公开(公告)号：US20240144361A1

公开(公告)日：2024-05-02

申请号：US18392731

申请日：2023-12-21

申请人： Wells Fargo Bank, N.A.

发明人： Jennifer J. Caceres ,  Poonam Chawla ,  Prafullata Diwate ,  Deepak Joseph ,  Alicia Paredes Laramy ,  Jason Martin ,  Nirmal Masih ,  Tracey M. Munsell ,  Stephen Nixon ,  James A. Oliver ,  Senthil Soundararajan

IPC分类号： G06Q40/02 ,  G06Q20/32 ,  G06Q20/40

CPC分类号： G06Q40/02 ,  G06Q20/3276 ,  G06Q20/3278 ,  G06Q20/40145

摘要： A computing system includes a network interface circuit structured to facilitate data transmission over a network, and at least one processing circuit configured to receive account information from a provider device via an input/output device of the provider device, the account information corresponding with a user account, generate a first code including a first unique identifier specific to the account information, the first code being configured to be captured by a user device to cause a browser or an application to launch on the user device, receive a user confirmation from the user device in response to the first code being captured by the user device, the user confirmation including the first unique identifier, determine the first unique identifier received with the user confirmation corresponds with the account information, and open the user account in response to confirming the first unique identifier corresponds with the account information.