Systems and methods for feature-based alert triggering are disclosed herein. The system can include memory including a model database containing a machine-learning algorithm. The system can include a user device that can receive inputs from a user; and at least one server. The at least one server can: receive electrical signals from the user device, the electrical signals corresponding to a plurality of user inputs provided to the user device; automatically generate input-based features from the received electrical signals; input the input-based features into the machine-learning algorithm; automatically and directly generate a risk prediction with the machine-learning algorithm from the input-based features; and generate and display an alert when the risk prediction exceeds a threshold value.