公开(公告)号：US20210241266A1

公开(公告)日：2021-08-05

申请号：US17162604

申请日：2021-01-29

Applicant: Mastercard International Incorporated

Inventor： Ashfaq Kamal ,  Rahul Deshpande ,  Manash Bhattacharjee

IPC: G06Q20/38 ,  H04L29/06

Abstract: An enhanced 3D Secure user authentication process and system. In some embodiments, a consumer device processor of a consumer device running a Web Authentication application programming interface (API) transmits a request to a relying party device requesting use of an enhanced 3D Secure authentication service. The consumer device processor then receives a request to authenticate a consumer from the relying party device by using a specific customer verification method (CVM), prompts, by running the Web Authentication API, the consumer to provide input in accordance with the CVM, receives input data in accordance with the CVM from an authenticator of the consumer device, verifies the consumer based on the input data, generates an authentication data package and transmits to the relying party device the authentication data package for processing and forwarding to a 3D Requestor environment.

公开(公告)号：US11652638B2

公开(公告)日：2023-05-16

申请号：US16507776

申请日：2019-07-10

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Manash Bhattacharjee ,  Ashfaq Kamal ,  Rahul Deshpande

IPC: H04L9/32 ,  H04L9/40 ,  H04L9/30 ,  G06F9/54

CPC classification number: H04L9/3231 ,  G06F9/54 ,  H04L9/3073 ,  H04L63/0861

Abstract: Systems and methods are provided for managing user identities in networks. One exemplary method includes receiving, at a communication device, an API call request for a credential from a relying party. The communication device includes an application that incorporates an SDK. After receiving the API call request for the credential, the communication device authenticates a user associated with the communication device and identified in the API call request. After authentication of the user the communication device generates, via the SDK, a private-public key pair and stores the private key in memory. The communication device compiles, via the SDK, a credential packet include the public key and identity data associated with the user and transmits the credential packet to the relying party, whereby the relying party is registered to the SDK to request assertions of an identity of the user.

公开(公告)号：US20210014062A1

公开(公告)日：2021-01-14

申请号：US16507776

申请日：2019-07-10

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Manash Bhattacharjee ,  Ashfaq Kamal ,  Rahul Deshpande

IPC: H04L9/32 ,  G06F9/54 ,  H04L9/30 ,  H04L29/06

Abstract: Systems and methods are provided for managing user identities in networks. One exemplary method includes receiving, at a communication device, an API call request for a credential from a relying party. The communication device includes an application that incorporates an SDK. After receiving the API call request for the credential, the communication device authenticates a user associated with the communication device and identified in the API call request. After authentication of the user the communication device generates, via the SDK, a private-public key pair and stores the private key in memory. The communication device compiles, via the SDK, a credential packet include the public key and identity data associated with the user and transmits the credential packet to the relying party, whereby the relying party is registered to the SDK to request assertions of an identity of the user.

公开(公告)号：US10210500B2

公开(公告)日：2019-02-19

申请号：US14493920

申请日：2014-09-23

Applicant: MasterCard International Incorporated

Inventor： Rahul Deshpande

IPC: G06Q30/04 ,  G06Q20/32 ,  G06Q20/14 ,  G01S1/72 ,  H04W4/021

Abstract: A system, method, and computer-readable storage medium to determine a table location of a payment cardholder within a restaurant, to enable automatic bill receipt for the table.

公开(公告)号：US10157409B2

公开(公告)日：2018-12-18

申请号：US14509363

申请日：2014-10-08

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Rahul Deshpande

IPC: G06Q30/00 ,  G06Q30/06 ,  H04W4/02 ,  H04W4/80

Abstract: Systems and methods are provided for presenting information related to a product offered for sale in response to movement of the product. An example method includes receiving a movement indicator from a tag associated with the product. The movement indicator indicates movement of the product. The movement indicator includes an identifier. The method further includes identifying, in a tag data structure, a presentation device associated with the identifier, and causing information about the product to be displayed at a presentation device located proximate to the tag, whereby the consumer is able to perceive the information about the product.

公开(公告)号：US20180218367A1

公开(公告)日：2018-08-02

申请号：US15419906

申请日：2017-01-30

Applicant: MasterCard International Incorporated

Inventor： Epher Mendoza ,  Michael Martel Spratt ,  Rahul Deshpande ,  Akeda Hosten ,  Stewart Boling ,  Adam Axe

IPC: G06Q20/40 ,  H04L29/08

Abstract: Embodiments of the disclosure enable permission to be obtained using nonvisual communication. A system receives a request for authorization of a transaction, identifies an account based on user identifier data included in the request, establishes a communication link with a user device associated with the user account, generates a prompt message identifying a merchant and a transaction amount associated with merchant identifier data and transaction data included in the request, analyze the prompt message to generate a prompt audibly perceivable at the user device, analyze a speech reply received from the user device to generate a feedback message, and analyze the feedback message to determine whether permission to authorize the transaction is obtained. Aspects of the disclosure provide for authorizing a transaction in a secure and user-friendly manner.

公开(公告)号：US20170069003A1

公开(公告)日：2017-03-09

申请号：US15083431

申请日：2016-03-29

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Deborah E. Barta ,  Michael K. Forbis ,  Timothy R. Zyk ,  Michael Wienke ,  Adam Axe ,  Siddique Hameed ,  Josh Monroe ,  Rahul Deshpande

IPC: G06Q30/06 ,  G06Q30/00

CPC classification number: G06Q30/0609 ,  G06Q30/0185

Abstract: Systems and methods for use in permitting merchant to manage fraud prevention rules are disclosed. One exemplary method includes causing at least one settings interface to be displayed to a merchant via a sales platform. The method also includes receiving, by a computing device, via the at least one settings interface, a merchant-specific selection of a prescribed action relating to transactions, at the merchant and receiving, by the computing device, a merchant-specific selection of a fraud prevention rule associated with the prescribed action. The fraud prevention rule defines merchant-specific criteria relating to the transactions. In addition, the method includes appending, by the computing device, the fraud prevention rule to a data structure, in association with the merchant, whereby the prescribed action is effected when a transaction to the merchant violates the criteria defined by the fraud prevention rule.

Abstract translation: 公开了允许商家管理防欺诈规则的系统和方法。 一个示例性方法包括使至少一个设置界面通过销售平台向商家显示。 所述方法还包括由计算设备经由所述至少一个设置界面，在所述商家处接收与所述交易相关的规定动作的商家特定选择，并由所述计算设备接收所述商户特定的 与规定行动有关的舞弊预防规则。 欺诈预防规则定义与交易相关的商家特定标准。 此外，该方法还包括将商业欺诈防止规则附加到与商户相关联的数据结构中，从而当对商家的交易违反防欺诈规则定义的标准时，执行规定的动作。