Method and system for postdating of financial transactions
    91.
    发明授权
    Method and system for postdating of financial transactions 失效
    金融交易后期方法和制度

    公开(公告)号:US07434726B2

    公开(公告)日:2008-10-14

    申请号:US11434331

    申请日:2006-05-15

    CPC classification number: G06Q20/3823 G06Q20/04 G06Q20/10 G06Q20/40

    Abstract: Methods and systems that prevent completion of postdated financial transactions until the specified future date is provided. A portion of the information necessary to complete a financial transaction is encrypted utilizing an identity-based encryption (IBE) scheme. The encryption key used to encrypt the information is associated with the date on which the transaction is authorized to be completed. The encrypted information is provided to the payee. The issuing bank provides a daily decryption key that allows decryption of information encrypted using the key associated with the corresponding date. Thus, only when the maturity date of the transaction has arrived will the payee or depositing bank be able to obtain the decryption key that will decrypt the encrypted information necessary to complete the transaction. Since the encrypted information can not be decrypted until the date associated with the encryption key, the financial transaction can not be completed until such date.

    Abstract translation: 提供在指定的未来日期之前阻止完成后期金融交易的方法和系统。 使用基于身份的加密(IBE)方案来加密完成金融交易所需的一部分信息。 用于加密信息的加密密钥与交易被授权完成的日期相关联。 加密信息被提供给收款人。 开证行提供每日解密密钥,允许使用与相应日期相关联的密钥加密的信息进行解密。 因此,只有当交易的到期日到来时,收款人或存款银行才能获得将解密完成交易所必需的加密信息的解密密钥。 由于加密信息在与加密密钥相关的日期之前不能被解密,所以直到这样的日子才能完成金融交易。

    Intelligent physical mail method and system
    92.
    发明申请
    Intelligent physical mail method and system 有权
    智能物理邮件方式和系统

    公开(公告)号:US20080103791A1

    公开(公告)日:2008-05-01

    申请号:US11588058

    申请日:2006-10-26

    Abstract: A method for creating an intelligent physical mailpiece includes looking up a mailpiece preference of an addressee concerning mail received by the addressee. A physical mailpiece to the addressee is prepared and includes on the mailpiece the addressee preference. The mailpiece is scanned to determine the addressee preference. The mailpiece may also be processed to link the owner of a meter employed to imprint an indicia on the mailpiece to the mailpiece.The intelligent physical mailpiece system may include a database of recipient preferences. A sender mail creation means is coupled to the recipient preference database. A processor is coupled to a scanner. A communications means is coupled between the processor and the sender mail creation means for communicating recipient preferences to the sender mail creation means for storage in the database of recipient preferences.

    Abstract translation: 用于创建智能物理邮件的方法包括查找收件人收到的邮件的邮件偏好。 准备收件人的物理邮件,并在邮件上包含收件人的偏好。 邮件被扫描以确定收件人偏好。 邮件也可以被处理以链接用于将邮件上的标记印在邮件上的仪表的所有者。 智能物理邮件系统可以包括收件人偏好的数据库。 发件人邮件创建手段耦合到收件人偏好数据库。 处理器耦合到扫描器。 通信装置耦合在处理器和发送方邮件创建装置之间,用于将收件人偏好传送到发送者邮件创建装置,用于存储在数据库中的收件人偏好。

    Verifiable voting system
    93.
    发明申请
    Verifiable voting system 失效
    可验证投票制

    公开(公告)号:US20070187498A1

    公开(公告)日:2007-08-16

    申请号:US11355547

    申请日:2006-02-16

    Applicant: Bertrand Haas

    Inventor: Bertrand Haas

    CPC classification number: G07C13/00

    Abstract: A method of processing votes in an election includes receiving a voter identity for a voter, receiving a vote set for the voter, providing a phrase to the voter based on the received vote set, generating a unique receipt number for the voter and providing the receipt number to the voter, and associating the voter identity and the receipt number with one another in a first function. The method further includes generating a unique vote number for the voter, associating the vote set, the vote number and the receipt number with one another in a second function, and associating the phrase and the vote number with one another in a third function that is provided to the voter. The method includes associating the vote number with the vote set in a fourth function that is accessible for purposes of later verifying proper counting and contesting of a vote.

    Abstract translation: 在选举中处理投票的方法包括接收选民的选民身份,接收投票人的投票权,根据收到的投票集向选民提供一个短语,为选民创造一个唯一的收据号码,并提供收据 并且在第一功能中将选民身份和收据号码彼此相关联。 该方法还包括为选民产生独一无二的投票号码,在第二功能中将表决集,投票号码和收据号码彼此相关联,并将短语和投票号码相互关联在第三个功能中 提供给选民。 该方法包括将投票号码与第四个功能中的投票相关联,以便稍后验证投票的正确计数和竞争。

    Method for detecting fraud in a value document such as a check
    94.
    发明申请
    Method for detecting fraud in a value document such as a check 有权
    用于检测诸如支票的价值文件中的欺诈的方法

    公开(公告)号:US20070143158A1

    公开(公告)日:2007-06-21

    申请号:US11303842

    申请日:2005-12-15

    CPC classification number: G06K9/348 G06K2209/01 G07D7/206

    Abstract: A method for detecting possible fraud in a document includes receiving an electronic image of the document and extracting data from the image that includes a plurality of printed characters. Next, one or more properties of the characters are measured, the properties are compared to at least one corresponding normative property to determine whether anomalies are present, and a determination is made as to whether to provide a fraud alert based on the anomalies, if any. Preferably, the method includes reporting the one or more anomalies, if any, to a classifier engine, wherein the classifier engine determines whether to provide the alert. Also, methods for determining character spacing ands/or acuity are provided.

    Abstract translation: 用于检测文档中可能的欺诈的方法包括接收文档的电子图像并从包括多个打印字符的图像中提取数据。 接下来,测量字符的一个或多个属性,将属性与至少一个对应的规范属性进行比较以确定是否存在异常,并且确定是否基于异常提供欺诈警报(如果有的话) 。 优选地,该方法包括向分类器引擎报告一个或多个异常(如果有的话),其中分类器引擎确定是否提供警报。 此外,提供了用于确定字符间隔和/或敏锐度的方法。

    Method and system for optimizing print-scan simulations
    95.
    发明申请
    Method and system for optimizing print-scan simulations 有权
    优化打印扫描模拟的方法和系统

    公开(公告)号:US20070076948A1

    公开(公告)日:2007-04-05

    申请号:US11241293

    申请日:2005-09-30

    CPC classification number: G06F3/12 G06K9/036 H04N1/00846 H04N1/407

    Abstract: Systems and methods for utilizing a known histogram of a particular category of images to constrain a probabilistic print-scan model in order to provide a more accurate print-scan model are described. A probability function is defined that given a two-dimensional grayscale bitmap input image provides the probability that a particular pixel of the input image will have a particular gray level in the output image after print-scan processing. Additionally, an expected target histogram is input into the system and used to constrain or modify the probabilistic print-scan model for the input image to produce a deterministic print-scan model.

    Abstract translation: 描述了利用特定类别的图像的已知直方图来限制概率打印扫描模型以提供更精确的打印扫描模型的系统和方法。 定义概率函数,给定二维灰度位图输入图像提供输入图像的特定像素在打印扫描处理之后在输出图像中具有特定灰度级的概率。 此外,预期的目标直方图被输入到系统中并且用于约束或修改输入图像的概率打印扫描模型以产生确定性的打印扫描模型。

    Watermarking method with print-scan compensation
    97.
    发明申请
    Watermarking method with print-scan compensation 有权
    带打印扫描补偿的水印方法

    公开(公告)号:US20050114667A1

    公开(公告)日:2005-05-26

    申请号:US10720503

    申请日:2003-11-24

    Applicant: Bertrand Haas

    Inventor: Bertrand Haas

    CPC classification number: G06T1/005 G06T1/0042

    Abstract: A digital watermark may be applied to digital image data to produce watermarked digital image data. A transformation may be applied to the watermarked digital image data to produce transformed watermarked digital image data. The transformation may approximate the inverse of a transformation that represents distortion caused by transmission through a print-scan channel.

    Abstract translation: 数字水印可以应用于数字图像数据以产生水印的数字图像数据。 可以将变换应用于水印数字图像数据,以产生经变换的水印数字图像数据。 该变换可以近似表示通过打印扫描通道的传输引起的失真的变换的逆。

Patent Agency Ranking