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130 条记录 (耗时 0.016 秒)

    Modular payment terminal equipment
    51.
    发明公开
    Modular payment terminal equipment 审中-公开
    ModularesZahlungsendgerät

    公开(公告)号：EP1981004A1

    公开(公告)日：2008-10-15

    申请号：EP07007530.4

    申请日：2007-04-12

    申请人： First Data Corporation

    发明人： Kubo, Takayuki ,  Albrecht Norbert

    IPC分类号： G07F7/10

    CPC分类号： G07F7/10 ,  G06Q20/341 ,  G07F7/082 ,  G07F7/1008

    摘要： A modular scheme of building payment terminal equipment is provided. The payment terminal equipment runs a plurality of inter-communicating terminal processes collaborating to perform a payment transaction. The terminal equipment comprises a plurality of hardware modules, each of which runs at least one of the terminal processes and is equipped with an operating system kernel for providing the inter-process communication capability. Preferably, the inter-process communication adheres to open standards or protocols. This modular design of payment terminal equipment can greatly reduce the price of the terminal equipment and encourages inter-supplier collaboration as well as technological innovations.

    摘要翻译： 提供了建立支付终端设备的模块化方案。 支付终端设备运行协作执行支付交易的多个互通终端处理。 终端设备包括多个硬件模块，每个硬件模块运行至少一个终端进程，并且配备有用于提供进程间通信能力的操作系统内核。 优选地，进程间通信遵守开放标准或协议。 这种支付终端设备的模块化设计可以大大降低终端设备的价格，并鼓励供应商间的协作和技术创新。

    PRESENTATION INSTRUMENT TRANSACTION PROCESSING PRICING SYSTEMS AND METHODS
    53.
    发明公开
    PRESENTATION INSTRUMENT TRANSACTION PROCESSING PRICING SYSTEMS AND METHODS 审中-公开
    系统和方法提交票据，交易处理定价

    公开(公告)号：EP1938265A2

    公开(公告)日：2008-07-02

    申请号：EP06804053.4

    申请日：2006-09-21

    申请人： First Data Corporation

    发明人： MARCHESI, Giancarlo

    IPC分类号： G06Q40/00

    CPC分类号： G06Q20/12 ,  G06Q20/10 ,  G06Q20/24 ,  G06Q20/4016 ,  G06Q30/04

    摘要： A method of processing a presentation instrument transaction for a merchant includes receiving transaction information including ticket amount from the merchant at the host computer system The method also includes at the host computer system, determining a settlement amount to pay the merchant for the transaction, remitting the payment to the merchant and obtain reimbursement The payment to the merchant includes the settlement amount that is less than the ticket amount and the difference is based, at least in part, on a fee The fee is determined by calculating an expected loss specific to the merchant based on a probability of default specific to the merchant and a gross exposure specific to the merchant The presentation instrument transaction may be based on a presentation instrument such as a credit card, gift card, stored value card, or debit card.

    Communication device holding systems and methods
    54.
    发明公开
    Communication device holding systems and methods 审中-公开
    Systeme und Verfahren zum Halten einer Kommunikationsvorrichtung

    公开(公告)号：EP1914692A1

    公开(公告)日：2008-04-23

    申请号：EP07020357.5

    申请日：2007-10-18

    申请人： First Data Corporation

    发明人： Nelson, Eric, M. ,  Price, James ,  McCormack, Hugh, L.

    IPC分类号： G07F7/02 ,  G07F7/10 ,  H01R13/70

    CPC分类号： G07F7/1008 ,  G06Q20/202 ,  G06Q20/341 ,  G06Q20/343 ,  G07F7/02 ,  G07F7/0886

    摘要： A transaction system (500) includes a peripheral device (550), a transaction terminal having a printed circuit board (570) disposed within an enclosure, a housing (510) attached with the enclosure, and a cable (560) that couples the peripheral device (550) with the printed circuit board (570). The peripheral device (550) includes a wireless communication device, a memory device, or both. A method of providing wireless connectivity or auxiliary memory for a transaction terminal includes providing a wireless communication device (550) or a memory device, providing a transaction terminal having a printed circuit board (570) and an enclosure, coupling the wireless communication device (550) or the memory device with the printed circuit board (570) via a cable (560), placing the wireless communication device (550) or memory device at least partially within a housing (510), and attaching the housing (510) with the enclosure of the transaction terminal.

    摘要翻译： 交易系统（500）包括外围设备（550），具有设置在外壳内的印刷电路板（570）的交易终端，与外壳连接的外壳（510）以及连接外围设备 装置（550）与印刷电路板（570）。 外围设备（550）包括无线通信设备，存储设备或两者。 提供交易终端的无线连接或辅助存储器的方法包括：提供无线通信设备（550）或存储设备，提供具有印刷电路板（570）和外壳的交易终端，耦合无线通信设备（550 ）或具有经由电缆（560）的印刷电路板（570）的存储设备，将无线通信设备（550）或存储设备至少部分地放置在壳体（510）内，以及将壳体（510）与 交易终端的封闭。

    SECURE RFID PACKAGING
    55.
    发明公开
    SECURE RFID PACKAGING 审中-公开
    SECURE RFID包装

    公开(公告)号：EP1899929A2

    公开(公告)日：2008-03-19

    申请号：EP06786677.2

    申请日：2006-07-06

    申请人： First Data Corporation

    发明人： DEWAN, Sunil

    IPC分类号： G08B13/14

    CPC分类号： G06K19/07327 ,  G06K19/07718 ,  G06K19/07749

    摘要： Methods and systems are provided for preparing radio-frequency devices for secure distribution. Multiple such radio-frequency devices are received. Each device has an embedded radio-frequency transponder. Each radio-frequency devices is moved sequentially to stations of a preparation device. At a first station, a radio-frequency identification code assigned to the radio-frequency device is encoded to personalize the radio-frequency device with recipient-specific radio-frequency identification data. At a second station, the radio-frequency devices is packaged within a package such that the radio-frequency device within the package is electromagnetically shielded at radio frequencies.

    摘要翻译： 提供了用于准备用于安全分发的射频设备的方法和系统。 接收多个这样的射频设备。 每个设备都有一个嵌入式射频应答器。 每个射频设备顺序移动到准备设备的工作站。 在第一站处，分配给射频设备的射频识别码被编码以使射频设备与接收者特定的射频识别数据个性化。 在第二站处，射频设备被封装在封装内，使得封装内的射频设备以射频进行电磁屏蔽。

    PUNCHOUT CONTACTLESS TRANSACTION CARD
    59.
    发明公开
    PUNCHOUT CONTACTLESS TRANSACTION CARD 审中-公开
    打孔非接触交易卡

    公开(公告)号：EP1834287A2

    公开(公告)日：2007-09-19

    申请号：EP05826147.0

    申请日：2005-12-02

    申请人： First Data Corporation

    发明人： KEAN, Brian ,  DEWAN, Sunil ,  MUSFELDT, Roger ,  EPPERSON, Daniel ,  DINEEN, Edward ,  OSWALD, Daniel

    IPC分类号： G06K19/06

    CPC分类号： G06K19/07739 ,  G06K19/04 ,  G06K19/077

    摘要： A transaction card assembly that includes a transaction card having a contactless integrated circuit that communicates with a card reader, and a sheet surrounding a transaction card and substantially coplanar with the card. The transaction card is detached from the sheet by pressing on at least a portion of the card in a direction substantially perpendicular to the sheet. Also, a punchout transaction card that includes a contactless integrated circuit that communicates with a card reader. At least a portion of an edge of the card was attached to a substantially coplanar sheet surrounding the card, and the card was detached from the sheet by pressing on at least a portion of the attached card that was substantially perpendicular to the sheet.