公开(公告)号：WO2016179543A1

公开(公告)日：2016-11-10

申请号：PCT/US2016/031314

申请日：2016-05-06

Applicant: PAYDATUM CO.

Inventor： RAOUDA EL-BALAH, Hani

IPC: G06Q20/04 ,  G06Q20/20 ,  G06Q20/32

CPC classification number: G06Q20/0453 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/209 ,  G06Q20/327 ,  G06Q30/0204 ,  G06Q30/0641

Abstract: The present disclosure is directed to a system and method for generating, securely storing, retrieving, and processing sales receipts for the purchase of goods and services using any convenient method of payment. All buyer purchases are linked to their receipt account or account. The method includes the generation of both physical and electronic receipts with any receipt being readily identifiable by a purchaser, seller, credit card issuer, employer, financial institution, or other party or entity having a need to access the receipt and information included on it. The system and method also utilize a taxonomy to characterize attributes of purchase receipts and employs and an analytics capability useful by buyers, sellers, and third parties.

Abstract translation: 本公开涉及一种用于使用任何便利的付款方式来生成，安全地存储，检索和处理用于购买商品和服务的销售收据的系统和方法。 所有买家购买都与其收据帐户或帐户相关联。 该方法包括生成物理和电子收据，其中任何收据都可以由买方，卖方，信用卡发卡机构，雇主，金融机构或需要访问收据和其上包含的信息的其他方或实体容易识别。 该系统和方法还利用分类法来表征采购收据和雇用的属性以及买方，卖方和第三方有用的分析能力。