公开(公告)号：WO2022165055A1

公开(公告)日：2022-08-04

申请号：PCT/US2022/014124

申请日：2022-01-27

Applicant: PAYPAL, INC.

Inventor： ROBERTS, Gwendolyn, Phelan ,  BACVANSKI, Vladimir ,  TODASCO, Michael, Charles

IPC: G06F16/95 ,  G06F16/953 ,  G06F16/9535 ,  G06F16/9536 ,  G06F16/9538

Abstract: Methods and systems are presented for dynamically modifying electronic content presented on a user device by third-party content providers based on goals associated with one or more entities. A content modification system may receive inputs related to goals for a user. The content modification system may synthesize the goals associated with the user. When the user uses a user device to request content from a third-party server, the content modification system may obtain the content and extract items included within the content. The content modification system may modify the content based on the synthesized goals, such as re-arranging the items, highlighting some of the items, or adding and/or removing items. The content modification system may cause the user device to present the modified content.

公开(公告)号：WO2022098530A1

公开(公告)日：2022-05-12

申请号：PCT/US2021/056454

申请日：2021-10-25

Applicant: PAYPAL, INC.

Inventor： VYAS, Adhish, Nayanendu ,  TODASCO, Michael, Charles ,  CHAN, Michael, Jim Tien ,  PATEL, Jinesh

IPC: G06F21/14 ,  G06F21/24 ,  G06K7/14 ,  G06K19/06 ,  G06Q20/00

Abstract: There are provided systems and methods for initiating a device security setting on detection of conditions indicating a fraudulent capture of a machine-readable code. A service provider, such as an electronic transaction processor for digital transactions, may provide in-person or device-to-device data transfers through machine-readable codes, such as to effectuate a payment from one mobile device to another. However, unauthorized devices may be in close enough proximity to also capture the code and impermissibly use the code. Thus, device security settings are used to detect whether fraud may occur in certain settings and implement an operation to hide a valid code. This may include operations to obtain information for the unauthorized device, make the code dynamic, or mask the code in a display. Once a nearby valid scanner is detected, such as through emitted light or sound, the valid code may be displayed.

公开(公告)号：WO2018067362A1

公开(公告)日：2018-04-12

申请号：PCT/US2017/053804

申请日：2017-09-27

Applicant: PAYPAL, INC.

Inventor： TODASCO, Michael, Charles ,  TIAN, Cheng

IPC: G06F11/00

Abstract: There are provided systems and methods for predictive analysis of computing patterns for preloaded data to reduce processing downtime. A user may utilize a computing device to interact with a service provider over a network connection, for example, to utilize one or more services or processes of the service provider. Based on the user's actions and/or historical data for the user, the service provider may determine potentially required data and/or processes of the user. The service provider may preload the data or processes, for example, by storing data to the communication device's cache or by executing some of the processes. The service provider may preload data to the communication device while the communication device has available bandwidth or network connectivity so that the data is available in an offline environment. Processes may be executed before requirement by the user during times of low processing load.

Abstract translation: 提供了用于预加载数据的计算模式的预测分析以减少处理停机时间的系统和方法。 用户可以利用计算设备通过网络连接与服务提供商交互，例如以利用服务提供商的一个或多个服务或过程。 基于用户的用户动作和/或用户的历史数据，服务提供商可以确定用户的可能需要的数据和/或过程。 服务提供商可以预先加载数据或进程，例如通过将数据存储到通信设备的高速缓存或通过执行一些进程来进行。 当通信设备具有可用带宽或网络连接性时，服务提供商可以将数据预加载到通信设备，使得数据在离线环境中可用。 进程可能在用户需求低于处理负载时执行。