摘要:
A method for adding a new product functionality to a customer's digital card which has been provisioned on a client application, the method comprising the steps of creating an association between a primary account number of the digital card and an account associated with the new product functionality and setting configuration parameters in a server in relation to the primary account number of the digital card to activate a primary feature associated with the new product functionality, the primary feature associated with the new product functionality capable of initiating data access to the account associated with the new product functionality. The method further comprises the step of initiating an update to the client application on a mobile device such that the digital card is provided with the primary feature associated with the new product functionality.
摘要:
A method of providing instructions to a payment device, wherein instructions are generated without requiring data from the payment device, the method comprising: delivering instructions that are part of an ordered sequence of instructions to a payment device; and identifying instructions that should be applied out of sequence without preventing the delivery of subsequent instructions in a sequence. A method of receiving instructions at a payment device and a payment device are also provided.
摘要:
Procédé de contrôle mis en œuvre par un dispositif électronique, ledit procédé comportant, au cours d'une transaction mise en œuvre par le dispositif, les étapes suivantes : - un changement d'état initial (E01) d'une composante d'un indicateur ayant au moins ladite composante, le changement d'état initial étant réalisé avant la mise en œuvre d'une étape critique de la transaction, et l'indicateur ayant un état initial avant ledit changement d'état initial, - un changement d'état inverse final (E04) dudit indicateur après le début de la mise en œuvre de l'étape critique de la transaction (E03), de sorte que l'indicateur retrouve ledit état initial. L'invention concerne également un dispositif correspondant.
摘要:
An interface and device architecture for a payment device. An interface between a payment application installed in a payment device and one or more value-add applications (such as loyalty programs, transit applications, etc.) that are also installed in the payment device. The API or interface design permits communications and data transfer between the payment application and one or more value-add applications. This reduces (and in some cases may prevent) the need for back-end server processing of data that may be relevant to both a payment transaction and to a function of the value-add application. Similarly, the same or another API or interface may enable communications and data transfer between a value-add application and the payment application.
摘要:
A multiple application smart card (102) uses hardware firewalls (130) and an internal communications scheme to isolate applications from different service providers. A first application (116) from a first service provider is stored within a first supplemental security domain (SSD) (126) of a memory device on the multiple application smart card (102). A second application (116) from a second service provider is stored within a second SSD (128) of the memory device. A hardware firewall (130) is located between the first and second applications (116) of the first and second SSDs (128). The hardware firewall (130) prevents direct data access between the first and second applications (116) of the first and second SSDs (128).
摘要:
A mobile commerce system and components thereof are provided in which multiple wireless mobile communications devices (mobile devices) (1) each has a unique electronic identification and processing circuit (2) capable of encrypting data utilizing an encryption key and a first software application providing connectivity to commercial webpage servers (4) for purposes that include the conduct of selected transactions involving a payment for goods or services. Each mobile device is independently enabled to conduct financial transactions in real time by communication with a financial institution. Each mobile device further has a second software application termed mobile payment application adapted to interact with the first application to receive data as to a payment required to conclude a transaction conducted by way of a commercial webpage server. The mobile payment application initiates an instruction to the financial institution to make a payment to a payee designated by way of such data wherein the instruction is encrypted utilizing the unique electronic identification and processing circuit.
摘要:
Dans le domaine des dispositifs de traitement de l'information sécurisés comme, par exemple, les cartes à puce et plus particulièrement concernant le moyen de mettre à jour une application contenue dans une mémoire morte de type ROM ( Read OnIy Memory en anglais) d'un tel dispositif, l'invention propose un dispositif de traitement d'information possédant en mémoire morte deux versions d'une application. Les deux versions ont un même identifiant. Le dispositif est doté d'un moyen de commander un basculement entre ces deux versions de façon à ce que la version de l'application exécutée en réponse à une invocation de l'identifiant de l'application change.
摘要:
The invention relates to a smart card chip provided with a non-volatile system memory (ROM, Flash1), a virtual java card machine implemented in the non-volatile system memory (ROM, Flash1), a non-volatile application memory (EEPROM, Flash2), a volatile working memory (RAM) and a variable memory area reserved for global variables. The variable memory area is reserved in the volatile working memory (RAM). Preferably, the variable memory area is statically reserved. The use of variables can be limited to system packages and, optionally, to preloaded (ROM/EEPROM) packages.