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公开(公告)号：US20240127159A1
公开(公告)日：2024-04-18
申请号：US17308478
申请日：2021-05-05
发明人： Krishnakumar Chellappa , Abhishek Desai , Amrith Kumar , Sahger Lad , Manickaselvam Mahalingam , Nagarjuna Tadisetti
CPC分类号： G06Q10/067 , G06N5/04 , G06N20/00 , G06Q10/06313
摘要： Automated configuration and deployment of models for projects of business enterprises. A model deployment configuration framework includes a template generated at a user interface. The template prompts a user to select model configuration aspects and model operating factors, and submit the selected aspects and factors to configure and deploy the model in a computing environment of the enterprise's computer system for packaging, training, scoring, and/or auditing the model in connection with a project of the enterprise.
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公开(公告)号：US11962655B1
公开(公告)日：2024-04-16
申请号：US18047369
申请日：2022-10-18
发明人： Suzanne M. Fisi , Kristine Ing Kushner , Stephanie S. Hellman , Joel Gardner , John Chuprevich , Ayesha Hasan , Darrell L. Suen , Chris Kalaboukis
IPC分类号： G06F15/173 , H04L67/148 , H04L67/52 , H04W12/06
CPC分类号： H04L67/148 , H04L67/52 , H04W12/06
摘要： A method for managing a communication session includes receiving a request to perform a task. The task is divided into one or more steps. One or more user devices are identified that can be used to perform one or more of the steps. One or more communication channels are identified that are available to the one or more user devices. The communication session is permitted to switch from one or more of the user devices and communication channels to complete the one or more steps of the task while maintaining a continuity of the communication session.
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公开(公告)号：US20240119359A1
公开(公告)日：2024-04-11
申请号：US18336760
申请日：2023-06-16
CPC分类号： G06N20/00 , G06N5/04 , H04L9/0852 , H04L9/0891 , H04L9/3013 , H04L9/302
摘要： Systems, apparatuses, methods, and computer program products are disclosed for post-quantum cryptography (PQC). An example method includes receiving data. The example method further includes receiving a set of data attributes about the data. The set of data attributes comprises one or more sets of data environment data attributes that are each representative of a set of data environments associated with the data. The example method further includes receiving one or more sets of data environment threat data structures associated with one or more data environments in the one or more sets of data environments associated with the data. The example method further includes selecting one or more cryptographic techniques for encrypting the data for at least the one or more data environments based on the set of data attributes, the one or more sets of data environment threat data structures, and a cryptograph optimization machine learning model.
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公开(公告)号：US20240118782A1
公开(公告)日：2024-04-11
申请号：US18543081
申请日：2023-12-18
IPC分类号： G06F3/0481 , G06Q40/03
CPC分类号： G06F3/0481 , G06Q40/03
摘要： A system for managing an electronic loan application can include: a loan information pane listing financial information associated with a loan transaction, the financial information including details of the loan transaction and an indicator of a status of an attribute of the loan transaction; an action pane listing upcoming actions associated with the loan transaction; and an assets pane listing assets associated with the loan transaction, the assets pane including: a list with each of the assets, including identification of each of the assets; and a statement pane for a selected asset of the assets, the statement pane listing items associated with a statement for the selected asset, with each of the items including a status indicator and a highlighted excerpt from the statement.
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公开(公告)号：US11954661B1
公开(公告)日：2024-04-09
申请号：US17323355
申请日：2021-05-18
IPC分类号： G06Q10/107 , G06Q20/14 , G06Q30/0279 , G06Q50/06
CPC分类号： G06Q20/145 , G06Q10/107 , G06Q30/0279 , G06Q50/06
摘要： The validity of a mail item containing a monetary solicitation is determined. An image is received of the mail item and the image is analyzed to identify a plurality of data fields within the mail item. The validity or invalidity of the data within each of the plurality of identified data fields is then established, and a user-interactive image overlay is generated for the image of the mail item that includes a validity indicator for each of the plurality of identified data fields. The validity indicator is representative of the validity or invalidity of the data within each of the identified plurality of data fields. The user-interactive image overlay is sent to a user device to display the image of the mail item.
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公开(公告)号：US20240112594A1
公开(公告)日：2024-04-04
申请号：US17936897
申请日：2022-09-30
发明人： Mosiah Monroe-Estes , Alan W. Hecht
摘要： An example computer system for providing financial education can include: one or more processors; and non-transitory computer-readable storage media encoding instructions which, when executed by the one or more processors, causes the computer system to generate: a financial account module programmed to provide a first user and a second user access to a financial account; an education module programmed to provide educational material related to finances, the education module tailoring the educational material based upon a level of sophistication of the first user, wherein the level of sophistication is set by the second user or is determined based on an attribute of the first user; and a communication module programmed to facilitate communication between the first user and the second user relating to the finances of the first user.
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公开(公告)号：US11949980B1
公开(公告)日：2024-04-02
申请号：US18049767
申请日：2022-10-26
IPC分类号： H04N23/60 , H04N23/617 , H04N23/62 , H04N23/63
CPC分类号： H04N23/64 , H04N23/617 , H04N23/62 , H04N23/631
摘要： Systems and techniques for operating system integrated image capture guidance are described herein. An indication may be received of an object to be captured for completing a transaction. Configuration data may be obtained for an image of the object. The configuration data may indicate an orientation of the object in the image. An image of the object may be obtained from an imaging sensor of a device. A discrepancy may be determined between the orientation of the object in the image using the configuration data. Orientation guidance may be generated that indicates repositioning of the object in the image. It may be determined that the discrepancy between the orientation of the object in the image has been eliminated. Capture guidance may be generated for output via the device based on a set of commands determined based on detection of an operating system executing on the device.
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公开(公告)号：US11947916B1
公开(公告)日：2024-04-02
申请号：US17445424
申请日：2021-08-19
IPC分类号： G06F40/30 , G06F16/33 , G06F16/335 , G06F16/34 , G06F16/35 , G06F40/216 , G06F40/279 , G06N5/04 , G06Q50/00
CPC分类号： G06F40/30 , G06F16/3344 , G06F16/335 , G06F16/345 , G06F16/35 , G06F40/216 , G06F40/279 , G06N5/041 , G06Q50/01
摘要： Disclosed in some examples are methods, systems, and machine readable mediums which provide summaries of topics determined within a corpus of documents. These summaries may be used by customer service associates, analysts, or other users to quickly determine both topics discussed and contexts of those topics over a large corpus of text. For example, a corpus of documents may be related to customer complaints and the topics may be summarized to produce summaries such as “credit report update due to stolen identity.” These summarizations may be used to efficiently spot trends and issues.
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公开(公告)号：US20240104550A1
公开(公告)日：2024-03-28
申请号：US18532347
申请日：2023-12-07
发明人： Joon Maeng
CPC分类号： G06Q20/36 , G06Q20/202 , G06Q20/3226
摘要： Various examples are directed to systems and methods for processing offline payments from a mobile wallet. A computing system may receive, from a financial institution system, an authentication request message comprising a first offline token. The computing system may determine that the mobile wallet application is not online and determine that the first offline toke comprises first offline token data that matches the first offline token reference data. The computing system may send to the financial institution system a first authentication message indicating that the first offline token is associated with the mobile wallet application.
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公开(公告)号：US20240095744A1
公开(公告)日：2024-03-21
申请号：US18370677
申请日：2023-09-20
IPC分类号： G06Q20/40
CPC分类号： G06Q20/4016
摘要： A method includes: receiving, by at least one processing circuit of a provider computing system associated with a provider institution, an action notification regarding an action associated with an account held by a customer at the provider institution; obtaining, by the at least one processing circuit, user action information associated with the action; performing, by the at least one processing circuit, a fraud detection analysis based on the user action information, the fraud detection analysis comprising generating a plurality of individual risk values associated with a plurality of fraud data risk elements based on the user action information; determining, by the at least one processing circuit, that the action is fraudulent based on the plurality of individual risk values associated with the plurality of fraud data risk elements; and performing, by the at least one processing circuit, a fraud mitigation action based on determining that the action is fraudulent.
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