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1.发明申请公开(公告)号：US20160104224A1
公开(公告)日：2016-04-14
申请号：US14509363
申请日：2014-10-08
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Rahul Deshpande
CPC classification number: G06Q30/0623 , G06Q30/0631 , H04W4/027 , H04W4/80
Abstract: Systems and methods are provided for presenting information related to a product offered for sale in response to movement of the product. An example method includes receiving a movement indicator from a tag associated with the product. The movement indicator indicates movement of the product. The movement indicator includes an identifier. The method further includes identifying, in a tag data structure, a presentation device associated with the identifier, and causing information about the product to be displayed at a presentation device located proximate to the tag, whereby the consumer is able to perceive the information about the product.
Abstract translation: 提供了系统和方法，以响应于产品的移动来呈现与提供出售的产品相关的信息。 示例性方法包括从与产品相关联的标签接收移动指示符。 运动指示器表示产品的移动。 运动指示器包括标识符。 所述方法还包括在标签数据结构中识别与所述标识符相关联的呈现设备，并且使得关于所述产品的信息被显示在位于所述标签附近的呈现设备处，由此所述消费者能够感知关于所述标识符的信息 产品。
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2.发明申请公开(公告)号：US20190122280A1
公开(公告)日：2019-04-25
申请号：US16221907
申请日：2018-12-17
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Rahul Deshpande
Abstract: Systems and methods are provided for tracking products within a merchant location, based on movement of the product at the merchant location. An example method includes receiving, at a communication hub distributed in a merchant location, a plurality of movement indicators from a tag associated with a product where the movement indicators each indicate movement of the product and each including an identifier. The method also includes tracking, by the communication hub, the product in the merchant location based on the movement indicators.
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公开(公告)号：US20160086156A1
公开(公告)日：2016-03-24
申请号：US14493920
申请日：2014-09-23
Applicant: MasterCard International Incorporated
Inventor： Rahul Deshpande
CPC classification number: G06Q20/3224 , G01S1/725 , G06Q20/14 , G06Q20/3272 , H04W4/021
Abstract: A system, method, and computer-readable storage medium to determine a table location of a payment cardholder within a restaurant, to enable automatic bill receipt for the table.
Abstract translation: 一种系统，方法和计算机可读存储介质，用于确定餐厅内的支付持卡人的表格位置，以使表格能够自动收到帐单。
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4.发明授权公开(公告)号：US11093990B2
公开(公告)日：2021-08-17
申请号：US16221907
申请日：2018-12-17
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Rahul Deshpande
Abstract: Systems and methods are provided for tracking products within a merchant location, based on movement of the product at the merchant location. An example method includes receiving, at a communication hub distributed in a merchant location, a plurality of movement indicators from a tag associated with a product where the movement indicators each indicate movement of the product and each including an identifier. The method also includes tracking, by the communication hub, the product in the merchant location based on the movement indicators.
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5.发明授权公开(公告)号：US10672002B2
公开(公告)日：2020-06-02
申请号：US15419906
申请日：2017-01-30
Applicant: MasterCard International Incorporated
Inventor： Epher Mendoza , Michael Martel Spratt , Rahul Deshpande , Akeda Hosten , Stewart Boling , Adam Axe
Abstract: Embodiments of the disclosure enable permission to be obtained using nonvisual communication. A system receives a request for authorization of a transaction, identifies an account based on user identifier data included in the request, establishes a communication link with a user device associated with the user account, generates a prompt message identifying a merchant and a transaction amount associated with merchant identifier data and transaction data included in the request, analyze the prompt message to generate a prompt audibly perceivable at the user device, analyze a speech reply received from the user device to generate a feedback message, and analyze the feedback message to determine whether permission to authorize the transaction is obtained. Aspects of the disclosure provide for authorizing a transaction in a secure and user-friendly manner.
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Patent Agency Ranking
公开(公告)号：US20190385191A1
公开(公告)日：2019-12-19
申请号：US16440276
申请日：2019-06-13
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Gary James Becus , Hendrik Alexander Gilchrist Kleinsmiede , Patricia Littler , Sarah Cunningham , Isabela Peixoto Campos , Marcelo Xavier Sobrinho e Silva , Rahul Deshpande , Gerard J. O'Donnell , Alison Beth Giordano , I-Hsin Chuang , Samir Kothari , John McCabe
IPC: G06Q30/02
Abstract: A digital advertisement platform with redemption feedback. In one embodiment, a server including a communication interface, a memory, and an electronic processor. The electronic processor is configured to receive transaction information from the data storage server, generate operation recommendations based on the transaction information that is received from the data storage server, generate operation creation and workflow with an enterprise platform and based on the operation recommendations, and generate a graphical user interface for displaying on the supplier interface device, the graphical user interface based on the operation creation and workflow.
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7.发明申请公开(公告)号：US20180218345A1
公开(公告)日：2018-08-02
申请号：US15418686
申请日：2017-01-28
Applicant: MasterCard International Incorporated
Inventor： Michael Martel Spratt , Rahul Deshpande , Akeda Hosten , Stewart Boling , Epher Mendoza , Adam Axe
CPC classification number: G06Q20/1085 , G06Q20/3223 , G06Q20/3224 , G06Q20/40 , G06Q20/405 , G07F19/203 , G07F19/206 , G07F19/211
Abstract: Embodiments of the disclosure enable a transaction to be preauthorized. A system receives a request for preauthorization of a transaction including a transaction amount and a cardholder identifier, identifies a cardholder account based on the cardholder identifier, determines a transaction timeframe and a machine identifier, and accesses the cardholder account to determine whether to process the transaction in accordance with a nonvisual communication program. On condition that the transaction is to be processed in accordance with the nonvisual communication program, the system generates an instruction to identify a capture time, determine whether the capture time satisfies the transaction timeframe, and dispense the transaction amount of cash in accordance with the nonvisual communication program on condition that the capture time satisfies the transaction timeframe. Aspects of the disclosure provide for preauthorizing the transaction in a secure and user-friendly manner.
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公开(公告)号：US20230246840A1
公开(公告)日：2023-08-03
申请号：US18131310
申请日：2023-04-05
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Manash Bhattacharjee , Ashfaq Kamal , Rahul Deshpande
CPC classification number: H04L9/3231 , H04L63/0861 , H04L9/3073 , G06F9/54
Abstract: Systems and methods are provided for managing user identities in networks. One example method includes receiving, at a communication device, a request from a relying party for an assertion of an identity of a user where the communication device includes a software development kit (SDK). The method also includes, after receiving the request for the assertion, authenticating, by the communication device, the user and, based on a successful authentication of the user, compiling, via the SDK, an assertion packet including an attestation regarding authentication of the user where the assertion packet is signed with a private key of a private-public key pair stored in a memory of the communication device. The method then includes transmitting the assertion packet to the relying party.
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9.发明申请公开(公告)号：US20230071323A1
公开(公告)日：2023-03-09
申请号：US18055257
申请日：2022-11-14
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Michael Martel Spratt , Rahul Deshpande , Akeda Hosten , Stewart Boling , Epher Mendoza , Adam Axe , Shawn Mehrhoff , Christopher T. Scholl , David Vorhies
Abstract: A method for facilitating payment transactions includes receiving a transaction request for a payment transaction initiated at a payment terminal device using a transaction card of a user. A predefined category of the user is identified based on the transaction request and a service application is remotely activated in a first operation mode on a user device of the user such that the first operation mode is associated with the identified predefined category. Payment transaction messages associated with the payment transaction are communicated to the activated service application, which translates the payment transaction messages to a predefined message format. In response to the payment transaction messages, first authentication information is received from the activated service application such that the first authentication information is entered by the user in the predefined message format. The payment transaction is processed based on successful authentication of the user.
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10.发明授权公开(公告)号：US11501272B2
公开(公告)日：2022-11-15
申请号：US17185879
申请日：2021-02-25
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Michael Martel Spratt , Rahul Deshpande , Akeda Hosten , Stewart Boling , Epher Mendoza , Adam Axe
Abstract: Embodiments of the disclosure enable a transaction to be preauthorized. A system receives a request for preauthorization of a transaction including a transaction amount and a cardholder identifier, identifies a cardholder account based on the cardholder identifier, determines a transaction timeframe and a machine identifier, and accesses the cardholder account to determine whether to process the transaction in accordance with a nonvisual communication program. On condition that the transaction is to be processed in accordance with the nonvisual communication program, the system generates an instruction to identify a capture time, determine whether the capture time satisfies the transaction timeframe, and dispense the transaction amount of cash in accordance with the nonvisual communication program on condition that the capture time satisfies the transaction timeframe. Aspects of the disclosure provide for preauthorizing the transaction in a secure and user-friendly manner.
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