公开(公告)号：US20170069003A1

公开(公告)日：2017-03-09

申请号：US15083431

申请日：2016-03-29

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Deborah E. Barta ,  Michael K. Forbis ,  Timothy R. Zyk ,  Michael Wienke ,  Adam Axe ,  Siddique Hameed ,  Josh Monroe ,  Rahul Deshpande

IPC: G06Q30/06 ,  G06Q30/00

CPC classification number: G06Q30/0609 ,  G06Q30/0185

Abstract: Systems and methods for use in permitting merchant to manage fraud prevention rules are disclosed. One exemplary method includes causing at least one settings interface to be displayed to a merchant via a sales platform. The method also includes receiving, by a computing device, via the at least one settings interface, a merchant-specific selection of a prescribed action relating to transactions, at the merchant and receiving, by the computing device, a merchant-specific selection of a fraud prevention rule associated with the prescribed action. The fraud prevention rule defines merchant-specific criteria relating to the transactions. In addition, the method includes appending, by the computing device, the fraud prevention rule to a data structure, in association with the merchant, whereby the prescribed action is effected when a transaction to the merchant violates the criteria defined by the fraud prevention rule.

Abstract translation: 公开了允许商家管理防欺诈规则的系统和方法。 一个示例性方法包括使至少一个设置界面通过销售平台向商家显示。 所述方法还包括由计算设备经由所述至少一个设置界面，在所述商家处接收与所述交易相关的规定动作的商家特定选择，并由所述计算设备接收所述商户特定的 与规定行动有关的舞弊预防规则。 欺诈预防规则定义与交易相关的商家特定标准。 此外，该方法还包括将商业欺诈防止规则附加到与商户相关联的数据结构中，从而当对商家的交易违反防欺诈规则定义的标准时，执行规定的动作。

公开(公告)号：US20160335637A1

公开(公告)日：2016-11-17

申请号：US15150839

申请日：2016-05-10

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Rahul A. Deshpande ,  Deborah E. Barta ,  Nevada Alpine Kent, V ,  Siddique Hameed ,  Stewart J. Boling ,  Michael K. Forbis

IPC: G06Q20/40 ,  H04W4/14 ,  G06Q20/10

CPC classification number: G06Q20/4012 ,  G06Q20/3255 ,  H04W4/14

Abstract: Systems and methods are provided for processing transactions to payment accounts. One exemplary method includes receiving a transaction request from a merchant relating to a transaction between a consumer and the merchant, transmitting a verification message to the merchant including a verification code, and receiving a verified transaction request from the merchant. At least one of the transaction request and the verified transaction request includes a telephone number associated with the consumer and an amount of the transaction. The method also includes transmitting a confirmation request to the consumer including a confirmation code, when the verified transaction request includes said verification code. The method further includes receiving a confirmation response from the consumer and transmitting an authorization request for the transaction, when the confirmation response includes said confirmation code.

Abstract translation: 提供系统和方法来处理交易到支付账户。 一种示例性方法包括从商家接收与消费者和商家之间的交易相关的交易请求，向商家发送包括验证码的验证消息，以及从商家接收经验证的交易请求。 交易请求和经验证的交易请求中的至少一个包括与消费者相关联的电话号码和交易量。 当验证的交易请求包括所述验证码时，该方法还包括向消费者发送包括确认码的确认请求。 该方法还包括当确认响应包括所述确认代码时从消费者接收确认响应并发送交易的授权请求。