公开(公告)号：US20240354440A1

公开(公告)日：2024-10-24

申请号：US18442687

申请日：2024-02-15

申请人： Capital One Services, LLC

发明人： Satish KESIBOYANA ,  Rajaboopathy VIJAYARAGHAVAN ,  Nithya SUBRAMANIAN ,  Thomas SICKERT

IPC分类号： G06F21/62 ,  G06F8/65 ,  G06F8/71 ,  G06F9/445 ,  G06F9/54 ,  G06F16/25 ,  G06F16/955 ,  G06F18/24 ,  G06F21/53 ,  G06F21/60 ,  G06F40/103 ,  G06F40/174 ,  G06F40/18 ,  G06K7/14 ,  G06N3/02 ,  G06N5/025 ,  G06N20/00 ,  G06Q10/10 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0201 ,  G06Q30/0601 ,  G06Q40/02 ,  G06Q40/03 ,  G06Q50/26 ,  H04L9/08 ,  H04L9/40 ,  H04L67/01

CPC分类号： G06F21/6245 ,  G06F9/44505 ,  G06F9/54 ,  G06F9/547 ,  G06F16/258 ,  G06F16/9558 ,  G06F16/9562 ,  G06F18/24 ,  G06F21/53 ,  G06F21/602 ,  G06F21/604 ,  G06F21/6227 ,  G06F40/103 ,  G06F40/174 ,  G06F40/18 ,  G06N3/02 ,  G06N5/025 ,  G06N20/00 ,  G06Q10/10 ,  G06Q20/382 ,  G06Q20/4014 ,  G06Q30/0185 ,  G06Q30/0206 ,  G06Q30/0601 ,  G06Q30/0613 ,  G06Q30/0619 ,  G06Q30/0637 ,  G06Q30/0643 ,  G06Q40/02 ,  G06Q40/03 ,  H04L9/0825 ,  H04L63/0435 ,  H04L63/08 ,  H04L63/0815 ,  H04L63/102 ,  H04L63/123 ,  H04L63/166 ,  H04L63/168 ,  H04L67/01 ,  G06F8/65 ,  G06F8/71 ,  G06F2221/2107 ,  G06K7/1417 ,  G06Q50/265 ,  G06Q2220/00 ,  H04L9/0822

摘要： The system and methods described herein allow users to give their applicant information when seeking to purchase a good with financing from multiple potential lenders, and may be pre-screened by one or more rule sets implemented by a marketplace client in an eligibility analysis to ultimately submit applicant information to a subset of the multiple potential lenders which are found to be suitable for lending to an applicant based on the applicant information, wherein lender microservices are then run in a jailed, firewalled, and self-contained, autonomous environment, and the results of said lender microservices are reported to the user and may be used to change the one or more rule sets implemented by the marketplace client for future pre-screening of applicants.

公开(公告)号：US12124604B2

公开(公告)日：2024-10-22

申请号：US17574669

申请日：2022-01-13

申请人： Allstate Insurance Company

发明人： John S. Parkinson ,  Jessica Schapiro ,  Marvin Lu ,  Siddharth Daftary ,  Michael Sharp ,  Stephen Robert Newell ,  William P. Burns ,  Jhanani Dhakshnamoorthy ,  Colin Hudson

IPC分类号： G06F21/62 ,  G06Q10/107 ,  G06Q50/26 ,  G06Q40/03

CPC分类号： G06F21/6245 ,  G06Q10/107 ,  G06Q50/265 ,  G06Q40/03

摘要： Methods, computer-readable media, software, and apparatuses may assist a consumer in deleting personal information held by a data broker. Entities holding the consumer's personal information may be discovered and automated actions for purging or deleting the consumer's personal information may be determined. The methods, computer-readable media, software, and apparatuses may assist the consumer in updating privacy settings associated with accounts at various entities.

公开(公告)号：US20240331071A1

公开(公告)日：2024-10-03

申请号：US18615819

申请日：2024-03-25

申请人： Tyco Fire & Security GmbH

发明人： Jason M. Ouellette ,  Saravanabavanandam Sadaksharam ,  Gopal Paripally ,  Glenn Holton ,  Yohai Falik

IPC分类号： G06Q50/26 ,  G08B13/04 ,  G08B13/08 ,  G08B13/14

CPC分类号： G06Q50/265 ,  G08B13/04 ,  G08B13/08 ,  G08B13/1436

摘要： Systems and methods are disclosed relating to autonomous building security recommendation generation. For example, a method can include receiving, by one or more processors, sensor data from one or more sensors associated with a building system. The method can further include determining, by the one or more processors using a machine learning model and the sensor data, a recommended action for an operator to perform, the machine learning model trained using training data comprising data retrieved from one or more data sources maintained by at least one of a first entity associated with the building system or a second entity associated with the one or more sensors. The method can further include presenting, by the one or more processors using at least one of a display device or an audio output device, a notification corresponding to the recommended action.

公开(公告)号：US20240331060A1

公开(公告)日：2024-10-03

申请号：US18744002

申请日：2024-06-14

申请人： Google LLC

发明人： Henry Scott-Green ,  Silviu Bota ,  Christoph Renner

IPC分类号： G06Q50/00 ,  G06F16/9536 ,  G06N20/00 ,  G06Q10/0631 ,  G06Q10/10 ,  G06Q30/018 ,  G06Q50/26

CPC分类号： G06Q50/01 ,  G06Q30/0185 ,  G06Q50/265 ,  G06F16/9536 ,  G06N20/00 ,  G06Q10/06311 ,  G06Q10/10

摘要： Methods, systems, and media for identifying abusive content items are provided. In some embodiments, the method comprises: receiving, at a server from a user device associated with a user, a request to provide user-generated content on a media content platform; in response to receiving the request, determining whether the user-generated content is to be reviewed by one or more reviewing users based on one or more bypass criterion; in response to determining that the user-generated content is to be reviewed based on the one or more bypass criterion, adding a review request to a queue of a reviewing user, wherein the review request includes the user-generated content and information associated with a user account corresponding to the user; and determining whether a decision responsive to the review request indicates that the user-generated content is to be provided on the media content platform, wherein: in response to determining that the decision indicates that the user-generated content item violates at least one policy associated with the media content platform, (i) a first message is transmitted to the user of the user device that indicates the at least one violated policy and a penalty to be administered to the user account corresponding to the user and (ii) a corresponding action is taken that inhibits the user-generated content from being provided on the media content platform; and in response to determining that the decision indicates that the user-generated content item does not violate the at least one policy associated with the media content platform, a second message is transmitted to the user of the user device that indicates that the user-generated content is eligible for providing on the media content platform.

公开(公告)号：US20240331052A1

公开(公告)日：2024-10-03

申请号：US18737395

申请日：2024-06-07

申请人： c/o American Family Mutual Insurance Company, S.I.

发明人： Benjamin T. Zimmerman ,  Glenn M. Fung Moo ,  Michael Beles ,  Vivekanand Praturi ,  John Clark ,  Daniel A. Dickinson

IPC分类号： G06Q40/08 ,  G01W1/10 ,  G06F16/245 ,  G06N5/04 ,  G06Q10/0631 ,  G06Q10/10 ,  G06Q30/0204 ,  G06Q40/02 ,  G06Q50/26

CPC分类号： G06Q40/08 ,  G06F16/245 ,  G06N5/04 ,  G06Q10/06311 ,  G06Q10/06315 ,  G06Q10/10 ,  G06Q30/0205 ,  G06Q40/02 ,  G01W1/10 ,  G06Q50/265

摘要： In some embodiments, apparatuses and methods are provided herein useful for predicting the time and geographic area of one or more weather events. More specifically, systems, apparatuses and methods are provided herein useful to providing accurate temporal prediction of the volume and location of expected insurance claims resulting from one or more weather events. In some embodiments, these teachings may be employed to predict outcomes such as a number of insurance claims or a monetary value of claim losses associated with a weather event. By one approach, in response to such prediction, these teachings may assist with the generation of responses in preparation for or in response to predicted weather events and insurance claims. For example, in some embodiments, the systems, apparatuses, and methods provided herein may be employed to mobilize resources, send notifications, and generate responses in preparation for or in response to one or more predicted insurance claims.

公开(公告)号：US12106393B1

公开(公告)日：2024-10-01

申请号：US18386957

申请日：2023-11-03

申请人： Authenticating.com, LLC

发明人： Steven Brandon Ward

IPC分类号： G06Q10/10 ,  G06Q10/06 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q40/08 ,  G06Q50/26

CPC分类号： G06Q50/265

摘要： Aspects of the disclosure are directed to developing and using collaborative artificial intelligence (AI) systems in policing that are focused on reducing bias and promoting fairness. The collaborative AI systems may be trained using data collected from various sources, including social science research, law enforcement data, and any other publicly available data. The collaborative AI systems may identify patterns and tendencies in human behaviors to generate recommended actions based on ongoing situations.

公开(公告)号：US12104912B2

公开(公告)日：2024-10-01

申请号：US18114476

申请日：2023-02-27

申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

发明人： Blake Konrardy ,  Scott T. Christensen ,  Gregory Hayward ,  Scott Farris

IPC分类号： G06Q10/10 ,  B60L53/36 ,  B60L58/12 ,  B60P3/12 ,  B60R16/023 ,  B60R21/0136 ,  B60R21/34 ,  B60R25/04 ,  B60R25/10 ,  B60R25/102 ,  B60R25/104 ,  B60R25/25 ,  B60R25/30 ,  B60R25/31 ,  B60W10/04 ,  B60W10/18 ,  B60W10/20 ,  B60W30/095 ,  B60W30/12 ,  B60W30/16 ,  B60W30/18 ,  B60W40/04 ,  B60W60/00 ,  G01B21/00 ,  G01C21/34 ,  G01C21/36 ,  G01S19/13 ,  G05B15/02 ,  G05B23/02 ,  G05D1/00 ,  G05D1/223 ,  G05D1/227 ,  G05D1/228 ,  G05D1/247 ,  G05D1/249 ,  G05D1/617 ,  G05D1/646 ,  G05D1/69 ,  G05D1/692 ,  G05D1/693 ,  G05D1/695 ,  G05D1/697 ,  G06F11/36 ,  G06F16/2455 ,  G06F16/903 ,  G06F17/00 ,  G06F21/32 ,  G06F21/55 ,  G06F30/15 ,  G06F30/20 ,  G06Q10/08 ,  G06Q10/1093 ,  G06Q10/20 ,  G06Q30/02 ,  G06Q30/0283 ,  G06Q30/0645 ,  G06Q40/08 ,  G06Q50/163 ,  G06Q50/26 ,  G06Q50/40 ,  G07C5/00 ,  G07C5/08 ,  G07C9/00 ,  G08B21/00 ,  G08B21/02 ,  G08B21/18 ,  G08B25/00 ,  G08B25/01 ,  G08G1/00 ,  G08G1/017 ,  G08G1/0965 ,  G08G1/0967 ,  G08G1/14 ,  G08G1/16 ,  G16Y10/80 ,  G16Y30/00 ,  H04L12/28 ,  H04L67/306 ,  H04N7/18 ,  B60R21/00 ,  B60R21/01 ,  G01S19/42 ,  G06N20/00 ,  H04L67/12

CPC分类号： G01C21/3461 ,  B60L53/36 ,  B60L58/12 ,  B60P3/12 ,  B60R16/0234 ,  B60R21/0136 ,  B60R21/34 ,  B60R25/04 ,  B60R25/10 ,  B60R25/1001 ,  B60R25/102 ,  B60R25/104 ,  B60R25/252 ,  B60R25/255 ,  B60R25/305 ,  B60R25/31 ,  B60W10/04 ,  B60W10/18 ,  B60W10/20 ,  B60W30/0956 ,  B60W30/12 ,  B60W30/16 ,  B60W30/18163 ,  B60W40/04 ,  B60W60/0023 ,  B60W60/0053 ,  B60W60/0059 ,  G01B21/00 ,  G01C21/34 ,  G01C21/3415 ,  G01C21/343 ,  G01C21/3438 ,  G01C21/3453 ,  G01C21/3469 ,  G01C21/3617 ,  G01C21/362 ,  G01C21/3697 ,  G01S19/13 ,  G05B15/02 ,  G05B23/0245 ,  G05D1/0011 ,  G05D1/0055 ,  G05D1/0212 ,  G05D1/0231 ,  G05D1/0246 ,  G05D1/0255 ,  G05D1/0285 ,  G05D1/0287 ,  G05D1/0289 ,  G05D1/0293 ,  G05D1/0295 ,  G05D1/223 ,  G05D1/227 ,  G05D1/228 ,  G05D1/247 ,  G05D1/249 ,  G05D1/617 ,  G05D1/646 ,  G05D1/69 ,  G05D1/692 ,  G05D1/693 ,  G05D1/695 ,  G05D1/697 ,  G06F11/3688 ,  G06F11/3692 ,  G06F16/2455 ,  G06F16/90335 ,  G06F17/00 ,  G06F21/32 ,  G06F21/55 ,  G06F30/15 ,  G06F30/20 ,  G06Q10/1095 ,  G06Q10/20 ,  G06Q30/0284 ,  G06Q30/0645 ,  G06Q40/08 ,  G06Q50/163 ,  G06Q50/265 ,  G06Q50/40 ,  G07C5/006 ,  G07C5/008 ,  G07C5/0808 ,  G07C5/0816 ,  G07C5/0841 ,  G07C9/00563 ,  G08B21/00 ,  G08B21/02 ,  G08B21/18 ,  G08B25/00 ,  G08B25/014 ,  G08G1/017 ,  G08G1/0965 ,  G08G1/096725 ,  G08G1/146 ,  G08G1/148 ,  G08G1/161 ,  G08G1/165 ,  G08G1/166 ,  G08G1/167 ,  G08G1/20 ,  G16Y10/80 ,  G16Y30/00 ,  H04L12/2803 ,  H04L12/2816 ,  H04L12/2825 ,  H04L67/306 ,  H04N7/183 ,  B60R2021/0027 ,  B60R2021/01013 ,  B60R2025/1013 ,  B60W2420/403 ,  B60W2420/408 ,  B60W2530/209 ,  B60W2540/229 ,  B60W2552/05 ,  B60W2552/35 ,  B60W2554/4026 ,  B60W2554/4029 ,  B60W2554/4041 ,  B60W2554/406 ,  B60W2556/10 ,  G01S19/42 ,  G06F2221/034 ,  G06N20/00 ,  H04L67/12

摘要： Methods and systems for autonomous and semi-autonomous vehicle control, routing, and automatic feature adjustment are disclosed. Sensors associated with autonomous operation features may be utilized to search an area for missing persons, stolen vehicles, or similar persons or items of interest. Sensor data associated with the features may be automatically collected and analyzed to passively search for missing persons or vehicles without vehicle operator involvement. Search criteria may be determined by a remote server and communicated to a plurality of vehicles within a search area. In response to which, sensor data may be collected and analyzed by the vehicles. When sensor data generated by a vehicle matches the search criteria, the vehicle may communicate the information to the remote server.

公开(公告)号：US20240320656A1

公开(公告)日：2024-09-26

申请号：US18680837

申请日：2024-05-31

申请人： Capital One Services, LLC

发明人： Lawrence DOUGLAS ,  Paul MORETON

IPC分类号： G06Q20/36 ,  G06Q50/26

CPC分类号： G06Q20/363 ,  G06Q20/3674 ,  G06Q50/265

摘要： Disclosed embodiments include methods, systems, and computer-readable media configured to provide wearable devices storing tokens associated with digital versions of physical documents/cards. The wearable devices may further transfer tokens securely to interested parties without Bluetooth® or other network connectivity beyond NFC radio. In some embodiments, a token vault operator system may receive a request to establish a token vault account for a user, authenticate an identity of the user based at least on the received request, and generating a token vault ID associated with the user. The token vault operator system may further configure access to data sets generated for and associated with the token vault ID, generate tokens associated with the token vault ID, each token corresponding to one of the one or more data sets, and provide the generated plurality of tokens associated with the token vault ID to at least one user device.

公开(公告)号：US20240311836A1

公开(公告)日：2024-09-19

申请号：US18671158

申请日：2024-05-22

申请人： Capital One Services, LLC

发明人： Joshua Edwards ,  Abdelkader Benkreira ,  Michael Mossoba

IPC分类号： G06Q20/40 ,  G01C21/20 ,  G06F16/909 ,  G06Q20/38 ,  G06Q30/018 ,  G06Q50/26 ,  G06V20/52 ,  G06V40/16 ,  H04L9/40

CPC分类号： G06Q20/4016 ,  G01C21/20 ,  G06F16/909 ,  G06Q20/4015 ,  G06Q30/0185 ,  G06Q50/265 ,  G06V20/52 ,  G06V40/16 ,  H04L63/107 ,  G06Q20/389 ,  G06Q20/405 ,  H04L63/08 ,  H04L2463/082 ,  H04L2463/102 ,  H04L2463/121

摘要： Systems and methods for fraud detection and prevention is disclosed. The system may receive a transaction request for a first customer including a transaction location, transaction time stamp, and merchant type code. The system may determine whether the transaction location is expected for the first customer. When the transaction location is unexpected, the system may identify a last-known video detection having a last-known time stamp and last-known location. The system may determine a travel time estimate between the last-known location and the transaction location and determine a buffer based on the merchant type code. The system may compare the travel time estimate to an allotted time that includes a difference between the transaction time stamp and last-known time stamp less the buffer. When the travel time estimate exceeds the allotted time, the system may execute one or more fraud prevention steps.

公开(公告)号：US12094022B2

公开(公告)日：2024-09-17

申请号：US17648804

申请日：2022-01-24

申请人： ZHEJIANG DAHUA TECHNOLOGY CO., LTD.

发明人： Yongjun Fang

IPC分类号： H04W4/90 ,  B64C39/02 ,  B64D47/08 ,  G06Q50/26 ,  G06V20/17 ,  G06V20/52 ,  G08B21/10 ,  H04N23/698 ,  H04W4/40 ,  B64U101/30

CPC分类号： G06Q50/265 ,  B64C39/024 ,  B64D47/08 ,  G06V20/17 ,  G06V20/52 ,  G08B21/10 ,  H04N23/698 ,  H04W4/40 ,  H04W4/90 ,  B64U2101/30 ,  B64U2201/10

摘要： The present disclosure is related to systems and methods for disaster control. The method includes obtaining an alert message including information associated with a disaster in a target area. The method includes sending a first shooting instruction to at least one camera device to capture first image data associated with the target area. The method includes obtaining a plan for controlling the disaster from at least one processor. The first image data may be transmitted to the at least one processor through a communication network. The plan may be determined based on the information associated with the disaster and the first image data.