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公开(公告)号:US11113775B1
公开(公告)日:2021-09-07
申请号:US16161736
申请日:2018-10-16
Applicant: Allstate Insurance Company
Inventor: Matthew James Manzella
Abstract: Systems and methods are provided for standardized evaluation of new drivers seeking driver's licenses. A driving license acquisition system may determine the requirements for a new driver to obtain a full driver's license in a particular state, track the driver's driving performance to determine when the requirements are met, and administer a written test and a driving test. Upon passing the written test and the driving test, the driving license acquisition system may communicate with a driver's license issuing authority system (e.g., Department of Motor Vehicles) to recommend issuing a driver's license to the driver. The driving license acquisition system may reduce the need for a parent or other supervisor to monitor the new driver's driving record, and may reduce the need for the new driver visiting a local driver's license issuing authority to obtain a driver's license.
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公开(公告)号:US10768013B1
公开(公告)日:2020-09-08
申请号:US16531563
申请日:2019-08-05
Applicant: Allstate Insurance Company
Inventor: Jennifer A. Brandmaier , Jeffrey Fitzgerald , Eric D. Huls , Joseph Kleinhenz , William Loo , Matthew James Manzella , Philip Peter Ramirez
IPC: G01C22/00
Abstract: One or more devices in a data analysis computing system may be configured to receive and analyze movement data, and determine driving trips associated driving data based on the received movement data. Movement data may be collected by one or more mobile devices, such as smartphones, tablet computers, and the like. One or more driving trips may be identified based on the movement data collected by the mobile devices, including acceleration data, speed data, and rotation rate data. After identifying a driving trip, the previously collected movement data and/or additional driving data may be analyzed to determine additional driving trip data, such as the driver, vehicle, and/or additional driving factors.
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公开(公告)号:US10650470B1
公开(公告)日:2020-05-12
申请号:US16562885
申请日:2019-09-06
Applicant: ALLSTATE INSURANCE COMPANY
Inventor: Matthew James Manzella , Alinawaz Ismaili
Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on analysis of various telematics data. The system includes a user human telematic sensor providing telematics data about the wearer. Also, the system and method comprise at least one building/environment telematic sensor configured to provide telematic data about the building and the surrounding environment. The various telematics data is communicated and processed to provide an insurance quote to the user based upon analysis of the telematics data.
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14.
公开(公告)号:US10395320B1
公开(公告)日:2019-08-27
申请号:US15262835
申请日:2016-09-12
Applicant: Allstate Insurance Company
Inventor: Rothana Srey , Matthew James Manzella
Abstract: A method of encouraging safe driving of a vehicle using a remote starter device installed at a vehicle is provided. The remote starter device may determine whether it is in signal communication with a remote starter application operating at a mobile computing device separate from the remote starter device. When the remote starter device is in signal communication with the remote starter application, the remote starter device may permit ignition of the vehicle. When the remote starter device is not in signal communication with the remote starter application, the remote starter device may prevent ignition of the vehicle. The driver of the vehicle may be identified and a vehicle telematics device installed at the vehicle may provide vehicle telematics data to an insurance underwriting system. A personalized insurance rate for the driver may be determined based, at least in part, on the vehicle telematics data.
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公开(公告)号:US09996882B1
公开(公告)日:2018-06-12
申请号:US14507717
申请日:2014-10-06
Applicant: ALLSTATE INSURANCE COMPANY
Inventor: Matthew James Manzella , Alinawaz Ismaili
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on analysis of various telematic data. The system includes a user with a wearable human telematic sensor providing telematic data about the wearer. Also, the system and method includes at least one building/environment telematic sensor configured to provide telematic data about the building and surrounding environment. The various telematic data is communicated and processed to provide an insurance quote to the user based upon analysis of the telematic data.
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公开(公告)号:US11783644B1
公开(公告)日:2023-10-10
申请号:US17371540
申请日:2021-07-09
Applicant: Allstate Insurance Company
Inventor: Dogan Civgin , Matthew James Manzella
CPC classification number: G07C5/0816 , G07C5/0808 , G08G1/123
Abstract: Systems and apparatuses for identifying a type of issue associated with a stopped vehicle are provided. The system may determine a current location of the vehicle and determine whether the vehicle is currently located on a highway. In some examples, the determined location of the vehicle may cause the system to transmit instructions controlling an amount or type of data collected by sensors and/or transmitted to the system. If the vehicle is on a highway, the system may then determine whether the vehicle is stopped. If so, the system may determine a reason for the vehicle stopping. Upon determining that the vehicle is stopped for an urgent reason, the system may transmit a request for roadside assistance to a service provider computing device and may generate a first type of notification. Upon determining that the vehicle is stopped for a non-urgent situation reason, the system may generate and transmit a second type of notification for display.
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公开(公告)号:US10984480B1
公开(公告)日:2021-04-20
申请号:US15880638
申请日:2018-01-26
Applicant: Allstate Insurance Company
Inventor: Rothana Srey , Matthew James Manzella
Abstract: A method of encouraging safe driving of a vehicle using a remote starter device installed at a vehicle is provided. The remote starter device determines whether it is in signal communication with a remote starter application operating at a mobile computing device separate from the remote starter device. When the remote starter device is in signal communication with the remote starter application, the remote starter device permits ignition of the vehicle. When the remote starter device is not in signal communication with the remote starter application, the remote starter device prevents ignition of the vehicle. The remote starter application may present to a driver of the vehicle an insurance rate for taking a trip in the vehicle.
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公开(公告)号:US10424023B1
公开(公告)日:2019-09-24
申请号:US15968661
申请日:2018-05-01
Applicant: ALLSTATE INSURANCE COMPANY
Inventor: Matthew James Manzella , Alinawaz Ismaili
Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on analysis of various telematic data. The system includes a user with a wearable human telematic sensor providing telematic data about the wearer. Also, the system and method includes at least one building/environment telematic sensor configured to provide telematic data about the building and surrounding environment. The various telematic data is communicated and processed to provide an insurance quote to the user based upon analysis of the telematic data.
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公开(公告)号:US10210678B1
公开(公告)日:2019-02-19
申请号:US14507802
申请日:2014-10-06
Applicant: ALLSTATE INSURANCE COMPANY
Inventor: Matthew James Manzella , Alinawaz Ismaili
Abstract: Systems and methods are disclosed herein for providing near real time communication, such as a warning/notification, to a user based on analysis of various user and vehicle telematic data. The system includes a user with a wearable human telematic sensor providing telematic data about the wearer. Also, the system and method includes at least one vehicle telematic sensor configured to provide telematic data about the vehicle and/or surrounding environment. The various telematic data is communicated and processed to provide a notification back to the user such as a potential safety hazard. The safety hazard may be based upon sensed data specific to the user, specific to the vehicle, or combinations thereof.
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公开(公告)号:US10115173B1
公开(公告)日:2018-10-30
申请号:US14494155
申请日:2014-09-23
Applicant: Allstate Insurance Company
Inventor: Matthew James Manzella
Abstract: Systems and methods are provided for standardized evaluation of new drivers seeking driver's licenses. A driving license acquisition system may determine the requirements for a new driver to obtain a full driver's license in a particular state, track the driver's driving performance to determine when the requirements are met, and administer a written test and a driving test. Upon passing the written test and the driving test, the driving license acquisition system may communicate with a driver's license issuing authority system (e.g., Department of Motor Vehicles) to recommend issuing a driver's license to the driver. The driving license acquisition system may reduce the need for a parent or other supervisor to monitor the new driver's driving record, and may reduce the need for the new driver visiting a local driver's license issuing authority to obtain a driver's license.
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