Method and Apparatus for the Lending of Monetary Funds While Taking Collectibles as Collateral
    1.
    发明申请
    Method and Apparatus for the Lending of Monetary Funds While Taking Collectibles as Collateral 审中-公开
    以收藏品作为抵押品的货币资金贷款的方法和手段

    公开(公告)号:US20080195527A1

    公开(公告)日:2008-08-14

    申请号:US11674644

    申请日:2007-02-13

    CPC classification number: G06Q40/02 G06Q40/025

    Abstract: A method and system of exchanging collectibles for a loan of money allows an Applicant to remotely apply for and receive funds in exchange for works of art and other collectibles. An Applicant specifies the loan sought and submits personal and collateral information. Thereafter, the form and information are analyzed and a loan amount is determined. The Applicant transfers the collectible to the Lender over a delivery channel. Upon final approval of the loan, the Lender transfers funds to the Applicant. A similar process may be undertaken for items at auction. Auction lots are pre-approved by Lender. If an Applicant wins the auction lot, the Applicant pays a Residual Amount on the item. The Lender pays the remainder of the auction price. In either situation, the Applicant may pay off the loan in four months for return of the collectible or may renew the loan.

    Abstract translation: 交换收款的贷款方式和制度允许申请人远程申请和收取资金,以换取艺术作品和其他收藏品。 申请人指定要求的贷款并提交个人和抵押资料。 此后,对表格和信息进行分析,确定贷款额度。 申请人通过交付渠道将收款人转移给贷款人。 贷款最终批准后,贷方向申请人汇款。 拍卖品可能会进行类似的处理。 拍卖手已经由贷方预先批准。 如果申请人赢得拍卖品,申请人将在该项目上支付剩余金额。 贷款人支付拍卖价的剩余部分。 在任何一种情况下,申请人可以在四个月内偿还贷款,以收回收款人,也可以续借贷款。

    Quick-disconnect with pressure relief and a locking mechanism
    2.
    发明申请
    Quick-disconnect with pressure relief and a locking mechanism 审中-公开
    快速断开压力释放和锁定机构

    公开(公告)号:US20070246108A1

    公开(公告)日:2007-10-25

    申请号:US11406917

    申请日:2006-04-19

    Applicant: Timothy Conway

    Inventor: Timothy Conway

    CPC classification number: F16L37/34 F16L2201/20 Y10T137/87973

    Abstract: A quick-disconnect, the nipple portion of which has a pressure relief path and a coupler portion of which has a safety lock. The nipple portion is provided with a spring-loaded sleeve which covers the relief flow path when not engaged. The sleeve is hand driven against the spring load to expose the flow relief passage. Any pressure in the quick-disconnect is then discharged to atmosphere. The coupler portion incorporates a piston that is pressure activated to block the motion of a disconnecting sleeve. The piston is moved to the unlocked position by a wave spring when the pressure is removed. These features are packaged in a small volume for use in systems where space is limited. The quick-disconnect is designed and fabricated with materials that can withstand a proof pressure of 20,000 PSI. Such capabilities are especially useful in aircraft systems with a supply pressure of up to 5,000 PSI. The pressure relief assures the quick-disconnect can be relieved of any residual pressure up to 5,000 PSI before it is uncoupled and the lock assures that it can not be uncoupled without pressure relief.

    Abstract translation: 快速断开,其接头部分具有压力释放路径,并且其联接器部分具有安全锁。 乳头部分设置有弹簧加载的套筒,其在未接合时覆盖浮雕流动路径。 袖套是手动驱动的,以抵抗弹簧的负载以露出流动通道。 快速断路器中的任何压力然后排放到大气中。 联接器部分包括被压力激活以阻止断开套筒的运动的活塞。 当去除压力时,活塞通过波形弹簧移动到解锁位置。 这些功能包装在一小部分,用于空间有限的系统。 快速断开设计和制造可以承受20,000 PSI的证明压力的材料。 这种能力在供应压力高达5,000 PSI的飞机系统中尤其有用。 压力释放确保快速断开可以在脱开之前减轻高达5,000 PSI的任何残余压力,并且锁定确保在没有压力释放的情况下不能脱开连接。

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