公开(公告)号：US09887996B1

公开(公告)日：2018-02-06

申请号：US15272609

申请日：2016-09-22

申请人： Wells Fargo Bank, N.A.

发明人： Christopher Phillip Clausen ,  Lisa Michelle Lepage ,  Darrell Lee Suen ,  Jeffrey A. Cornman

IPC分类号： H04L29/06

CPC分类号： H04L63/0869 ,  G06Q10/10 ,  G06Q50/265 ,  H04L63/0838 ,  H04L63/0861

摘要： Systems, methods, and other embodiments associated with bidirectional authentication are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be a one-time passcode, personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.

公开(公告)号：US10791115B1

公开(公告)日：2020-09-29

申请号：US15864444

申请日：2018-01-08

申请人： Wells Fargo Bank, N.A.

发明人： Christopher Phillip Clausen ,  Lisa Michelle Lepage ,  Darrell Lee Suen ,  Jeffrey A. Cornman

IPC分类号： H04L29/06

摘要： Systems, methods, and other embodiments associated with bidirectional authorization are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.