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    Card activated cash dispensing automated banking machine system and method
    91.
    发明申请
    Card activated cash dispensing automated banking machine system and method 有权
    卡激活式现金自动银行卡系统及方法

    公开(公告)号：US20110220714A1

    公开(公告)日：2011-09-15

    申请号：US13068596

    申请日：2011-05-16

    申请人： Jay Paul Drummond ,  Mark D. Smith ,  Natarajan Ramachandran

    发明人： Jay Paul Drummond ,  Mark D. Smith ,  Natarajan Ramachandran

    IPC分类号： G06Q40/00

    CPC分类号： G06K7/0004 ,  G06K19/08 ,  G06Q20/341 ,  G07F7/0886 ,  G07F7/1008

    摘要： An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. The card reader may include a data store including a card reader device driver therein. The card reader may further communicate the device driver to a automated banking machine software application component, which is operative to use the device driver to operate the card reader.

    摘要翻译： 一种自动银行机系统可以根据从数据记录中读取的数据进行财务转移。 该系统可操作用读卡器读取带有金融卡的帐户标记。 用户能够响应于从卡读取的帐户标记来执行至少一个银行操作。 这种银行业务可能包括发放现金和存取财务账目。 读卡器可以包括其中包括读卡器设备驱动器的数据存储器。 读卡器还可以将设备驱动程序传送到自动银行业务机器软件应用组件，该组件可操作以使用设备驱动程序来操作读卡器。

    Automated banking machine system and method
    94.
    发明申请
    Automated banking machine system and method 有权

    公开(公告)号：US20070235521A1

    公开(公告)日：2007-10-11

    申请号：US11732397

    申请日：2007-04-03

    申请人： Atta Mateen ,  David E. Kolinski-Schultz ,  Dale H. Blackson ,  Mark D. Smith ,  Natarajan Ramachandran

    发明人： Atta Mateen ,  David E. Kolinski-Schultz ,  Dale H. Blackson ,  Mark D. Smith ,  Natarajan Ramachandran

    IPC分类号： G07F19/00 ,  G06F7/08

    CPC分类号： G07F19/20 ,  G06Q20/1085 ,  G06Q30/0209 ,  G07F17/3251

    摘要： An automated banking machine (152) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a keypad (172), a printer (174), a bill dispenser (176), a coin dispenser (178), a code reading device (180), a display (182), a cash acceptor (184), a check acceptor (186) and a biometric reader (188). The banking machine operates responsive to indica read from user cards. The banking machine operates responsive to instructions executed by at least one processor (190) in the machine. The banking machine is operative responsive to reading gaming tickets or other items through operation of the code reading device, and/or a biometric feature reading device, to dispense cash or provide other value to users. The banking machine is also operative to cause value to be transferred by users for the purchase of gaming items. Other transactions may be conducted, including redeeming or changing forms of value including forms of value that can be used within a gaming establishment (154).

    Automated banking machine system and method
    97.
    发明申请
    Automated banking machine system and method 有权
    自动银行机系统及方法

    公开(公告)号：US20100318461A1

    公开(公告)日：2010-12-16

    申请号：US12806548

    申请日：2010-08-16

    申请人： Mark D. Smith ,  Atta Mateen ,  David E. Kolinski-Schultz ,  Dale H. Blackson ,  Natarajan Ramachandran

    发明人： Mark D. Smith ,  Atta Mateen ,  David E. Kolinski-Schultz ,  Dale H. Blackson ,  Natarajan Ramachandran

    IPC分类号： G06Q40/00 ,  H04M3/42

    CPC分类号： G06Q20/3223 ,  G06K9/00442 ,  G06K9/18 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q20/3221 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/00 ,  G07F7/04 ,  G07F19/20 ,  G07F19/201 ,  G07F19/203 ,  G07F19/211

    摘要： A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (178), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative responsive to receiving a check and certification data to dispense cash in exchange for the check. The person presenting the check need not provide user identifying inputs through input devices in order to receive cash for the check. A check recipient prior to presenting the check for payment is also enabled to verify that the check will be paid through communication with at least one computer (204) through at least one consumer interface device (208).

    摘要翻译： 卡致动自动银行机（152,198,200）包括多个交易功能装置。 交易功能设备包括读卡器（170），打印机（174），纸币分配器（176），硬币分配器（178），显示器（182），检查成像设备（186）和至少一个 处理器（190）。 该机器响应于接收到支票和认证数据而进行操作以分配现金以换取支票。 提供支票的人不需要通过输入设备提供用户识别输入，以便接收支票的现金。 提供付款支票之前的支票收件人还能够通过至少一个用户界面装置（208）通过与至少一台计算机（204）的通信来支付支票。

    Automated banking machine system and method
    99.
    发明申请
    Automated banking machine system and method 审中-公开
    自动银行机系统及方法

    公开(公告)号：US20070235522A1

    公开(公告)日：2007-10-11

    申请号：US11732412

    申请日：2007-04-03

    申请人： Atta Mateen ,  David E. Kolinski-Schultz ,  Dale H. Blackson ,  Mark D. Smith ,  Natarajan Ramachandran

    发明人： Atta Mateen ,  David E. Kolinski-Schultz ,  Dale H. Blackson ,  Mark D. Smith ,  Natarajan Ramachandran

    IPC分类号： G07F19/00

    CPC分类号： G07F19/205 ,  G07F17/3255 ,  G07F19/20

    摘要： An automated banking machine (152) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a keypad (172), a printer (174), a bill dispenser (176), a coin dispenser (178), a code reading device (180), a display (182), a cash acceptor (184), a check acceptor (186) and a biometric reader (188). The banking machine operates responsive to indica read from user cards. The banking machine operates responsive to instructions executed by at least one processor (190) in the machine. The banking machine is operative responsive to reading gaming tickets or other items through operation of the code reading device, and/or a biometric feature reading device, to dispense cash or provide other value to users. The banking machine is also operative to cause value to be transferred by users for the purchase of gaming items. Other transactions may be conducted, including redeeming or changing forms of value including forms of value that can be used within a gaming establishment (154).

    摘要翻译： 自动银行机（152）包括多个交易功能装置。 交易功能设备包括读卡器（170），键盘（172），打印机（174），纸币分配器（176），硬币分配器（178），代码读取装置（180），显示器 ），现金接受者（184），支票受理人（186）和生物识别阅读器（188）。 银行机器响应于从用户卡读取的抄本。 银行机响应于由机器中的至少一个处理器（190）执行的指令进行操作。 银行机通过操作代码读取装置和/或生物特征读取装置来响应于阅读游戏票或其他物品，以分发现金或向用户提供其他价值。 银行业务也可以使用户转移购买游戏物品的价值。 可以进行其他交易，包括赎回或更改价值形式，包括可在游戏机构内使用的价值形式（154）。

    Banking machine controlled responsive to data read from data bearing records
    100.
    发明授权
    Banking machine controlled responsive to data read from data bearing records 有权
    响应于从数据记录读取数据的银行机器受控

    公开(公告)号：US08628007B2

    公开(公告)日：2014-01-14

    申请号：US13443230

    申请日：2012-04-10

    申请人： Mark D. Smith ,  Natarajan Ramachandran ,  James Block ,  Jeffery M. Enright

    发明人： Mark D. Smith ,  Natarajan Ramachandran ,  James Block ,  Jeffery M. Enright

    IPC分类号： G07F19/00

    CPC分类号： G06Q20/3223 ,  G06K9/00442 ,  G06K9/18 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q20/3221 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/00 ,  G07F7/04 ,  G07F19/20 ,  G07F19/201 ,  G07F19/203 ,  G07F19/211

    摘要： A banking system comprises automated banking machines which include a card reader, check imaging device, and cash dispenser. Each system machine can cash a code-correlated check in exchange for receiving both the check and the code assigned to the check, without requiring any user identifying input through the machine's user input devices as a condition for cashing the check. The system allows a potential recipient of a personal check to call in a given code to a system computer, which can verify whether the check is backed by funds reserved for the check amount and whether the check can be anonymously cashed. From the call the system computer can obtain the mobile phone's GPS location to determine the system machine nearest to the phone. When informing the phone user that a check is as good as cash, the system computer can also provide directions to that nearest system machine.

    摘要翻译： 银行系统包括自动银行机器，其包括读卡器，检查成像设备和自动提款机。 每个系统机器可以兑现代码相关检查，以便接收检查和分配给检查的代码，而不需要任何用户通过机器的用户输入设备识别输入作为兑现支票的条件。 该系统允许个人支票的潜在收件人以给定的代码呼叫系统计算机，该系统计算机可以验证支票是否支持用于支票金额的资金以及支票是否可以匿名兑现。 从呼叫系统电脑可以获取手机的GPS位置，以确定最接近手机的系统机器。 当通知电话用户支票与现金一样好时，系统计算机还可以向最近的系统机器提供指示。