的安装，使用和/或配置。 机器可以被提供有授权密钥或许可授权机构生成的配置证书。 在授予用户安装，运行和/或配置软件许可之前，该机器可操作来验证密钥或证书。 该机器用于通过评估与配置证书相关联的数字签名来认证配置证书。 可以通过将授权密钥与响应于输入的许可信息和单向散列函数生成的第二授权密钥进行比较而被认证。 密钥或证书可以与指定用于特定ATM软件和硬件的配置软件组件和参数的多个配置规则相关联。
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公开(公告)号：US08225990B1
公开(公告)日：2012-07-24
申请号：US12931654
申请日：2011-02-07
CPC分类号： G07F19/206 , G06F21/10 , G06F21/105 , G06Q20/042 , G06Q20/108 , G06Q20/1085 , G06Q20/40 , G07F19/20
摘要： An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine is operative to authorize the installation, use, and/or configuration of automated banking machine software applications and components.
摘要翻译： 一个自动银行机器可以根据数据读取形式的数据记录进行财务转移。 该机器包括读卡器，用于从用户卡读取数据。 卡数据对应于财务账户。 自动银行机还包括自动提款机。 该机器可操作地基于识别包括卡数据的数据向授权用户分配现金，并且通过与至少一个远程计算机的通信，从与卡数据相对应的帐户进行财务转移。 该机器可以授权自动银行机器软件应用程序和组件的安装，使用和/或配置。
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6.发明授权Card activated cash dispensing automated banking machine authorization system and method 有权卡激活现金分配自动银行授权系统和方法公开(公告)号：US07883006B1
公开(公告)日：2011-02-08
申请号：US12378590
申请日：2009-02-17
CPC分类号： G07F19/206 , G06F21/10 , G06F21/105 , G06Q20/042 , G06Q20/108 , G06Q20/1085 , G06Q20/40 , G07F19/20
摘要： An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine is operative to authorize the installation, use, and/or configuration of automated banking machine software applications and components.
摘要翻译： 一个自动银行机器可以根据数据读取形式的数据记录进行财务转移。 该机器包括读卡器，用于从用户卡读取数据。 卡数据对应于财务账户。 自动银行机还包括自动提款机。 该机器可操作地基于识别包括卡数据的数据向授权用户分配现金，并且通过与至少一个远程计算机的通信，从与卡数据相对应的帐户进行财务转移。 该机器可以授权自动银行机器软件应用程序和组件的安装，使用和/或配置。
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公开(公告)号：US06854645B1
公开(公告)日：2005-02-15
申请号：US10349208
申请日：2003-01-21
IPC分类号： G06F17/60
CPC分类号： G07F19/206 , G06Q20/1085 , G07F19/20
摘要： An automated teller machine (12) includes at least one processor (36) which operates to cause transaction function devices (16, 18, 20, 22, 24, 26, 28, 30, 32, 34) to operate to carry out banking transactions for users of the machine. A software environment (54) operates in the processor and includes a hardware independent software application (60) which application may be operated successfully in a plurality of brands of automated teller machine hardware. The automated teller machine verifies that the software application has been authorized by an appropriate authorizing entity before the application is enabled to cause operation of transaction function devices. In some distribution methods the software application is provided in source code form at generally no charge to ATM owners and software developers, who are required to contribute modifications to the entity offering the software, which modifications are further made available to facilitate the development and use of platform independent software applications in automated teller machines.
摘要翻译： 自动取款机（12）包括至少一个处理器（36），其操作以使得交易功能设备（16,18,20,22,24,26,28,30,32,34）操作以执行银行交易 为机器的用户。 软件环境（54）在处理器中操作并且包括硬件独立软件应用（60），该应用可以在多个品牌的自动柜员机硬件中成功地被操作。 在启用应用程序以引起事务功能设备的操作之前，自动柜员机验证软件应用程序已被适当的授权实体授权。 在一些分发方法中，软件应用程序以一般免费的方式提供给ATM所有者和软件开发商，他们需要对提供软件的实体作出修改，这些修改进一步提供给用户以便于开发和使用 平台独立软件应用于自动柜员机。
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公开(公告)号：US06966487B1
公开(公告)日：2005-11-22
申请号：US11033598
申请日：2005-01-12
IPC分类号： G06F17/60
CPC分类号： G07F19/206 , G06Q20/1085 , G07F19/20
摘要： An automated teller machine (12) includes at least one processor (36) which operates to cause transaction function devices (16, 18, 20, 22, 24, 26, 28, 30, 32, 34) to operate to carry out banking transactions for users of the machine. A software environment (54) operates in the processor and includes a hardware independent software application (60) which application may be operated successfully in a plurality of brands of automated teller machine hardware. The automated teller machine verifies that the software application has been authorized by an appropriate authorizing entity before the application is enabled to cause operation of transaction function devices. In some distribution methods the software application is provided in source code form at generally no charge to ATM owners and software developers, who are required to contribute modifications to the entity offering the software, which modifications are further made available to facilitate the development and use of platform independent software applications in automated teller machines.
摘要翻译： 自动取款机（12）包括至少一个处理器（36），其操作以使得交易功能设备（16,18,20,22,24,26,28,30,32,34）操作以执行银行交易 为机器的用户。 软件环境（54）在处理器中操作并且包括硬件独立软件应用（60），该应用可以在多个品牌的自动柜员机硬件中成功地被操作。 在启用应用程序以引起事务功能设备的操作之前，自动柜员机验证软件应用程序已被适当的授权实体授权。 在一些分发方法中，软件应用程序以一般免费的方式提供给ATM所有者和软件开发商，他们需要对提供软件的实体作出修改，这些修改进一步提供给用户以便于开发和使用 平台独立软件应用于自动柜员机。
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公开(公告)号：US06672505B1
公开(公告)日：2004-01-06
申请号：US09957982
申请日：2001-09-21
IPC分类号： G06F1760
CPC分类号： G07F19/20 , G06Q20/105 , G06Q20/1085 , G06Q20/40 , G06Q40/00 , G07F19/211
摘要： An automated banking machine (10, 70, 146) is operative to enable a plurality of authorized software components (80) to be selectively configured. The machine may be provided with either an authorization key (46, 72) or a configuration certificate (48, 150, 160) that is generated by a licensing authority (30, 62, 140). The machine is operative to authenticate the key or certificate prior to granting a user permission to configure the machine. The machine is operative to authenticate a configuration certificate by evaluating a digital signature (154, 190) associated with the configuration certificate. An authorization key may be authenticated by comparing it to a second authorization key generated responsive to a plurality of configuration parameters and one-way hash functions (92, 94). The key or certificate may be associated with a plurality of configuration rules (84, 152) which specify the configuration software components and parameters for specific ATM software and hardware.
摘要翻译： 操作自动银行机（10,70,126）以使多个授权软件组件（80）能够被选择性地配置。 机器可以被提供有由许可授权机构（30,62,140）产生的授权密钥（46,72）或配置证书（48,150,160）。 在授予用户配置机器许可之前，该机器可操作来认证密钥或证书。 该机器通过评估与配置证书相关联的数字签名（154,190）来操作以验证配置证书。 可以通过将授权密钥与响应于多个配置参数和单向散列函数（92,94）生成的第二授权密钥进行比较而被认证。 密钥或证书可以与指定用于特定ATM软件和硬件的配置软件组件和参数的多个配置规则（84,152）相关联。
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公开(公告)号：US07577615B1
公开(公告)日：2009-08-18
申请号：US10648936
申请日：2003-08-27
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q20/105 , G06Q20/1085 , G06Q20/40 , G06Q40/00 , G07F19/211
摘要： An automated banking machine (10, 70, 146) is operative to enable a plurality of authorized software components (80) to be selectively configured. The machine may be provided with either an authorization key (46, 72) or a configuration certificate (48, 150, 160) that is generated by a licensing authority (30, 62, 140). The machine is operative to authenticate the key or certificate prior to granting a user permission to configure the machine. The machine is operative to authenticate a configuration certificate by evaluating a digital signature (154, 190) associated with the configuration certificate. An authorization key may be authenticated by comparing it to a second authorization key generated responsive to a plurality of configuration parameters and one-way hash functions (92, 94). The key or certificate may be associated with a plurality of configuration rules (84, 152) which specify the configuration software components and parameters for specific ATM software and hardware.
摘要翻译： 操作自动银行机（10,70,126）以使多个授权软件组件（80）能够被选择性地配置。 机器可以被提供有由许可授权机构（30,62,140）产生的授权密钥（46,72）或配置证书（48,150,160）。 在授予用户配置机器许可之前，该机器可操作来认证密钥或证书。 该机器通过评估与配置证书相关联的数字签名（154,190）来操作以验证配置证书。 可以通过将授权密钥与响应于多个配置参数和单向散列函数（92,94）生成的第二授权密钥进行比较而被认证。 密钥或证书可以与指定用于特定ATM软件和硬件的配置软件组件和参数的多个配置规则（84,152）相关联。
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