公开(公告)号：US11756128B2

公开(公告)日：2023-09-12

申请号：US17177825

申请日：2021-02-17

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ronny S. Bryant ,  Stacie A. McCullough ,  Mitchell J. Hill ,  Jacob J. Alt ,  Jaime Skaggs ,  Shawn M. Call ,  Eric Bellas ,  Vicki King ,  Melinda Teresa Magerkurth

IPC: G06Q40/08 ,  G06Q30/0601 ,  H04W4/40 ,  G06F16/27 ,  B60W50/00 ,  G07C5/00 ,  G07C5/08 ,  H04L67/1061 ,  H04L67/12 ,  G06Q10/10 ,  G06Q20/38 ,  H04L9/06 ,  H04L12/28 ,  H04L9/32 ,  G06Q30/0283 ,  G16H10/60 ,  G06F16/903 ,  H04L9/00

CPC classification number: G06Q40/08 ,  B60W50/00 ,  G06F16/27 ,  G06Q10/10 ,  G06Q20/389 ,  G06Q30/0283 ,  G06Q30/0623 ,  G07C5/008 ,  G07C5/0808 ,  G16H10/60 ,  H04L9/0643 ,  H04L9/32 ,  H04L12/2803 ,  H04L67/1061 ,  H04L67/12 ,  H04W4/40 ,  B60W2756/10 ,  G06F16/903 ,  H04L9/50 ,  H04L2012/2847

Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for managing smart vehicle data. The managed data may relate to a detected vehicle event, such as: a motion or position detected by a motion or position sensor as a GPS chip, an accelerometer, a compass, a speedometer, a gyroscope, etc.; braking detected by a braking sensor; turn input detected by a steering wheel sensor; wheel position detected by a wheel sensor; engine temperature detected by a temperature gauge; oil temperature detected by a temperature gauge; a seatbelt status detected by a seatbelt and/or seat sensor; etc.

公开(公告)号：US20210350469A1

公开(公告)日：2021-11-11

申请号：US15870282

申请日：2018-01-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ronny S. Bryant ,  Stacie A. McCullough ,  Mitchell J. Hill ,  Jacob J. Alt ,  Jaime Skaggs ,  Shawn M. Call ,  Eric Bellas ,  Vicki King ,  Melinda Teresa Magerkurth

IPC: G06Q40/08 ,  G06Q30/02 ,  G07C5/00

Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for managing vehicle sensor data utilized to develop collision profiles. These collision profiles may be helpful when analyzing a collision to determine conditions that preceded the collision, to determine fault, and/or to determine an extent of damage to one or more vehicles involved in the collision. The sensor data may be collected from any of a number of sensors configured to capture position, orientation, movement, acceleration, driver behavior, etc.

公开(公告)号：US20210279808A1

公开(公告)日：2021-09-09

申请号：US15870332

申请日：2018-01-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ronny S. Bryant ,  Stacie A. McCullough ,  Mitchell J. Hill ,  Jacob J. Alt ,  Jaime Skaggs ,  Shawn M. Call ,  Eric Bellas ,  Vicki King ,  Melinda Teresa Magerkurth

IPC: G06Q40/08 ,  H04L9/32

Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for insurance record management systems. The distributed ledger may be utilized to look up information pertaining to a person's insurance. For example, when a driver is pulled over by law enforcement for speeding, the driver may wish to verify an insurance policy by granting a law enforcement official permission to view his or her insurance records stored on the distributed ledger. Advantageously, the distributed ledger could consequently eliminate the need to carry physical proof of insurance.

公开(公告)号：US11037377B1

公开(公告)日：2021-06-15

申请号：US15870350

申请日：2018-01-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ronny S. Bryant ,  Stacie A. McCullough ,  Mitchell J. Hill ,  Jacob J. Alt ,  Jaime Skaggs ,  Shawn M. Call ,  Eric Bellas ,  Vicki King ,  Melinda Teresa Magerkurth

IPC: G07C5/00 ,  G07C5/08 ,  G06Q40/08 ,  H04W4/40 ,  H04L29/08 ,  B60W50/00 ,  G06F16/27

Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for managing smart vehicle data. The managed data may relate to a detected vehicle event, such as: a motion or position detected by a motion or position sensor as a GPS chip, an accelerometer, a compass, a speedometer, a gyroscope, etc.; braking detected by a braking sensor; turn input detected by a steering wheel sensor; wheel position detected by a wheel sensor; engine temperature detected by a temperature gauge; oil temperature detected by a temperature gauge; a seatbelt status detected by a seatbelt and/or seat sensor; etc.

公开(公告)号：US10929931B1

公开(公告)日：2021-02-23

申请号：US15870364

申请日：2018-01-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ronny S. Bryant ,  Stacie A. McCullough ,  Mitchell J. Hill ,  Jacob J. Alt ,  Jaime Skaggs ,  Shawn M. Call ,  Eric Bellas ,  Vicki King ,  Melinda Teresa Magerkurth

IPC: G06Q40/08 ,  G06Q30/06

Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for facilitating carrier discovery. More specifically, the distributed ledger may be utilized to track insured individuals, their insurance policies, the insurance companies holding each of their policies, etc. This may be useful for facilitating exchange of insurance information between drivers after an automobile accident when drivers want to exchange insurance information and/or verify that the other is insured, facilitating subrogation (e.g., when an insurance company pays for an first insured party's losses but subsequently pursues reimbursement from an insurance company of a second at-fault party), and/or facilitating a determination of whether a driver has excess liability coverage.