公开(公告)号：US20190190902A1

公开(公告)日：2019-06-20

申请号：US16283459

申请日：2019-02-22

申请人： Visa Europe Limited

发明人： Paul Michael Carpenter ,  Jonathan Paul Sumpster ,  Andrew Paul Thompson ,  Christopher Ian Abrathat ,  Jonathan Rusca ,  Jean-Christophe Gilbert Lacour ,  Michael Ronald Philpotts

IPC分类号： H04L29/06 ,  G06Q20/40 ,  G06F21/31

CPC分类号： H04L63/08 ,  G06F21/31 ,  G06Q20/4014

摘要： Method and apparatus for creating a second unique identifier for a user in a second system based on a first unique identifier for a user in a first system. A first authentication process is initiated based on a first unique identifier associated with the user in the first system. Responsive to the user successfully authenticating during the first authentication process, the second unique identifier for a user in the second system is generated. The second unique identifier is based on user data associated with the first unique identifier in the first system, and the second unique identifier is different from the first unique identifier.

公开(公告)号：US11138596B2

公开(公告)日：2021-10-05

申请号：US14883508

申请日：2015-10-14

申请人： Visa Europe Limited

发明人： Paul Michael Carpenter ,  Jonathan Paul Sumpster ,  Andrew Paul Thompson ,  Christopher Ian Abrathat ,  Jonathan Rusca ,  Jean-Christophe Gilbert Lacour ,  Michael Ronald Philpotts

IPC分类号： G06Q20/38 ,  G06Q20/40 ,  H04L29/06

摘要： Method and apparatus for transmitting credentials to a transaction processing system, the credentials arranged in sets and a set including a unique identifier and verification data elements. Credentials are activated and are then available for use in at least one subsequent transaction. In the transaction, in response to receiving authorization from a user, the unique identifier and verification data elements from a set are transmitted to the transaction processing system for the user. The credentials are activated using an activation mode selected from at least a first activation mode and a second activation mode. In the first activation mode, additional user input for the verification data elements associated with the unique identifier is received from the user. In the second activation mode, the user is authenticated, and verification data elements are received via a data communications network are received from a trusted data processing system remote from the user.

公开(公告)号：US10764269B2

公开(公告)日：2020-09-01

申请号：US16283459

申请日：2019-02-22

申请人： Visa Europe Limited

发明人： Paul Michael Carpenter ,  Jonathan Paul Sumpster ,  Andrew Paul Thompson ,  Christopher Ian Abrathat ,  Jonathan Rusca ,  Jean-Christophe Gilbert Lacour ,  Michael Ronald Philpotts

IPC分类号： H04L29/06 ,  G06F21/31 ,  G06Q20/40

摘要： Method and apparatus for creating a second unique identifier for a user in a second system based on a first unique identifier for a user in a first system. A first authentication process is initiated based on a first unique identifier associated with the user in the first system. Responsive to the user successfully authenticating during the first authentication process, the second unique identifier for a user in the second system is generated. The second unique identifier is based on user data associated with the first unique identifier in the first system, and the second unique identifier is different from the first unique identifier.

公开(公告)号：US11941615B2

公开(公告)日：2024-03-26

申请号：US17466640

申请日：2021-09-03

申请人： Visa Europe Limited

发明人： Paul Michael Carpenter ,  Jonathan Paul Sumpster ,  Andrew Paul Thompson ,  Christopher Ian Abrathat ,  Jonathan Rusca ,  Jean-Christophe Gilbert Lacour ,  Michael Ronald Philpotts

IPC分类号： G06Q20/38 ,  G06Q20/40 ,  H04L9/40

CPC分类号： G06Q20/3821 ,  G06Q20/40 ,  G06Q20/405 ,  H04L63/083

摘要： Method and apparatus for transmitting credentials to a transaction processing system, the credentials arranged in sets and a set including a unique identifier and verification data elements. Credentials are activated and are then available for use in at least one subsequent transaction. In the transaction, in response to receiving authorization from a user, the unique identifier and verification data elements from a set are transmitted to the transaction processing system for the user. The credentials are activated using an activation mode selected from at least a first activation mode and a second activation mode. In the first activation mode, additional user input for the verification data elements associated with the unique identifier is received from the user. In the second activation mode, the user is authenticated, and verification data elements are received via a data communications network are received from a trusted data processing system remote from the user.

公开(公告)号：US20210398111A1

公开(公告)日：2021-12-23

申请号：US17466640

申请日：2021-09-03

申请人： Visa Europe Limited

发明人： Paul Michael Carpenter ,  Jonathan Paul Sumpster ,  Andrew Paul Thompson ,  Christopher Ian Abrathat ,  Jonathan Rusca ,  Jean-Christophe Gilbert Lacour ,  Michael Ronald Philpotts

IPC分类号： G06Q20/38 ,  G06Q20/40 ,  H04L29/06

摘要： Method and apparatus for transmitting credentials to a transaction processing system, the credentials arranged in sets and a set including a unique identifier and verification data elements. Credentials are activated and are then available for use in at least one subsequent transaction. In the transaction, in response to receiving authorization from a user, the unique identifier and verification data elements from a set are transmitted to the transaction processing system for the user. The credentials are activated using an activation mode selected from at least a first activation mode and a second activation mode. In the first activation mode, additional user input for the verification data elements associated with the unique identifier is received from the user. In the second activation mode, the user is authenticated, and verification data elements are received via a data communications network are received from a trusted data processing system remote from the user.

公开(公告)号：US10257178B2

公开(公告)日：2019-04-09

申请号：US14884153

申请日：2015-10-15

申请人： Visa Europe Limited

发明人： Paul Michael Carpenter ,  Jonathan Paul Sumpster ,  Andrew Paul Thompson ,  Christopher Ian Abrathat ,  Jonathan Rusca ,  Jean-Christophe Gilbert Lacour ,  Michael Ronald Philpotts

IPC分类号： H04L29/06 ,  G06F21/31 ,  G06Q20/40

摘要： Method and apparatus for creating a second unique identifier for a user in a second system based on a first unique identifier for a user in a first system. A first authentication process is initiated based on a first unique identifier associated with the user in the first system. Responsive to the user successfully authenticating during the first authentication process, the second unique identifier for a user in the second system is generated. The second unique identifier is based on user data associated with the first unique identifier in the first system, and the second unique identifier is different from the first unique identifier.