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    SYSTEMS AND METHODS FOR PUSHING HOSTED UNIVERSAL RESOURCE LOCATOR TO MOBILE COMPUTING DEVICES
    1.
    发明申请
    SYSTEMS AND METHODS FOR PUSHING HOSTED UNIVERSAL RESOURCE LOCATOR TO MOBILE COMPUTING DEVICES 审中-公开

    公开(公告)号：US20190130397A1

    公开(公告)日：2019-05-02

    申请号：US15794971

    申请日：2017-10-26

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Siddique Hameed ,  Epher Mendoza ,  Adam Axe ,  Neeraj Javiya ,  Stewart Boling

    IPC: G06Q20/40 ,  G06F17/30

    Abstract: A host system pushing hosted Universal Resource Locators (URLs) to mobile computing devices is provided. The host system includes at least one host computing device configured to receive first merchant data and first Internet of Technology (IOT) data associated with a merchant computing device, enroll the merchant computing device using the first merchant data and the first IOT data, and build an IOT device profile. The host computing device is also configured to generate a hosted URL associated with the merchant computing device and push the hosted URL, using a URL signal, to a user computing device via an IOT device. The host computing device is further configured to instruct the user computing device to convert the URL signal into a URL address and instruct the user computing device to load the URL address in a browser of the user computing device.

    Systems and Methods for Providing Indicators, Relevant to Transactions at Merchants
    2.
    发明申请
    Systems and Methods for Providing Indicators, Relevant to Transactions at Merchants 审中-公开
    提供商户交易相关指标体系与方法

    公开(公告)号：US20170046790A1

    公开(公告)日：2017-02-16

    申请号：US14823207

    申请日：2015-08-11

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Adam Axe ,  Michael K. Forbis

    IPC: G06Q40/00 ,  G06F3/0484 ,  G06F3/0482 ,  G06F3/0488

    CPC classification number: G06Q40/12

    Abstract: Systems and methods for use in providing one or more indicators relevant to transactions to a merchant are disclosed. An exemplary method generally includes accessing, by a computing device, transaction data associated with a merchant, for a predefined interval and generating, by the computing device, an interface including at least one status indicator based on the accessed transaction data. The status indicator is representative of a value of a metric for the merchant during a first interval within the predefined interval relative to a value of the metric for the merchant during a second different interval within the predefined interval. The method then further includes causing the interface to be displayed at an output device of the computing device.

    Abstract translation: 公开了用于向商家提供与交易相关的一个或多个指标的系统和方法。 示例性方法通常包括由计算设备访问与商家相关联的交易数据，并且由计算设备生成包括至少一个基于所访问的交易数据的状态指示符的界面。 所述状态指示符代表所述商家在所述预定义间隔内的第一间隔期间相对于所述商店在所述预定间隔内的第二不同间隔期间的所述度量的值的度量值。 该方法然后还包括使界面显示在计算设备的输出设备处。

    SYSTEMS AND METHODS FOR USING NONVISUAL COMMUNICATION TO OBTAIN PERMISSION FOR AUTHORIZING A TRANSACTION
    3.
    发明申请
    SYSTEMS AND METHODS FOR USING NONVISUAL COMMUNICATION TO OBTAIN PERMISSION FOR AUTHORIZING A TRANSACTION 审中-公开

    公开(公告)号：US20180218367A1

    公开(公告)日：2018-08-02

    申请号：US15419906

    申请日：2017-01-30

    Applicant: MasterCard International Incorporated

    Inventor： Epher Mendoza ,  Michael Martel Spratt ,  Rahul Deshpande ,  Akeda Hosten ,  Stewart Boling ,  Adam Axe

    IPC: G06Q20/40 ,  H04L29/08

    Abstract: Embodiments of the disclosure enable permission to be obtained using nonvisual communication. A system receives a request for authorization of a transaction, identifies an account based on user identifier data included in the request, establishes a communication link with a user device associated with the user account, generates a prompt message identifying a merchant and a transaction amount associated with merchant identifier data and transaction data included in the request, analyze the prompt message to generate a prompt audibly perceivable at the user device, analyze a speech reply received from the user device to generate a feedback message, and analyze the feedback message to determine whether permission to authorize the transaction is obtained. Aspects of the disclosure provide for authorizing a transaction in a secure and user-friendly manner.

    Systems and Methods for Permitting Merchants to Manage Fraud Prevention Rules
    4.
    发明申请
    Systems and Methods for Permitting Merchants to Manage Fraud Prevention Rules 审中-公开
    允许招商人员管理欺诈防范规则的制度和方法

    公开(公告)号：US20170069003A1

    公开(公告)日：2017-03-09

    申请号：US15083431

    申请日：2016-03-29

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Deborah E. Barta ,  Michael K. Forbis ,  Timothy R. Zyk ,  Michael Wienke ,  Adam Axe ,  Siddique Hameed ,  Josh Monroe ,  Rahul Deshpande

    IPC: G06Q30/06 ,  G06Q30/00

    CPC classification number: G06Q30/0609 ,  G06Q30/0185

    Abstract: Systems and methods for use in permitting merchant to manage fraud prevention rules are disclosed. One exemplary method includes causing at least one settings interface to be displayed to a merchant via a sales platform. The method also includes receiving, by a computing device, via the at least one settings interface, a merchant-specific selection of a prescribed action relating to transactions, at the merchant and receiving, by the computing device, a merchant-specific selection of a fraud prevention rule associated with the prescribed action. The fraud prevention rule defines merchant-specific criteria relating to the transactions. In addition, the method includes appending, by the computing device, the fraud prevention rule to a data structure, in association with the merchant, whereby the prescribed action is effected when a transaction to the merchant violates the criteria defined by the fraud prevention rule.

    Abstract translation: 公开了允许商家管理防欺诈规则的系统和方法。 一个示例性方法包括使至少一个设置界面通过销售平台向商家显示。 所述方法还包括由计算设备经由所述至少一个设置界面，在所述商家处接收与所述交易相关的规定动作的商家特定选择，并由所述计算设备接收所述商户特定的 与规定行动有关的舞弊预防规则。 欺诈预防规则定义与交易相关的商家特定标准。 此外，该方法还包括将商业欺诈防止规则附加到与商户相关联的数据结构中，从而当对商家的交易违反防欺诈规则定义的标准时，执行规定的动作。

    Systems and methods for processing preauthorized automated banking machine-related transactions
    8.
    发明授权
    Systems and methods for processing preauthorized automated banking machine-related transactions 有权

    公开(公告)号：US11501272B2

    公开(公告)日：2022-11-15

    申请号：US17185879

    申请日：2021-02-25

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Michael Martel Spratt ,  Rahul Deshpande ,  Akeda Hosten ,  Stewart Boling ,  Epher Mendoza ,  Adam Axe

    IPC: G06Q20/10 ,  G06Q20/40 ,  G07F19/00 ,  G06Q20/32

    Abstract: Embodiments of the disclosure enable a transaction to be preauthorized. A system receives a request for preauthorization of a transaction including a transaction amount and a cardholder identifier, identifies a cardholder account based on the cardholder identifier, determines a transaction timeframe and a machine identifier, and accesses the cardholder account to determine whether to process the transaction in accordance with a nonvisual communication program. On condition that the transaction is to be processed in accordance with the nonvisual communication program, the system generates an instruction to identify a capture time, determine whether the capture time satisfies the transaction timeframe, and dispense the transaction amount of cash in accordance with the nonvisual communication program on condition that the capture time satisfies the transaction timeframe. Aspects of the disclosure provide for preauthorizing the transaction in a secure and user-friendly manner.

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