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    Interactive bill payment center
    11.
    发明授权
    Interactive bill payment center 有权
    互动票据支付中心

    公开(公告)号：US07933834B2

    公开(公告)日：2011-04-26

    申请号：US12501733

    申请日：2009-07-13

    申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    IPC分类号： G06Q40/00

    CPC分类号： G06Q20/108 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q30/04 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G06Q40/12 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838

    摘要： A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible from the module for listing the bills due and payment accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history, an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments, an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts, an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data, a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface. A user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options. The treatment is ordered by the operating user and performed by proxy by a service entity hosting the interface.

    摘要翻译： 提供了一种用于使得能够查看和操纵从多个数据源编译并可通过在数据分组网络上操作的单个接口节点访问的多类聚合数据的软件套件。 在软件套件内提供了一个帐单支付模块，包括一个交互式主界面，可从该模块访问以列出账单和支付账户;嵌入在主界面中的交互历史链接，用于提供访问次级界面以查看账单 历史，嵌入在主界面中的交互式设置链接，用于提供对辅助界面的访问以配置定期付款;嵌入在主界面中的交互式转移资金链接，用于提供对辅助接口的访问，以使得能够在 嵌入在主界面中的用于提供用于查看日历数据的辅助界面的交互式日历链接，多个交互式下拉菜单，与列出的帐单相关联的每个菜单，所述菜单在调用时提供多个可选择的 ，用于处理列出的帐单的交互式选项和交互式刷新全部链接e 在主界面中嵌入，使界面中显示的数据能够进行选择性或完整的数据刷新。 从具有访问数据分组网络的远程节点操作主接口的用户可以查看所有汇总的账单，并根据所选择的交互选项开始处理这些账单。 治疗由操作用户排序，并由托管接口的服务实体由代理执行。

    Portfolio synchronizing between different interfaces
    13.
    发明授权
    Portfolio synchronizing between different interfaces 有权
    不同界面之间的投资组合同步

    公开(公告)号：US08145554B2

    公开(公告)日：2012-03-27

    申请号：US13188796

    申请日：2011-07-22

    申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    IPC分类号： G06Q40/00

    CPC分类号： G06F17/30899 ,  G06F17/30867 ,  G06F17/3089 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q40/00 ,  G06Q40/04 ,  G06Q40/06 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838

    摘要： An account coordination system includes an Internet-connected server executing software from a non-transitory, machine-readable medium. The software provides direct linking between the server and two or more financial enterprises hosting each at least one financial account for a specific user and having an interactive interface through which the user may interact with his/her account, direct linking between the server and one or more third-party enterprises providing interactive interfaces through which the user may access and interact with one or more of the financial accounts at the financial enterprises, and tracking functionality whereby the server tracks activity by the user at any of the interactive interfaces through which the user may interact with one of the financial accounts. The server propagates any change made in an account by the user at any one of the interactive interfaces to the sites hosting the other interactive interfaces.

    摘要翻译： 帐户协调系统包括从非暂时的机器可读介质执行软件的因特网连接的服务器。 该软件提供服务器与托管每个至少一个特定用户的金融帐户的两个或多个金融企业之间的直接链接，并且具有用户可以通过该互动界面与他/她的帐户交互的交互界面，直接链接服务器与一个或多个 更多的第三方企业提供交互式界面，用户可以通过该交互界面访问和与金融企业的一个或多个财务帐户进行交互，并跟踪服务器跟踪用户在用户通过哪些交互界面进行的活动 可以与其中一个财务账户进行交互。 服务器将用户在任何一个交互界面的帐户中进行的任何更改传播到托管其他交互式界面的站点。

    Interactive Bill Payment Center
    14.
    发明申请
    Interactive Bill Payment Center 有权
    互动帐单支付中心

    公开(公告)号：US20110173119A1

    公开(公告)日：2011-07-14

    申请号：US13073213

    申请日：2011-03-28

    申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    IPC分类号： G06Q40/00

    CPC分类号： G06Q20/108 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q30/04 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G06Q40/12 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838

    摘要： A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible from the module for listing the bills due and payment accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history, an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments, an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts, an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data, a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface. A user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options. The treatment is ordered by the operating user and performed by proxy by a service entity hosting the interface.

    摘要翻译： 提供了一种用于使得能够查看和操纵从多个数据源编译并可通过在数据分组网络上操作的单个接口节点访问的多类聚合数据的软件套件。 在软件套件内提供了一个帐单支付模块，包括一个交互式主界面，可从该模块访问以列出账单和支付账户;嵌入在主界面中的交互历史链接，用于提供访问次级界面以查看账单 历史，嵌入在主界面中的交互式设置链接，用于提供对辅助界面的访问以配置定期付款;嵌入在主界面中的交互式转移资金链接，用于提供对辅助接口的访问，以使得能够在 嵌入在主界面中的用于提供用于查看日历数据的辅助界面的交互式日历链接，多个交互式下拉菜单，与列出的帐单相关联的每个菜单，所述菜单在调用时提供多个可选择的 ，用于处理列出的帐单的交互式选项和交互式刷新全部链接e 在主界面中嵌入，使界面中显示的数据能够进行选择性或完整的数据刷新。 从具有访问数据分组网络的远程节点操作主接口的用户可以查看所有汇总的账单，并根据所选择的交互选项开始处理这些账单。 治疗由操作用户排序，并由托管接口的服务实体由代理执行。

    Interactive Transaction Center Interface
    15.
    发明申请
    Interactive Transaction Center Interface 审中-公开
    交互式交易中心界面

    公开(公告)号：US20100257094A1

    公开(公告)日：2010-10-07

    申请号：US12715710

    申请日：2010-03-02

    申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Greene Scott ,  Senthil Kumar Pandurangan

    发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Greene Scott ,  Senthil Kumar Pandurangan

    IPC分类号： G06F3/01 ,  G06Q40/00 ,  G06Q20/00

    CPC分类号： G06F9/547 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q30/04 ,  G06Q30/0641 ,  G06Q40/00 ,  G06Q40/06 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2819 ,  H04L67/2838

    摘要： A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network. The transaction module comprises, an interactive main interface accessible through the summary interface, the main interface for listing new transactions related to registered financial accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing transaction history, an interactive menu provided within the main interface for assigning categories to the listed transactions, an interactive save feature for saving category assignments to the listed transactions; a interactive bill-payment link provided within the main interface for linking the interface to a bill-payment module and an interactive transfer-funds link provided within the summary interface of the module for linking the summary face of the module to a secondary interface for transferring funds from one account to another. A user operating the main interface from a remote node having access to the data-packet-network may view all transactions according to option of category, account, and time period.

    摘要翻译： 具有摘要接口的交易模块被提供作为软件套件的一部分，用于使得能够查看和操纵从多个数据源编译的多类聚合数据，并且可以通过在数据分组网络上操作的单个接口节点访问。 交易模块包括：可通过汇总接口访问的交互式主界面，用于列出与注册金融账户相关的新交易的主界面;嵌入在主界面中的交互式历史链接，用于提供访问次级界面以查看交易历史; 在主界面中提供的交互式菜单，用于为列出的交易分配类别;交互式保存功能，用于将类别分配保存到列出的交易中; 在主界面内提供的交互式帐单支付链接，用于将该界面链接到账单支付模块和在模块的汇总接口内提供的交互式转移资金链接，用于将模块的汇总面连接到用于传送的辅助界面 资金从一个帐户到另一个。 从具有访问数据分组网络的远程节点操作主接口的用户可以根据类别，帐户和时间段的选项查看所有事务。

    Interactive transaction center interface
    16.
    发明授权
    Interactive transaction center interface 有权
    交互式交易中心界面

    公开(公告)号：US07685525B2

    公开(公告)日：2010-03-23

    申请号：US10892078

    申请日：2004-07-14

    申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Greene Scott ,  Senthil Kumar Pandurangan

    发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Greene Scott ,  Senthil Kumar Pandurangan

    IPC分类号： G06F15/00 ,  G06F13/00

    CPC分类号： G06F9/547 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q30/04 ,  G06Q30/0641 ,  G06Q40/00 ,  G06Q40/06 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2819 ,  H04L67/2838

    摘要： A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network. The transaction module comprises, an interactive main interface accessible through the summary interface, the main interface for listing new transactions related to registered financial accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing transaction history, an interactive menu provided within the main interface for assigning categories to the listed transactions, an interactive save feature for saving category assignments to the listed transactions; a interactive bill-payment link provided within the main interface for linking the interface to a bill-payment module and an interactive transfer-funds link provided within the summary interface of the module for linking the summary face of the module to a secondary interface for transferring funds from one account to another. A user operating the main interface from a remote node having access to the data-packet-network may view all transactions according to option of category, account, and time period.

    摘要翻译： 具有摘要接口的事务模块被提供作为软件套件的一部分，用于使得能够查看和操纵从多个数据源编译的多类聚合数据，并且可以通过在数据分组网络上操作的单个接口节点访问。 交易模块包括：可通过汇总接口访问的交互式主界面，用于列出与注册金融账户相关的新交易的主界面;嵌入在主界面中的交互式历史链接，用于提供访问次级界面以查看交易历史; 在主界面中提供的交互式菜单，用于为列出的交易分配类别;交互式保存功能，用于将类别分配保存到列出的交易中; 在主界面内提供的交互式帐单支付链接，用于将该界面链接到账单支付模块和在模块的汇总接口内提供的交互式转移资金链接，用于将模块的汇总面连接到用于传送的辅助界面 资金从一个帐户到另一个。 从具有访问数据分组网络的远程节点操作主接口的用户可以根据类别，帐户和时间段的选项查看所有事务。

    Interactive Bill Payment Center
    17.
    发明申请
    Interactive Bill Payment Center 有权
    互动帐单支付中心

    公开(公告)号：US20100005025A1

    公开(公告)日：2010-01-07

    申请号：US12501733

    申请日：2009-07-13

    申请人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    发明人： Srihari Kumar ,  Satyen Desai ,  John Kelley ,  Blake Earl Hayward ,  Jennifer Green Scott ,  Senthil Kumar Pandurangan

    IPC分类号： G06Q20/00 ,  G06F3/048 ,  G06Q40/00

    CPC分类号： G06Q20/108 ,  G06F17/30867 ,  G06F17/3089 ,  G06F17/30899 ,  G06F21/41 ,  G06F2221/2119 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q30/04 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G06Q40/12 ,  H04L67/02 ,  H04L67/28 ,  H04L67/2838

    摘要： A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible from the module for listing the bills due and payment accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history, an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments, an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts, an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data, a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface. A user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options. The treatment is ordered by the operating user and performed by proxy by a service entity hosting the interface.

    摘要翻译： 提供了一种用于使得能够查看和操纵从多个数据源编译并可通过在数据分组网络上操作的单个接口节点访问的多类聚合数据的软件套件。 在软件套件内提供了一个帐单支付模块，包括一个交互式主界面，可从该模块访问以列出账单和支付账户;嵌入在主界面中的交互历史链接，用于提供访问次级界面以查看账单 历史，嵌入在主界面中的交互式设置链接，用于提供对辅助界面的访问以配置定期付款;嵌入在主界面中的交互式转移资金链接，用于提供对辅助接口的访问，以使得能够在 嵌入在主界面中的用于提供用于查看日历数据的辅助界面的交互式日历链接，多个交互式下拉菜单，与列出的帐单相关联的每个菜单，所述菜单在调用时提供多个可选择的 ，用于处理列出的帐单的交互式选项和交互式刷新全部链接e 在主界面中嵌入，使界面中显示的数据能够进行选择性或完整的数据刷新。 从具有访问数据分组网络的远程节点操作主接口的用户可以查看所有汇总的账单，并根据所选择的交互选项开始处理这些账单。 治疗由操作用户排序，并由托管接口的服务实体由代理执行。