公开(公告)号：US20120158586A1

公开(公告)日：2012-06-21

申请号：US12970166

申请日：2010-12-16

申请人： Visweswararao GANTI ,  John Hans Van Arkel ,  Adam Young ,  James J. Paravecchio ,  Lawrence J. Zaykowski

发明人： Visweswararao GANTI ,  John Hans Van Arkel ,  Adam Young ,  James J. Paravecchio ,  Lawrence J. Zaykowski

IPC分类号： G06Q40/00 ,  G06Q30/00

CPC分类号： G06Q20/10 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q20/405

摘要： A fraud management system is configured to receive a transaction from a merchant; select rules to use to process the transaction; process the transaction using the selected rules to generate a set of alarms; and generate an alarm score for each of the alarms. The fraud management system is further configured to combine the alarms with alarms from one or more other transactions to form a combined set of alarms; sorting alarms, in the combined set of alarms, into groups based on attributes of the transaction; generate a group score, for each group, based on at least one of the alarm scores for at least one alarm in the group; generate a fraud score, for the transaction, based on one or more of the group scores; and output information regarding the fraud score to the merchant to notify the merchant whether the transaction is potentially fraudulent.

摘要翻译： 欺诈管理系统被配置为从商家接收交易; 选择用于处理交易的规则; 使用所选规则处理事务以生成一组报警; 并为每个报警生成报警分数。 欺诈管理系统还被配置为将报警与来自一个或多个其他事务的报警组合以形成一组组合的报警; 根据事务的属性将报警组合中的报警分类成组; 基于组中至少一个报警的至少一个报警分数，为每个组生成组得分; 根据一个或多个组成绩为交易产生欺诈分数; 并将关于欺诈分数的信息输出给商家以通知商家该交易是否具有欺诈性。

公开(公告)号：US20120158540A1

公开(公告)日：2012-06-21

申请号：US12970080

申请日：2010-12-16

申请人： Visweswararao GANTI ,  John Hans Van Arkel

发明人： Visweswararao GANTI ,  John Hans Van Arkel

IPC分类号： G06Q30/00

CPC分类号： G06Q30/0185 ,  G06Q30/0609

摘要： A fraud management system is configured to store rules for detecting fraud. The fraud management system is configured to: receive a transaction involving a consumer and a merchant; select a set of the rules based on information associated with the transaction, information associated with the consumer, or information associated with the merchant; process the transaction, in parallel, using the selected rules to generate a set of alarms; group the alarms, into groups, based on information associated with the transaction; analyze the groups to generate a fraud score; and output information regarding the fraud score to the merchant to notify the merchant whether the transaction is potentially fraudulent.

摘要翻译： 欺诈管理系统被配置为存储用于检测欺诈的规则。 欺诈管理系统被配置为：接收涉及消费者和商家的交易; 基于与交易相关联的信息，与消费者相关联的信息或与商家相关联的信息来选择一组规则; 处理交易并行地使用所选择的规则来生成一组报警; 根据与交易相关的信息将报警分组成组; 分析组织以产生欺诈分数; 并将关于欺诈分数的信息输出给商家以通知商家该交易是否具有欺诈性。