A fluid cooled cold plate includes a main coolant passage with a first cross-sectional area taken laterally in a direction perpendicular to the flow direction and a finned coolant passage having a second cross-sectional area taken laterally in a direction perpendicular to the flow direction, with the second area smaller than the first area. Fluidly connecting the main coolant passage with the finned coolant passage is a branch oriented such that a fluid is turned 90° or more when passing into the branch from the main coolant passage. Also included is a coolant bypass passage in fluid communication with the main coolant passage and located fluidically parallel to the finned coolant passage.