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    JURISDICTIONAL LOGIC SYSTEM
    1.
    发明申请
    JURISDICTIONAL LOGIC SYSTEM 审中-公开

    公开(公告)号：WO2023063949A1

    公开(公告)日：2023-04-20

    申请号：PCT/US2021/054878

    申请日：2021-10-14

    Applicant: EVEREST NETWORK LTD.

    Inventor： WITTEMAN, Bradley James ,  KAIL, Michael Dean

    IPC: G06Q20/00

    Abstract: Described is a method and system for automating financial regulatory compliance. The described subject generates a jurisdictional definition file based on a plurality of financial regulatory requirement for a plurality of countries. Responsive to receiving a transaction request, the method and system further generate a configurable transaction array for the transaction request that is a subset of the jurisdictional definition file based on a sender information and a receiver information. The jurisdiction logic system and method described above further maps the sender information and the receiver information into the configurable transaction array. Lastly, the jurisdiction logic system determines whether the transaction request will succeed or fail by using a decision tree that is populated by the configurable transaction array.

    CALENDAR EVENT SCHEDULING ARTIFICIAL INTELLIGENCE ASSISTANT USING NATURAL LANGUAGE
    3.
    发明申请
    CALENDAR EVENT SCHEDULING ARTIFICIAL INTELLIGENCE ASSISTANT USING NATURAL LANGUAGE 审中-公开

    公开(公告)号：WO2023018588A2

    公开(公告)日：2023-02-16

    申请号：PCT/US2022/039296

    申请日：2022-08-03

    Applicant: PARADOX INC.

    Inventor： OST, Stephen, Derek ,  SMITH, Cory ,  COPELAND, Jake

    IPC: G06Q10/06 ,  G06N20/00 ,  G06Q20/00 ,  G06Q10/00 ,  G06Q10/1095

    Abstract: An intelligent assistant of a computing system receives a first message from a first client device. The computing system interfaces with calendar servers associated with electronic calendars associated with the possible attendees to retrieve calendar information for each possible attendee. The computing system analyzes the calendar information to identify a plurality of possible time slots for the calendar event. The computing system prompts the target user to select a time slot by sending the target user a message comprising the plurality of possible time slots. The computing system receives a selection of the time slot from the plurality of possible time slots from the target user via a reply message. The computing system identifies a subset of possible attendees associated with the time slot. The computing system, in real-time, schedules the calendar event comprising the target user and the subset of possible attendees.

    A SYSTEM AND METHOD FOR MERGING A TWO OR MORE MULTI-LEVEL MARKETING SYSTEM INTO A MATRIX MULTI-LEVEL MARKETING SYSTEM
    5.
    发明申请
    A SYSTEM AND METHOD FOR MERGING A TWO OR MORE MULTI-LEVEL MARKETING SYSTEM INTO A MATRIX MULTI-LEVEL MARKETING SYSTEM 审中-公开

    公开(公告)号：WO2023288134A1

    公开(公告)日：2023-01-19

    申请号：PCT/US2022/037489

    申请日：2022-07-18

    Applicant: KWIKCLICK, LLC

    Inventor： COOPER, Fred

    IPC: G06Q40/00 ,  G06Q20/00 ,  G06Q30/00

    Abstract: Disclosed herein is a system and method to any two or more MLMs to be merged into a matrix MLM system despite having different commission structures. Each member of the original MLMs is able to maintain their existing downlines without any changes. Further the existing MLM members have full access to the multi-line MLM commission structure, for example, a member of a binary MLM may now add a 3rd, 4th, 5th, etc. line if they choose. The multiline commission plan will be different than the commission plans from any of the original MLMs but this change should not affect the income of a large portion of users, and users that are affected by the changeover can be compensated or made whole on an individual level. In addition to this multiline commission plan, the commission structure of the original MLMs has been broken into several separate 'types' which together form an MLM system. These 'types' include the income received from downline commission based on position and the income received based on enrolling a member in the MLM, also known as sponsorship. The multiline MLM can then be converted into a matrix MLM by assigning the highest number of lines among all members as the maximum width, or total number of allowed lines, for all users, and setting the longest line in the commission tree as the maximum depth, or total number of levels of influence that pays commission, for all users. This way the new merged MLM has a consistent maximum width and depth and thus a straightforward and unchanging commission plan can be crafted so that members do not have to worry about how a multiline MLM commission plan works.

    A SYSTEM FOR LOADING BALANCE
    7.
    发明申请
    A SYSTEM FOR LOADING BALANCE 审中-公开

    公开(公告)号：WO2023282879A1

    公开(公告)日：2023-01-12

    申请号：PCT/TR2022/050695

    申请日：2022-07-01

    Applicant: TURKIYE GARANTI BANKASI ANONIM SIRKETI

    Inventor： YALCIN, Alara

    IPC: G06Q20/00 ,  H04M15/00 ,  G06Q20/16 ,  G06Q20/28

    Abstract: The present invention relates to a system (1) for following up balance loading and usage of users who get pre-paid telecommunication service, determining how much a customer spends on average monthly by processing loading and usage data by means of at least one machine learning model, and carrying out transaction of balance loading automatically.

    A COMMUNICATIONS SERVER, A METHOD, A USER DEVICE AND A PAYMENT GATEWAY
    8.
    发明申请
    A COMMUNICATIONS SERVER, A METHOD, A USER DEVICE AND A PAYMENT GATEWAY 审中-公开

    公开(公告)号：WO2022271096A2

    公开(公告)日：2022-12-29

    申请号：PCT/SG2022/050385

    申请日：2022-06-06

    Applicant: GP NETWORK ASIA PTE. LTD.

    Inventor： NIU, Yunpeng ,  KUMAR, Sandeep ,  LEE, Yi Min Dawn

    IPC: G06Q20/00 ,  G06Q20/405

    Abstract: A communications server apparatus for routing Payment Service Providers (PSP), the communications server comprising a processor and a memory, the communications server apparatus being configured, under control of the processor, to execute instructions stored in the memory, to: determine based on a plurality of pre-determined rules which of a plurality of stored PSPs are applicable for a given transaction; determine the health of the applicable PSPs; and select a PSP for the given transaction based on the health of the applicable PSPs and pre-determined criteria.

    PROVIDING A CREDENTIAL FOR USE WITH AN ELECTRONIC LOCK
    9.
    发明申请
    PROVIDING A CREDENTIAL FOR USE WITH AN ELECTRONIC LOCK 审中-公开

    公开(公告)号：WO2022263340A1

    公开(公告)日：2022-12-22

    申请号：PCT/EP2022/065949

    申请日：2022-06-13

    Applicant: ASSA ABLOY AB

    Inventor： AHLARD, David ,  SETHI, Mudit ,  DÜRR, Magnus ,  CRONFALK, Linnea ,  BUNDGAARD, David ,  PAPARI, Adrian

    IPC: G07C9/27 ,  G07C9/00 ,  G06Q20/00

    Abstract: It is provided a method for providing a credential for use with an electronic lock (7) to access to restricted physical space (16). The method comprises: receiving (40) a credential that unlocks the electronic lock (7); generating (42) a credential identifier associated with the credential; sending (44) the credential identifier to an EAC (5); receiving (46), from an electronic wallet provider (6), a request for the credential, wherein the request comprises the credential identifier; packaging (48) the credential, resulting in packaged credential, wherein the packaging complies with a format, selected from a plurality of formats for different electronic wallet providers, corresponding to the electronic wallet provider from which the request is received, enabling the credential to be provided to an electronic wallet in a user device (2) for unlocking the electronic lock (7); and sending (50) the packaged credential to the electronic wallet provider (6).

    METHODS, APPARATUSES, AND SYSTEMS FOR USER ACCOUNT-AFFILIATED PAYMENT AND BILLING, CONSOLIDATED DIGITAL BILLER-PAYMENT WALLETS
    10.
    发明申请
    METHODS, APPARATUSES, AND SYSTEMS FOR USER ACCOUNT-AFFILIATED PAYMENT AND BILLING, CONSOLIDATED DIGITAL BILLER-PAYMENT WALLETS 审中-公开

    公开(公告)号：WO2022256005A1

    公开(公告)日：2022-12-08

    申请号：PCT/US2021/035418

    申请日：2021-06-02

    Applicant: PAYMENTUS CORPORATION

    Inventor： SHARMA, Dushyant

    IPC: G06Q20/00

    Abstract: Described are systems, apparatuses, methods, and computer program products for low-input initiation of user account-affiliated transactions. An example apparatus can comprise a processor and a memory storing program code configured to cause the apparatus to store payor information, authentication information, and account information associated with a payor; store payee information associated with payees; receive, from a payee device or a payor device, a request to initiate a payment, the request comprising information about a payor and payee as well as a payment amount; determine, based at least upon the information about the payor and payee, and the stored information, whether the payment is to a pre-approved payee or merchant with which payor has a pre-existing account; and, in an instance in which the determination is in the affirmative, initiate the payment by providing at least payor and payee information and payment amount a payment processor.

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