公开(公告)号：WO2011005766A2

公开(公告)日：2011-01-13

申请号：PCT/US2010/041073

申请日：2010-07-06

Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION ,  CHAN, William Chi Yuen ,  NG, Kong Boon

Inventor： CHAN, William Chi Yuen ,  NG, Kong Boon

IPC: G06Q20/00

CPC classification number: G06Q20/327 ,  G06Q20/20 ,  G06Q20/22 ,  G06Q20/3278 ,  G06Q20/352 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q50/30 ,  G07B15/00

Abstract: A system, apparatus, and method for enabling effective use of a contactless payment device in a transit system. The invention may be implemented in a manner that separates the authentication process from the pre-authorization process, thereby permitting a transit system patron to access and begin use of the transit system prior to authorization of the transaction by the issuer of the device.

Abstract translation: 用于在运输系统中有效使用非接触式支付设备的系统，设备和方法。 本发明可以以认证过程与预授权过程分离的方式实现，从而允许交通系统顾客在设备的发行者授权交易之前访问并开始使用交通系统。 p>

公开(公告)号：WO2007038743A2

公开(公告)日：2007-04-05

申请号：PCT/US2006038047

申请日：2006-09-28

Applicant: VISA INT SERVICE ASS ,  HILL TRUDY ,  SAHOTA JAGDEEP SINGH ,  AABYE CHRISTIAN ,  WAGNER KIM ,  OCHIEANO ANITA ,  OPPENLANDER CAROLE ,  CHAN WILLIAM CHI YUEN ,  GLENDENNING CRAIG ALLEN

Inventor： HILL TRUDY ,  SAHOTA JAGDEEP SINGH ,  AABYE CHRISTIAN ,  WAGNER KIM ,  OCHIEANO ANITA ,  OPPENLANDER CAROLE ,  CHAN WILLIAM CHI YUEN ,  GLENDENNING CRAIG ALLEN

IPC: A01N43/40 ,  G06Q20/04 ,  G06Q20/34 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q30/06

CPC classification number: G06Q20/352 ,  G06K7/0008 ,  G06Q20/04 ,  G06Q20/3674 ,  G06Q20/382 ,  G06Q20/38215 ,  G06Q20/3825 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/409 ,  G06Q30/06 ,  G07F7/0826 ,  G07F7/088 ,  G07F7/1008 ,  G07F7/1016

Abstract: A method. The method comprises, at a reader, performing at least one transaction-based risk management process prior to energizing a contactless interface, initiating communication with a card utilized for the contactless transaction, receiving information associated with the card, and terminating communication with the card prior to authorizing the contactless transaction.

Abstract translation: 一个方法。 该方法包括，在读取器处，在激励非接触式接口之前执行至少一个基于交易的风险管理过程，发起与用于非接触式交易的卡的通信，接收与卡相关联的信息，以及终止与卡之前的通信 授权非接触式交易。

公开(公告)号：WO2007038743A3

公开(公告)日：2007-04-05

申请号：PCT/US2006/038047

申请日：2006-09-28

Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION ,  HILL, Trudy ,  SAHOTA, Jagdeep, Singh ,  AABYE, Christian ,  WAGNER, Kim ,  OCHIEANO, Anita ,  OPPENLANDER, Carole ,  CHAN, William, Chi, Yuen ,  GLENDENNING, Craig, Allen

Inventor： HILL, Trudy ,  SAHOTA, Jagdeep, Singh ,  AABYE, Christian ,  WAGNER, Kim ,  OCHIEANO, Anita ,  OPPENLANDER, Carole ,  CHAN, William, Chi, Yuen ,  GLENDENNING, Craig, Allen

IPC: G06Q99/00

Abstract: A method. The method comprises, at a reader, performing at least one transaction-based risk management process prior to energizing a contactless interface, initiating communication with a card utilized for the contactless transaction, receiving information associated with the card, and terminating communication with the card prior to authorizing the contactless transaction.

公开(公告)号：WO2011005766A3

公开(公告)日：2011-03-03

申请号：PCT/US2010041073

申请日：2010-07-06

Applicant: VISA INT SERVICE ASS ,  CHAN WILLIAM CHI YUEN ,  NG KONG BOON

Inventor： CHAN WILLIAM CHI YUEN ,  NG KONG BOON

IPC: G06Q20/00

CPC classification number: G06Q20/327 ,  G06Q20/20 ,  G06Q20/22 ,  G06Q20/3278 ,  G06Q20/352 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q50/30 ,  G07B15/00

Abstract: A system, apparatus, and method for enabling effective use of a contactless payment device in a transit system. The invention may be implemented in a manner that separates the authentication process from the pre-authorization process, thereby permitting a transit system patron to access and begin use of the transit system prior to authorization of the transaction by the issuer of the device.

Abstract translation: 一种用于能够有效地使用传送系统中的非接触式支付装置的系统，装置和方法。 本发明可以以将认证过程与预授权过程分开的方式来实现，从而允许中转系统顾客在设备的发行者授权交易之前访问和开始使用交通系统。