公开(公告)号：US20140074688A1

公开(公告)日：2014-03-13

申请号：US13615053

申请日：2012-09-13

申请人： Simon Shvarts ,  Ilya Oskolkov ,  Rodion Shishkov

发明人： Simon Shvarts ,  Ilya Oskolkov ,  Rodion Shishkov

IPC分类号： G06Q40/00 ,  G06Q40/02

CPC分类号： G06Q40/025 ,  G06Q30/02 ,  G06Q40/02 ,  G06Q40/08

摘要： A financial interaction related to a set of financial behaviors is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and the visualization of alterations (increases and decreases) of the credit risk as direct feedback. The system demonstrates how behaviors identified in the financial interaction affect credit risk. Based on the financial interaction, estimates can be made of a financial score and presented in a display.

摘要翻译： 与一系列金融行为有关的金融互动是有益的。 金融互动驱动行为影响实时信用风险，并将信用风险变动（增减）视为直接反馈。 该系统演示了金融交互中确定的行为如何影响信用风险。 基于财务互动，可以对财务分数进行估计，并在显示中显示。

公开(公告)号：US20130317951A1

公开(公告)日：2013-11-28

申请号：US13480954

申请日：2012-05-25

申请人： Vsevolod Kuznetsov

发明人： Vsevolod Kuznetsov

IPC分类号： G06F3/14 ,  G06Q30/06

CPC分类号： G06F16/78

摘要： Generally described is auto annotation of video content for scrolling display. A network service can receive video content. The content can be automatically annotated to generate differing sets of the content. The varying sets of content can be scrolled in a content browser. In response to receiving a selection, from the content browser, of a set of video content among the scrolling sets of video content, the selection can be displayed while the scrolling continues during the display.

摘要翻译： 通常描述的是用于滚动显示的视频内容的自动注释。 网络服务可以接收视频内容。 可以自动注释内容以生成不同的内容集。 可以在内容浏览器中滚动不同的内容集。 响应于从内容浏览器接收到视频内容的滚动组中的一组视频内容的选择，可以在显示期间继续滚动的同时显示该选择。

公开(公告)号：US20130317891A1

公开(公告)日：2013-11-28

申请号：US13480008

申请日：2012-05-24

申请人： Vitaliy Grigorash ,  Vsevolod Kuznetsov

发明人： Vitaliy Grigorash ,  Vsevolod Kuznetsov

IPC分类号： G07C13/00

CPC分类号： G06Q30/0203 ,  H04H60/31 ,  H04H60/33 ,  H04H60/46

摘要： Technologies are generally described for systems and methods effective to provide a content rating system to modify and weight ratings of online content. The content rating system can collect votes and ratings for online content received at a content rating portal, calculate the overall rating, and then weight the rating based on the number of votes collected. The ratings can be weighted downwards to compensate for the less statistically significant ratings. Once the number of votes collected passes a predetermined threshold, the ratings cease to be weighted. The ratings can also receive a confidence score that indicate a reliability or usefulness of the rating. The confidence score can be based on the items being voted on, and the voting history, among other factors.

摘要翻译： 一般来说，为有效地提供内容分级系统来修改和评估在线内容的权重的系统和方法来描述技术。 内容分级系统可以收集在内容评级门户网站收到的在线内容的投票和评分，计算总体评级，然后根据收集的投票数量对评级进行权重评估。 评级可以向下权重，以补偿较不统计学上显着的评级。 一旦收到的票数通过了一个预定的门槛，这个等级就不再加权了。 评分也可以得到一个置信度分数，表明评级的可靠性或有用性。 信心分数可以基于投票的项目，以及投票历史等因素。

公开(公告)号：US20130298215A1

公开(公告)日：2013-11-07

申请号：US13464465

申请日：2012-05-04

申请人： Vsevolod Kuznetsov ,  Nicholas Pushkin

发明人： Vsevolod Kuznetsov ,  Nicholas Pushkin

IPC分类号： H04L9/32 ,  G06F21/00

CPC分类号： H04L9/3263 ,  G06F21/335 ,  G06F21/41 ,  H04L63/0815 ,  H04L2209/60

摘要： Providing for single sign on (SSO) registration for local or network applications in conjunction with a multimedia display device is described herein. By way of example, SSO registration can comprise creating a registration account and linking one or more local or network applications with the registration account. SSO registration can facilitate auto-filling user data requests submitted by registration servers associated with the applications, in conjunction with registering a user for content or services provided by the respective applications. User verification, where requested, can be facilitated by digital certificate or other secure communication. Once registration is completed, a user can access content provided by an application by activating a linked application at the multimedia display device, or a remote device.

摘要翻译： 本文描述了与多媒体显示设备一起为本地或网络应用提供单点登录（SSO）注册。 作为示例，SSO注册可以包括创建注册帐户并将一个或多个本地或网络应用与注册帐户链接。 SSO注册可以促进自动填充与应用程序相关联的注册服务器提交的用户数据请求，同时为相应应用程序提供的内容或服务注册用户。 如果需要，可以通过数字证书或其他安全通信来促进用户验证。 一旦注册完成，用户可以通过在多媒体显示设备或远程设备处激活链接的应用来访问由应用提供的内容。

公开(公告)号：US08538806B2

公开(公告)日：2013-09-17

申请号：US13277713

申请日：2011-10-20

申请人： Vsevolod Kuznetsov

发明人： Vsevolod Kuznetsov

IPC分类号： G06Q30/00 ,  G06Q40/00

CPC分类号： G06Q20/10 ,  G06F17/30575 ,  G06Q20/0855 ,  G06Q20/14 ,  G06Q20/363 ,  G06Q30/02 ,  G06Q40/02 ,  H04L63/08 ,  H04W12/00

摘要： Described herein are systems, methods and articles of manufacture that facilitate establishment of transactions via a data store, such as a data store, located in a network environment, such as a cloud computing environment. The data store can store information about an entity, including information about one or more bank accounts and associated identifying information, and a third party can search the data store to find the entity. The entity can implement various access controls to restrict the amount of identifying information displayed as a result of the search. The third party can add the entity to a private data store based on access controls and verification procedures established by the entity. The third party can also establish transactions, such as electronic funds transfers, with the entity.

摘要翻译： 这里描述了便于通过位于诸如云计算环境的网络环境中的数据存储（诸如数据存储）来建立交易的系统，方法和制品。 数据存储可以存储关于实体的信息，包括关于一个或多个银行帐户和相关联的识别信息的信息，并且第三方可以搜索数据存储以找到该实体。 实体可以实现各种访问控制以限制作为搜索结果显示的标识信息的量。 第三方可以根据实体建立的访问控制和验证程序将实体添加到私有数据存储。 第三方也可以与实体建立电子资金转帐等交易。

公开(公告)号：US20130138552A1

公开(公告)日：2013-05-30

申请号：US13305284

申请日：2011-11-28

申请人： Ilya Oskolkov ,  Rodion Shishkov

发明人： Ilya Oskolkov ,  Rodion Shishkov

IPC分类号： G06Q20/24 ,  G06Q40/02

CPC分类号： G06Q20/24 ,  G06Q40/02 ,  G06Q40/025

摘要： Technologies are generally described for systems and methods effective to create and use a unified charging system that provides instant loans in a networking environment. In an example, a loan can be provided when a payment at an online shopping site, such as an online shopping portal, is rejected due to insufficient funds. The loan can be automatic, or the loan can be provided in response to acceptance of a loan offer. In another example, pre-approved credit can be used to pay at an online shopping site when the cash and credit accounts associated with a virtual charging account have insufficient funds to complete the transaction. The payment can consist of a portion, or all of the pre-approved credit. The pre-approved credit can be granted on request, or can be automatically provided based on an analysis of open source information about the holder of the virtual charging account.

摘要翻译： 一般来说，技术被用于有效地创建和使用在网络环境中提供即时贷款的统一计费系统的系统和方法。 例如，当网路购物网站（如在线购物门户网站）的付款由于资金不足而被拒绝时，可以提供贷款。 贷款可以是自动的，或者可以提供贷款以响应接受贷款提议。 在另一个例子中，当与虚拟计费帐户相关联的现金和信用账户没有足够的资金来完成交易时，预先批准的信用可以用于在在线购物站点支付。 付款可以包含一部分或全部预先核准的信用额度。 可以根据请求授予预先批准的信用额，也可以根据对虚拟收费账户持有人的开源信息的分析自动提供。

公开(公告)号：US20130094642A1

公开(公告)日：2013-04-18

申请号：US13273844

申请日：2011-10-14

申请人： Denis L. Sverdlov ,  Sergey Mikhaylov

发明人： Denis L. Sverdlov ,  Sergey Mikhaylov

IPC分类号： H04M3/42

CPC分类号： H04M3/565

摘要： Disclosed are call schedule systems and techniques for establishing a phone call with one or more participants. A scheduled time can be set for the phone call and one or more messages related to joining the phone call at the scheduled time can be sent to one or more recipient devices. At the scheduled time of the phone call, a notification can be generated to determine whether to start the phone call. In this regard, one or more phone calls can be simultaneously transmitted to the one or more recipient devices in response to an action initiating the start of the phone call.

摘要翻译： 公开了用于与一个或多个参与者建立电话呼叫的呼叫调度系统和技术。 可以设置用于电话呼叫的预定时间，并且可以在预定时间将与加入电话有关的一个或多个消息发送到一个或多个收件人设备。 在打电话的预定时间，可以生成通知以确定是否启动电话。 在这点上，响应于启动电话呼叫开始的动作，可以将一个或多个电话呼叫同时发送到一个或多个接收方设备。

公开(公告)号：US20130060708A1

公开(公告)日：2013-03-07

申请号：US13226362

申请日：2011-09-06

申请人： Ilya Oskolkov ,  Rodion Shishkov

发明人： Ilya Oskolkov ,  Rodion Shishkov

IPC分类号： G06Q20/00 ,  H04L9/32

CPC分类号： G06Q20/10 ,  G06Q20/3223

摘要： Techniques for efficient transfer of funds between parties using personal communication devices are presented. A sender can use a first communication device to transfer funds from an account associated with the sender to a recipient via a communication address associated with the recipient's second communication device even if the recipient is not registered with a financial service provider associated with the account of the sender, without requiring the recipient to travel to a physical office or present a physical personal identification to obtain the funds. A transfer fund request can include the recipient's communication address, and a fund transfer message, comprising a link that facilitates retrieving the funds, can be sent to the recipient's communication address, and the recipient can be validated based on the communication address and/or a validation code. When validated, the funds can be made available to the recipient via an account of the recipient.

摘要翻译： 介绍了使用个人通信设备在各方之间有效转移资金的技术。 发件人可以使用第一通信设备，通过与接收者的第二通信设备相关联的通信地址将资金从与发送者相关联的帐户转移到接收者，即使接收者没有向与金融服务提供商相关联的金融服务提供商注册 发件人，而不要求收件人前往实体办公室或出示身体个人身份证件以获得资金。 转移资金请求可以包括收件人的通信地址，并且可以将包括便于检索资金的链接的资金转移消息发送到接收者的通信地址，并且接收者可以基于通信地址和/或 验证码。 验证后，可以通过收件人的帐户向收件人提供资金。

公开(公告)号：US20130060693A1

公开(公告)日：2013-03-07

申请号：US13226163

申请日：2011-09-06

申请人： Ilya Oskolkov ,  Rodion Shishkov

发明人： Ilya Oskolkov ,  Rodion Shishkov

IPC分类号： G06Q40/00

CPC分类号： G06Q20/227 ,  G06Q20/3223 ,  G06Q20/351 ,  G06Q20/383

摘要： Technologies are generally described for systems and methods effective to create and use a unified charging system in a networking environment. In an example, a virtual charging card can be created and authenticated, and cash and credit accounts can be associated with the virtual charging card, and billing accounts can also be associated. In another example, a virtual charging card can be initialized when checking out at a shopping portal, and display a list of cash and credit accounts affiliated with the virtual charging card. One or more of the cash and credit accounts can be selected, and payment transferred to the shopping portal via the virtual charging card, masking the identity of the owner of the cash and credit accounts.

摘要翻译： 一般来说，对于在网络环境中创建和使用统一计费系统有效的系统和方法，都会描述技术。 在一个示例中，可以创建虚拟计费卡并进行认证，并且可以将现金和信用账户与虚拟计费卡相关联，并且计费帐户也可以相关联。 在另一个例子中，可以在购物门户登出时初始化虚拟充电卡，并显示与虚拟充电卡相关联的现金和信用账户的列表。 可以选择一个或多个现金和信用账户，并通过虚拟计费卡将付款转移到购物门户，掩盖现金和信用账户所有者的身份。

公开(公告)号：US20130060690A1

公开(公告)日：2013-03-07

申请号：US13225724

申请日：2011-09-06

申请人： Ilya Oskolkov ,  Rodion Shishkov

发明人： Ilya Oskolkov ,  Rodion Shishkov

IPC分类号： G06Q40/02 ,  G06Q20/32 ,  G06Q20/40

CPC分类号： G06Q20/42 ,  G06Q20/32 ,  G06Q20/405 ,  G06Q40/02

摘要： Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations.