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    ACTIVATING AN OUTPUT COMPONENT TO INDICATE AN ORIENTATION OF A NEAR-FIELD COMMUNICATION (NFC)-CAPABLE TRANSACTION CARD
    1.
    发明公开
    ACTIVATING AN OUTPUT COMPONENT TO INDICATE AN ORIENTATION OF A NEAR-FIELD COMMUNICATION (NFC)-CAPABLE TRANSACTION CARD 审中-公开

    公开(公告)号：EP3483813A1

    公开(公告)日：2019-05-15

    申请号：EP18205802.4

    申请日：2018-11-13

    申请人： Capital One Services, LLC

    发明人： WURMFELD, David Kelly ,  KOEPPEL, Adam ,  LOCKE, Tyler

    IPC分类号： G06Q20/34 ,  H04B5/00 ,  H04W4/80 ,  G06K7/10

    摘要： A transaction card may monitor an amount of electric current induced in a first near-field communication (NFC) component of a transaction card. Electric current may be induced in the first NFC component when the first NFC component is within an electromagnetic field generated by a second NFC component of a transaction terminal. The transaction card may dynamically activate one or more output components associated with the transaction card based on the amount of electric current induced in the first NFC component. The one or more output components may indicate whether the transaction card can communicate with the transaction terminal. The transaction card may perform an action related to completing a transaction after determining that the amount of electric current induced in the NFC component satisfies a first threshold. The first threshold may indicate that the transaction card can communicate with the transaction terminal.

    SYSTEMS AND METHODS FOR TOKEN AUTHENTICATION
    5.
    发明公开
    SYSTEMS AND METHODS FOR TOKEN AUTHENTICATION 审中-公开

    公开(公告)号：EP4274156A1

    公开(公告)日：2023-11-08

    申请号：EP23171124.3

    申请日：2023-05-02

    申请人： Capital One Services, LLC

    发明人： OSBORN, Kevin ,  WURMFELD, David Kelly

    IPC分类号： H04L9/32 ,  H04L9/36 ,  G09C5/00

    摘要： In some embodiments, an authentication system may be configured to process one or more tokens that incorporates one or more tailored-wavelength-range coded patterns, codes represented within a steganographic image, or "overlapping" codes. As an example, such a token may include (i) one or more invisible-ink-printed patterns printed using infrared ink corresponding to different tailored wavelength ranges within the infrared light spectrum, (ii) one or more steganographic images in which invisible-ink-printed patterns are interweaved within the steganographic images, (iii) visible-ink-printed patterns and invisible-ink-printed patterns printed substantially within the visible ink portions of the visible-ink-printed patterns, or (iv) other features, where the invisible-ink-printed patterns correspond to one or more authentication codes or other data for token authentication.

    FINANCIAL ARTICLE PROCESSING DEVICES AND METHODS
    6.
    发明公开
    FINANCIAL ARTICLE PROCESSING DEVICES AND METHODS 审中-公开

    公开(公告)号：EP4174806A1

    公开(公告)日：2023-05-03

    申请号：EP22203294.8

    申请日：2022-10-24

    申请人： Capital One Services, LLC

    发明人： WURMFELD, David Kelly ,  KIDD, Michael

    IPC分类号： G07D11/13 ,  G07F19/00

    摘要： Disclosed herein are financial article handling devices comprising an external aperture connected to a rotary table. The rotary table can contain two or more financial article handling units disposed on the rotary table, each of which can be configured to form an interface with the external aperture. The financial article handling devices can receive an indication from a first financial article handling unit that the first financial article handling unit is no longer functional, disconnect the first financial article handling unit from the external aperture, and articulate the rotary table such that a second financial article handling unit is in communication with the external aperture.

    SYSTEMS AND METHODS FOR ASSISTING USER INTERACTIONS WITH DISPLAYS
    7.
    发明公开
    SYSTEMS AND METHODS FOR ASSISTING USER INTERACTIONS WITH DISPLAYS 审中-公开

    公开(公告)号：EP3553644A1

    公开(公告)日：2019-10-16

    申请号：EP19168954.6

    申请日：2019-04-12

    申请人： Capital One Services, LLC

    发明人： KOEPPEL, Adam R. ,  LOCKE, Tyler ,  ZARAKAS, James ,  WURMFELD, David Kelly

    IPC分类号： G06F3/0488 ,  G06F3/01

    摘要： User interface systems and methods for assisting user interactions with displays are disclosed. A user interface system may include a display and a sensor configured to detect an interaction, by a user, with the display. The user interface system may also include one or more memory devices storing instructions and one or more processors configured to execute the instructions. The instructions may instruct the user interface system to generate a pattern on the display, determine that the interaction is a command to initiate a process to assist the user in interacting with the display, generate a display element on the pattern at a location specified by the command, and provide a feedback signal to the user indicating the display element location.

    ARRAY AND METHOD FOR IMPROVED WIRELESS COMMUNICATION
    10.
    发明公开
    ARRAY AND METHOD FOR IMPROVED WIRELESS COMMUNICATION 审中-公开

    公开(公告)号：EP3691136A1

    公开(公告)日：2020-08-05

    申请号：EP20154719.7

    申请日：2020-01-30

    申请人： Capital One Services, LLC

    发明人： WURMFELD, David Kelly ,  PHARR, Jeff

    IPC分类号： H04B5/00 ,  H01Q7/00 ,  H04W4/80

    摘要： A system for communicating with a wireless device including a base including a front surface; a plurality of communication coils disposed on the front surface and arranged in a matrix, the coils being tuned to a near-field communication frequency; a selector coupled to the coils; at least one memory storing instructions; and at least one processor coupled to the selector and executing the instructions to perform operations. The operations include at least receiving a plurality of feedback signals associated with the coils; identifying a selected one of the coils associated with a strongest one of the feedback signals; and causing the selector to couple the selected coil with a wireless communication module.