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    SYSTEM AND METHOD FOR GENERATING TELEMATICS-BASED CUSTOMER CLASSIFICATIONS
    11.
    发明申请
    SYSTEM AND METHOD FOR GENERATING TELEMATICS-BASED CUSTOMER CLASSIFICATIONS 审中-公开
    用于生成基于电话客户分类的系统和方法

    公开(公告)号：US20110137684A1

    公开(公告)日：2011-06-09

    申请号：US12633366

    申请日：2009-12-08

    申请人： David F. Peak ,  Andrew J. Amigo

    发明人： David F. Peak ,  Andrew J. Amigo

    IPC分类号： G06Q40/00 ,  G06Q30/00 ,  G06F17/30

    CPC分类号： G06Q40/08 ,  G06Q30/02

    摘要： A method includes a computer which receives telematics data relating to a vehicle operated by a driver. The telematics data is associated with a match index. The match index indicates that the telematics data is pertinent to the driver without indicating the driver's identity. The computer receives other data relating to the driver. The other data is associated with the match index. The computer uses the match index to associate the telematics data with the other data. The computer uses the associated telematics data and the other data to generate a driver classification for the driver.

    摘要翻译： 一种方法包括接收与由驾驶员操作的车辆有关的远程信息处理数据的计算机。 远程信息处理数据与匹配索引相关联。 匹配指数表示远程信息处理数据与驾驶员无关，而不指示驾驶员身份。 计算机接收与驾驶员有关的其他数据。 其他数据与匹配索引相关联。 计算机使用匹配索引将远程信息处理数据与其他数据相关联。 计算机使用相关联的远程信息数据和其他数据为驱动程序生成驱动程序分类。

    System and method for geocoded insurance processing using mobile devices
    12.
    发明授权
    System and method for geocoded insurance processing using mobile devices 有权
    使用移动设备进行地理编码保险处理的系统和方法

    公开(公告)号：US09558520B2

    公开(公告)日：2017-01-31

    申请号：US12754189

    申请日：2010-04-05

    申请人： David F. Peak ,  Andrew J. Amigo ,  Richard M. Borden ,  Keven J. Busque ,  Eugene J. Walters

    发明人： David F. Peak ,  Andrew J. Amigo ,  Richard M. Borden ,  Keven J. Busque ,  Eugene J. Walters

    IPC分类号： G06Q40/00 ,  G06Q40/08 ,  G06F19/00 ,  G06Q10/06 ,  G06Q10/10 ,  G06Q50/22 ,  G06Q50/24

    CPC分类号： G06Q40/08 ,  G01C21/3461 ,  G01C21/36 ,  G06F19/00 ,  G06F19/3418 ,  G06Q10/067 ,  G06Q10/10 ,  G06Q20/3223 ,  G06Q20/3278 ,  G06Q50/22 ,  G06Q50/24 ,  G16H10/40 ,  G16H10/65

    摘要： Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data, a computer processor for executing program instructions and for retrieving the loss risk score data from the data storage device, a memory, coupled to the computer processor, for storing program instructions for execution by the computer processor, a geocoding engine comprising program instructions stored in the memory for geocoding historical loss data and a plurality of loss risk factors, a scoring engine comprising program instructions stored in the memory for calculating a loss risk score for each of a plurality of geographical locations based on said historical loss data and said plurality of loss risk factors, and a communication device, coupled to the computer processor, to output loss risk score data based on geographical location.

    摘要翻译： 根据一些实施例，提供保险系统，方法和设备，其包括用于存储，更新和提供对损失风险评分数据的访问的数据存储设备，用于执行程序指令并从数据中检索损失风险评分数据的计算机处理器 存储设备，耦合到计算机处理器的存储器，用于存储由计算机处理器执行的程序指令;地理编码引擎，包括存储在存储器中的程序指令，用于对历史损失数据进行地理编码和多个损失风险因素;评分引擎，包括 存储在存储器中的程序指令，用于基于所述历史损失数据和所述多个损失风险因子计算多个地理位置中的每个地理位置的损失风险评分，以及耦合到计算机处理器的通信设备，以输出损失风险评分 基于地理位置的数据。

    SYSTEMS AND METHODS FOR DETERMINATION OF INDIVIDUAL ACTIVITY
    17.
    发明申请
    SYSTEMS AND METHODS FOR DETERMINATION OF INDIVIDUAL ACTIVITY 审中-公开
    用于确定个人活动的系统和方法

    公开(公告)号：US20160012545A1

    公开(公告)日：2016-01-14

    申请号：US14860296

    申请日：2015-09-21

    申请人： Andrew J. Amigo ,  Michael Gingrave

    发明人： Andrew J. Amigo ,  Michael Gingrave

    IPC分类号： G06Q40/08 ,  A61B5/11 ,  G06Q50/22

    CPC分类号： G06Q40/08 ,  A61B5/021 ,  A61B5/024 ,  A61B5/1118 ,  G06F19/00 ,  G06Q50/22

    摘要： Systems and methods are discussed for providing sensor enhanced safety, recovery and activity evaluation systems. Sensors, such as accelerometers, that monitor individual activity-level related data provide data to an activity evaluation module. The activity evaluation module analyzes the received data to determine an activity level associated with the individual. The activity level determination may be employed in providing feedback to an individual.

    摘要翻译： 讨论了提供传感器增强安全，恢复和活动评估系统的系统和方法。 监测各个活动级别相关数据的传感器（如加速度计）将数据提供给活动评估模块。 活动评估模块分析收到的数据以确定与个人相关联的活动水平。 可以采用活动水平确定来向个体提供反馈。

    SYSTEM AND METHOD FOR INCREASING CAPACITY IN AN INSURANCE SYSTEM THROUGH CAPITAL MARKET PARTICIPATION IN CELL COMPANY BASED ALTERNATIVE RISK TRANSFER STRUCTURE
    19.
    发明申请
    SYSTEM AND METHOD FOR INCREASING CAPACITY IN AN INSURANCE SYSTEM THROUGH CAPITAL MARKET PARTICIPATION IN CELL COMPANY BASED ALTERNATIVE RISK TRANSFER STRUCTURE 有权
    基于公司基础的资本市场参与的替代风险转移结构在保险制度中增加能力的系统和方法

    公开(公告)号：US20120271663A1

    公开(公告)日：2012-10-25

    申请号：US13536568

    申请日：2012-06-28

    申请人： Andrew J. Amigo

    发明人： Andrew J. Amigo

    IPC分类号： G06Q40/08

    CPC分类号： G06Q40/02

    摘要： The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system. Among other embodiments, at least one insurance entity is associated with a funding entity, and portions of a claim liability or a received premium associated with at least one insurance policy are allocated among at least two insurance entities and the funding entity according to the stored quota share rates associated with the at least one insurance policy. Other embodiments are disclosed and encompassed herein.

    摘要翻译： 本发明在各方面涉及适于实施共同管理的配额基于股份的多保险人一级保险制度的系统，方法和计算机可读介质。 在其他实施例中，至少一个保险实体与供资实体相关联，并且与至少一个保险单相关联的索赔责任或接收溢价的部分在至少两个保险实体之间分配，并且所述资金实体根据存储的配额 与至少一项保险单相关的利率。 在此公开并包含其它实施例。