System and method of electronic data transaction processing
    1.
    发明授权
    System and method of electronic data transaction processing 有权
    电子数据交易处理系统与方法

    公开(公告)号:US08041633B2

    公开(公告)日:2011-10-18

    申请号:US10370676

    申请日:2003-02-21

    IPC分类号: G06Q40/00

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 交易处理中心提供基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源。

    System and method of currency conversion in financial transaction process
    2.
    发明授权
    System and method of currency conversion in financial transaction process 失效
    金融交易过程中货币转换的制度和方法

    公开(公告)号:US08311944B2

    公开(公告)日:2012-11-13

    申请号:US12633696

    申请日:2009-12-08

    IPC分类号: G06Q40/00

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 事务处理中心提供用于基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源。

    System and Method of Currency Conversion in Financial Transaction Process
    3.
    发明申请
    System and Method of Currency Conversion in Financial Transaction Process 失效
    金融交易过程中货币转换的制度与方法

    公开(公告)号:US20100088219A1

    公开(公告)日:2010-04-08

    申请号:US12633696

    申请日:2009-12-08

    IPC分类号: G06Q40/00 G06Q20/00

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 交易处理中心提供基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源。

    System and method of account reconciliation for electronic transactions
    4.
    发明授权
    System and method of account reconciliation for electronic transactions 失效
    电子交易账户对账系统和方法

    公开(公告)号:US08204824B2

    公开(公告)日:2012-06-19

    申请号:US12272325

    申请日:2008-11-17

    IPC分类号: G06Q40/00

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources and an account reconciliation processor (200) to identify discrepancies and initiate corrective action.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 事务处理中心提供用于基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源和帐户对帐处理器(200)以识别差异并启动纠正措施。

    System and Method of Transferring Data Through Transaction Process
    5.
    发明申请
    System and Method of Transferring Data Through Transaction Process 失效
    通过事务处理传输数据的系统和方法

    公开(公告)号:US20090077131A1

    公开(公告)日:2009-03-19

    申请号:US12276985

    申请日:2008-11-24

    IPC分类号: G06F17/30

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 事务处理中心提供用于基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源。

    System and Method of Account Reconciliation for Electronic Transactions
    6.
    发明申请
    System and Method of Account Reconciliation for Electronic Transactions 失效
    电子交易账户对账制度与方法

    公开(公告)号:US20090076935A1

    公开(公告)日:2009-03-19

    申请号:US12272325

    申请日:2008-11-17

    IPC分类号: G06Q40/00 G06Q10/00

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources and an account reconciliation processor (200) to identify discrepancies and initiate corrective action.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 事务处理中心提供用于基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源和帐户对帐处理器(200)以识别差异并启动纠正措施。

    Method of Scheduling and Event Processing in Computer Operating System
    7.
    发明申请
    Method of Scheduling and Event Processing in Computer Operating System 审中-公开
    计算机操作系统中的调度和事件处理方法

    公开(公告)号:US20090076876A1

    公开(公告)日:2009-03-19

    申请号:US12272595

    申请日:2008-11-17

    IPC分类号: G06Q40/00 G06Q10/00

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 事务处理中心提供用于基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源。

    System and method of transferring data through transaction process
    8.
    发明授权
    System and method of transferring data through transaction process 失效
    通过交易过程传输数据的系统和方法

    公开(公告)号:US08170928B2

    公开(公告)日:2012-05-01

    申请号:US12276985

    申请日:2008-11-24

    IPC分类号: G06Q10/00 G06Q5/00

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 事务处理中心提供用于基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源。