CRYPTOGRAPHIC AUTHENTICATION TO CONTROL ACCESS TO STORAGE DEVICES

    公开(公告)号:WO2022272038A1

    公开(公告)日:2022-12-29

    申请号:PCT/US2022/034863

    申请日:2022-06-24

    Abstract: Systems, methods, apparatuses, and computer-readable media for cryptographic authentication to control access to storage devices. An applet executing on a processor of a contactless card may receive, via a wireless communications interface of the contactless card, a request to access a storage device of the contactless card, where the storage device is in a locked state. The applet may generate a cryptogram based on the request and transmit the cryptogram to a computing device via the wireless communications interface. The applet may receive, from the computing device, an indication specifying that a server decrypted the cryptogram. The applet may transmit, to a controller of the storage device and based on the indication specifying that the server decrypted the cryptogram, an indication specifying to unlock the storage device. The controller may transition the storage device from the locked state to an unlocked state based on the indication received from the applet.

    CROWDSOURCED ANNOTATION AND TAGGING SYSTEM FOR DIGITAL TRANSACTIONS AND TRANSACTION PREDICTION SYSTEM

    公开(公告)号:WO2022072139A1

    公开(公告)日:2022-04-07

    申请号:PCT/US2021/050374

    申请日:2021-09-15

    Abstract: A system for crowdsourcing annotations for transactions includes a crowdsourcing annotation database and a processor. The database stores crowdsourced annotations associated with merchants. The crowdsourced annotations are shared among, and contributed by, users of a community. The processor receives transaction data for a transaction by a user with a merchant. Relevant crowdsourced annotations associated with the merchant are retrieved from the database and sent to the user to enable to the user to annotate the transaction. The user provides an annotation for the transaction. The system dynamically updates the database based on the annotation provided by the user. In another aspect a transaction prediction system is disclosed. The system receives transaction data and identifies text on a check image associated with the transaction data. The system identifies a recurring expense and associated expense frequency, and may generate an expense warning or suggestion to execute a check to pay the expense.

    SYSTEMS AND METHODS FOR DATA SECURITY
    4.
    发明申请

    公开(公告)号:WO2022119724A1

    公开(公告)日:2022-06-09

    申请号:PCT/US2021/060015

    申请日:2021-11-19

    Abstract: A method comprises: monitoring a data stream comprising a plurality of data events; identifying a data pattern comprising one or more of the plurality of data events; determining that at least one of the data events comprising the data pattern supports virtual card generation; determining that the at least one of the data events comprising the data pattern is performed using a physical card number at a geolocation; determining that at least one virtual number has been associated with profile data associated with a user; transmitting a notification comprising a request to generate a virtual number; and upon receipt of an approval of the request, executing a script to generate the virtual number and associate the virtual number with the geolocation.

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