VERIFYING SUBSCRIBER INFORMATION FOR DEVICE-BASED AUTHENTICATION

    公开(公告)号:US20210029127A1

    公开(公告)日:2021-01-28

    申请号:US16518744

    申请日:2019-07-22

    Abstract: A subscriber information authentication system that compares network-obtained and device-obtained information to verify that a device being used in connection with a user account is authenticated for that account. Certain subscriber information may be associated with the account during a registration process. In subsequent attempts to access the account, the registered subscriber information may be used in conjunction with information obtained from a telecommunication network and from a device to verify that the device is authorized. The information from the telecommunication network may be queried using Signaling System No. 7 (“SS7”) protocols. The device authorization may be performed, for example, to ensure that a device being used for device-based verification is the device a user purports it to be.

    SYSTEM AND METHOD FOR UTILIZING BEHAVIORAL CHARACTERISTICS IN AUTHENTICATION AND FRAUD PREVENTION
    2.
    发明申请
    SYSTEM AND METHOD FOR UTILIZING BEHAVIORAL CHARACTERISTICS IN AUTHENTICATION AND FRAUD PREVENTION 有权
    使用认证和防范行为特征的系统和方法

    公开(公告)号:US20140282964A1

    公开(公告)日:2014-09-18

    申请号:US13844417

    申请日:2013-03-15

    Abstract: A behavioral characteristics authentication system and method (“BCA system”) that facilitates authentication of the identity of a user, registrant, or applicant of a website, application, or other accessible computer resource using a verification process that incorporates behavioral characteristics. In operation, the BCA system compares a single user's behavior with their previous behavior, a user's behavior with behavior generally attributed to non-fraudulent behavior, or a user's behavior with behavior generally attributed to fraudulent behavior. The population of other users that a user's behavior is compared with may be selected to have similar demographic or other characteristics as the user. By analyzing various behavioral characteristics associated with legitimate or fraudulent multi-factor authentication attempts, the BCA system adds another layer of security to online transactions.

    Abstract translation: 一种行为特征认证系统和方法(“BCA系统”),其使用包含行为特征的验证过程来促进认证网站,应用程序或其他可访问的计算机资源的用户,注册人或申请人的身份。 在操作中,BCA系统将单个用户的行为与其以前的行为进行比较,用户的行为通常归因于非欺诈行为,或用户的行为通常归因于欺诈行为。 可以选择与用户的行为相比较的其他用户的群体具有与用户类似的人口统计学或其他特征。 通过分析与合法或欺诈性多因素身份验证尝试相关的各种行为特征,BCA系统为在线交易增加了另一层安全性。

    Comprehensive authentication and identity system and method
    4.
    发明授权
    Comprehensive authentication and identity system and method 有权
    综合认证和身份认证系统及方法

    公开(公告)号:US09166967B2

    公开(公告)日:2015-10-20

    申请号:US13627612

    申请日:2012-09-26

    Abstract: A comprehensive authentication and identity system and method are disclosed. A central profile is created for a user which includes user information that can be passed back or otherwise utilized by websites (e.g. for registrations, logins, etc.) The user information may include the user's username, password, contact information, personal information, marketing preferences, financial information, etc. For website registrations, the user may provide a mobile communication number that is utilized to perform a type of mobile communication device verification process. As part of a website login, the user may provide identifiable information (e.g. a username) that is looked up by the system or website to determine a mobile communication number for the user, which is used for a verification process. If the verification process is completed successfully, the user may be logged into the website. For accessing the system directly, a user may go through a mobile communication device verification process.

    Abstract translation: 公开了一种全面的认证和身份识别系统和方法。 为用户创建一个中心配置文件,其中包括可以由网站传回或以其他方式使用的用户信息(例如注册,登录等)用户信息可以包括用户的用户名,密码,联系信息,个人信息,营销 偏好,财务信息等。对于网站注册,用户可以提供用于执行移动通信设备验证过程的类型的移动通信号码。 作为网站登录的一部分,用户可以提供由系统或网站查找的可识别信息(例如用户名),以确定用于验证过程的用户的移动通信号码。 验证过程成功完成后,用户可登录网站。 为了直接访问系统,用户可以通过移动通信设备验证过程。

    SYSTEM AND METHODS FOR PROCESSING A COMMUNICATION NUMBER FOR FRAUD PREVENTION
    5.
    发明申请
    SYSTEM AND METHODS FOR PROCESSING A COMMUNICATION NUMBER FOR FRAUD PREVENTION 审中-公开
    用于处理防范通信号码的系统和方法

    公开(公告)号:US20150106265A1

    公开(公告)日:2015-04-16

    申请号:US14091242

    申请日:2013-11-26

    CPC classification number: G06Q50/265 G06Q20/4016

    Abstract: A communication number processing system and methods for processing communication numbers or identifiers of various types to prevent fraud in transactions associated with the communication numbers are disclosed. The communication number processing system, in an example embodiment, verifies a communication number by retrieving characteristics data including network-derived characteristics data and/or other attributes relating to the communication number and processing the characteristics data and/or the attributes based on one or more rules. The communication number processing system further generates a fraud score for the communication number. A client system can then use the fraud score to assess a risk associated with engaging in a transaction with a user associated with the communication number.

    Abstract translation: 公开了一种通信号码处理系统和用于处理通信号码或各种类型的标识符以防止与通信号码有关的交易中的欺诈的方法。 在示例性实施例中,通信号码处理系统通过检索特征数据来验证通信号码,所述特征数据包括基于一个或多个的特征数据和/或属性的特征数据,所述特征数据包括与所述通信号码相关的网络导出特征数据和/或其他属性 规则。 通信号码处理系统进一步产生通信号码的欺诈分数。 客户端系统然后可以使用欺诈分数来评估与与通信号码相关联的用户进行交易相关联的风险。

    VERIFYING SUBSCRIBER INFORMATION FOR DEVICE-BASED AUTHENTICATION

    公开(公告)号:US20240422162A1

    公开(公告)日:2024-12-19

    申请号:US18787588

    申请日:2024-07-29

    Abstract: A subscriber information authentication system that compares network-obtained and device-obtained information to verify that a device being used in connection with a user account is authenticated for that account. Certain subscriber information may be associated with the account during a registration process. In subsequent attempts to access the account, the registered subscriber information may be used in conjunction with information obtained from a telecommunication network and from a device to verify that the device is authorized. The information from the telecommunication network may be queried using Signaling System No. 7 (“SS7”) protocols. The device authorization may be performed, for example, to ensure that a device being used for device-based verification is the device a user purports it to be.

    USER AUTHENTICATION BASED ON SS7 CALL FORWARDING DETECTION

    公开(公告)号:US20190116495A1

    公开(公告)日:2019-04-18

    申请号:US15787588

    申请日:2017-10-18

    Abstract: A user authentication system that analyzes call forwarding information obtained from telecommunication networks, such as through the use of Signaling System No. 7 (“SS7”) protocols, to detect the possibility of fraud. In response to a request to access a network-accessible service, the system performs an initial authentication of provided user account credentials. The system then obtains a telecommunication subscriber identifier that is associated with the user account. Prior to performing additional device-based user authentication, the system obtains call forwarding information for the user. The obtained call forwarding information is then evaluated for potentially fraudulent call forwarding configurations. For example, call forwarding to certain call forwarding numbers, or the use of different call forwarding types, may be indicative of fraud intended to undermine further user authentication.

    COMPREHENSIVE AUTHENTICATION AND IDENTITY SYSTEM AND METHOD

    公开(公告)号:US20180255048A1

    公开(公告)日:2018-09-06

    申请号:US15857040

    申请日:2017-12-28

    Abstract: A comprehensive authentication and identity system and method are disclosed. A central profile is created for a user which includes user information that can be passed back or otherwise utilized by websites (e.g. for registrations, logins, etc.) The user information may include the user's username, password, contact information, personal information, marketing preferences, financial information, etc. For website registrations, the user may provide a mobile communication number that is utilized to perform a type of mobile communication device verification process. As part of a website login, the user may provide identifiable information (e.g. a username) that is looked up by the system or website to determine a mobile communication number for the user, which is used for a verification process. If the verification process is completed successfully, the user may be logged into the website. For accessing the system directly, a user may go through a mobile communication device verification process.

    Comprehensive authentication and identity system and method

    公开(公告)号:US09860233B2

    公开(公告)日:2018-01-02

    申请号:US14886935

    申请日:2015-10-19

    Abstract: A comprehensive authentication and identity system and method are disclosed. A central profile is created for a user which includes user information that can be passed back or otherwise utilized by websites (e.g. for registrations, logins, etc.) The user information may include the user's username, password, contact information, personal information, marketing preferences, financial information, etc. For website registrations, the user may provide a mobile communication number that is utilized to perform a type of mobile communication device verification process. As part of a website login, the user may provide identifiable information (e.g. a username) that is looked up by the system or website to determine a mobile communication number for the user, which is used for a verification process. If the verification process is completed successfully, the user may be logged into the website. For accessing the system directly, a user may go through a mobile communication device verification process.

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