公开(公告)号：WO2019134920A1

公开(公告)日：2019-07-11

申请号：PCT/EP2019/050048

申请日：2019-01-02

Applicant: LATERPAY AG

Inventor： ENE, Cosmin-Gabriel ,  LUFT, Achim ,  HANS, Martin ,  NEMEC, Tom

IPC: G06Q20/24 ,  G06Q20/32 ,  G06Q20/10

CPC classification number: G06Q20/24 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/32 ,  G06Q20/3224

Abstract: Methods for access points and corresponding payment systems which facilitate access to a data network by a user device for payments of very small monetary amounts in an access now and pay latter arrangement. The method for such a payment system for at least one access point or access point server relies on an identifier associated with a mobile device for recording such identifier; receiving and confirming direct debit orders from the associated mobile device for access to a data network; and for storing the direct debit orders. Such payment system method monitors the total of the debit amounts in relation to the identifier and requests a user of the mobile device to register and settle at least a portion of the total amount after a predetermined time interval and/or on exceeding a predetermined total debit amount, in order to settle at least part of such total debit amount. In accordance with such requests, the access points may provide the user device with limited access to the data network for registering and settling with the payment system. Such limited access may comprise at least one of limited access to at least one network address of the payment system, limited duration of access, and limited transmission rate.