HANDS-FREE TRANSACTIONS USING BEACON IDENTIFIERS
    1.
    发明申请
    HANDS-FREE TRANSACTIONS USING BEACON IDENTIFIERS 审中-公开
    使用BEACON识别器进行无障碍交易

    公开(公告)号:US20160012421A1

    公开(公告)日:2016-01-14

    申请号:US14540004

    申请日:2014-11-12

    Applicant: GOOGLE INC.

    Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier. The payment processing system receives a communication from a hands-free payment application on a user computing device, the communication comprising a transaction token, an identification of a user account, and the beacon identifier received by the user computing device via a wireless communication from a device associated with the merchant system and transmits the transaction token to the merchant system computing device. The payment processing system receives from the merchant system computing device, a transaction request, the transaction request comprising the token and transaction data associated with the transaction request and conducts the transaction between the user account and the merchant system based on the received token and transaction request.

    Abstract translation: 执行免提交易包括在支付处理系统处的服务器,用户计算设备和商业计算设备。 支付处理系统将商家系统注册为免提支付参与者并提供信标标识符。 支付处理系统从用户计算设备上的免提支付应用接收通信,该通信包括交易令牌,用户帐户的标识以及由用户计算设备经由无线通信从一个 设备与商家系统相关联并将该交易令牌发送到商家系统计算设备。 支付处理系统从商务系统计算设备接收交易请求,包括与交易请求相关联的令牌和交易数据的交易请求,并且基于接收的令牌和交易请求在用户账户与商家系统之间进行交易 。

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